Wyndham Rewards Earner® Business Card

Pros & Cons

Pros

+Welcome Bonus: 50,000 points
+Up to 8x at Wyndham hotels

Cons

–High annual fee ($149/yr)
–No lounge access
–No purchase protection

Our Review

Supercharge Your Business Rewards with the Wyndham Rewards Earner℠ Business Credit Card

75,000 bonus points total: 50,000 points after $4,000 in purchases and annual fee payment within 90 days + 25,000 points after $12,000 spent within 365 days
8X points per $1 on Wyndham hotel stays and gas purchases
5X points per $1 on marketing, advertising and utilities
1X point per $1 on all other purchases
15,000 anniversary points each year—enough for two free nights at many properties
Automatic Wyndham Diamond status with perks like room upgrades and premium Wi‑Fi
$95 annual fee

Designed for business owners whose expenses align with its bonus categories, this card accelerates your Wyndham Rewards balance on core costs—from hotel stays to advertising spend. Enjoy top-tier elite status from day one, plus an annual points windfall that can cover free nights on its own. Manage your account and track earnings easily through the Wyndham app or online portal.

Terms apply. Bonus points and anniversary awards require qualifying purchases and fee payment. See full terms for details.

Rewards

All Spending

1x

Wyndham Rewards pts per dollar

Wyndham hotels

8x

Wyndham Rewards pts per dollar

Gas

5x

Wyndham Rewards pts per dollar

Office

5x

Wyndham Rewards pts per dollar

Credit Card Rewards Calculator

See how much you could earn with this card based on your spending.

Your point valuation¢/ point

0.50¢3¢

Groceries1x

$700/mo

Gas & EV5x

$200/mo

Transit1x

$100/mo

Restaurants1x

$300/mo

Pharmacy1x

$50/mo

Travel1x

$150/mo

Bills & recurring payments1x

$250/mo

Telecom1x

$150/mo

Entertainment & streaming1x

$100/mo

Office supplies5x

$0/mo

All other spending1x

$500/mo

Points Earned

39,600

Wyndham Rewards/yr

Estimated Value

$396

After Fees

+$247

1st Year Value

$997

incl. welcome bonus

Breakdown

Groceries$8,400/yr × 1x8,400 pts

Gas & EV$2,400/yr × 5x12,000 pts

Transit$1,200/yr × 1x1,200 pts

Restaurants$3,600/yr × 1x3,600 pts

Pharmacy$600/yr × 1x600 pts

Travel$1,800/yr × 1x1,800 pts

Bills & recurring payments$3,000/yr × 1x3,000 pts

Telecom$1,800/yr × 1x1,800 pts

Entertainment & streaming$1,200/yr × 1x1,200 pts

Office supplies$0/yr × 5x0 pts

All other spending$6,000/yr × 1x6,000 pts

Total annual spend$30,000

Total monthly spend$2,500

Average earn rate on spend per year1.32x

Average earn rate on spend 1st year with welcome bonus3.82x

Total points earned on spend39,600 pts

Welcome bonus points+75,000 pts

Earn 50,000 Wyndham Rewards after $4,000 in purchases within the first 3 months
Earn 25,000 Wyndham Rewards after $12,000 in purchases within the first 365 days

Total points earned114,600 pts

Value of points accumulated in the first year≈ $1,146

Additional Benefits

$65 Wholesale Membership Club Credit: enjoy an annual $65 statement credit on eligible wholesale member clubs. Complimentary employee cards offer you more control over business expenses and improved tracking by adding employees to your account at no additional cost. No foreign transaction fees on international purchases. $0 Fraud Liability protection - you're not responsible for charges you did not authorize. Visa SavingsEdge turns qualifying business purchases into savings. Contactless technology - use Tap to Pay for faster, easier, contactless purchasing. Automatically receive a Wyndham Rewards DIAMOND member level and enjoy suite upgrades, welcome amenity at check-in at select hotels, and more. Cardmember booking discount: save even more on the Standard Rate at participating Hotels by Wyndham. Earn free nights faster - redeem 20% fewer Wyndham Rewards points when you book free nights, starting at just 6,000 points.