Pros & Cons

Pros

  • +Welcome Bonus: 20,000 points
  • +Up to 4x on gas & EV charging
  • +Lounge access included

Cons

  • No purchase protection

Our Review

Unlock High‑Value Travel & Everyday Rewards with the U.S. Bank Altitude® Connect Visa Signature® Card

  • 20,000 bonus points after you spend $1,000 in the first 90 days
  • 5X points on prepaid hotels and car rentals booked through the Altitude Rewards Center
  • 4X points on travel and at gas/EV charging stations (on up to $1,000 in combined spend each quarter)
  • 2X points on dining, select streaming services and grocery store purchases
  • 1X point on all other eligible purchases
  • Up to $100 statement credit for TSA PreCheck® or Global Entry® application fees (once every four years)
  • Four complimentary Priority Pass™ visits each year
  • 0% intro APR on balance transfers for 12 billing cycles
  • No annual fee and no foreign transaction fees

This no‑fee travel card delivers exceptional rewards where you spend most—whether you’re booking hotels, filling up at the pump or streaming your favorite shows. Use the Altitude Rewards Center to maximize your earnings on rentals and prepaids, then enjoy flexible redemption options for travel, cash back or gift cards. Plus, get VIP access to lounges and reimbursement for trusted‑traveler programs to smooth every trip. Manage your account and redeem points instantly with Real‑Time Rewards in the U.S. Bank Mobile app.

Terms apply. Bonus points and credits require qualifying purchases. Quarterly cap applies to 4X gas/EV earnings. See issuer for full details.

Rewards

All Spending

1x

pts per dollar

Gas

4x

pts per dollar

Travel

4x

pts per dollar

Groceries

2x

pts per dollar

Restaurants

2x

pts per dollar

Streaming

2x

pts per dollar

Credit Card Rewards Calculator

See how much you could earn with this card based on your spending.

¢/ point
0.50¢
Groceries2x
$700/mo
Gas & EV4x
$200/mo
Transit1x
$100/mo
Restaurants2x
$300/mo
Pharmacy1x
$50/mo
Travel4x
$150/mo
Bills & recurring payments1x
$250/mo
Telecom1x
$150/mo
Entertainment & streaming2x
$100/mo
Office supplies1x
$0/mo
All other spending1x
$500/mo

Points Earned

55,800

pts/yr

Estimated Value

$558

After Fees

+$463

1st Year Value

$663

incl. welcome bonus

Breakdown

Groceries$8,400/yr × 2x16,800 pts
Gas & EV$2,400/yr × 4x9,600 pts
Transit$1,200/yr × 1x1,200 pts
Restaurants$3,600/yr × 2x7,200 pts
Pharmacy$600/yr × 1x600 pts
Travel$1,800/yr × 4x7,200 pts
Bills & recurring payments$3,000/yr × 1x3,000 pts
Telecom$1,800/yr × 1x1,800 pts
Entertainment & streaming$1,200/yr × 2x2,400 pts
All other spending$6,000/yr × 1x6,000 pts
Total annual spend$30,000
Total monthly spend$2,500
Average earn rate on spend per year1.86x
Total points earned55,800 pts
Value of points accumulated in the first year$558

Perks & Benefits

Lounge Access

4 visits per year

Concierge

24/7

NEXUS membership

Included

NEXUS Credit

$100

Additional Benefits

Priority Pass™ Select: enrolled cardholders receive a 12-month Priority Pass Select membership giving access, with their accompanying guests, to more than 1,800 airport VIP lounges and experiences worldwide; cardholders have access to 4 free airport lounge visits per membership year, and after the free visits have been used the card is charged a lounge visit fee for the member and each guest. Enrollment at prioritypass.com/usbankaltitudeconnect is required. Visa Signature Concierge: complimentary concierge service, available 24 hours a day. Roadside Dispatch®: towing and locksmith referral services in the United States and Canada, available 24 hours a day, 7 days a week, on a pay-per-use basis. Travel and Emergency Assistance Services: help coordinating medical, legal and travel services while away from home, including Emergency Ticket Replacement and Lost Luggage Locator Service — this is assistance and referral only, and all costs are Your responsibility. Premium travel benefits: enjoy airport lounge access and TSA PreCheck®, plus have peace of mind with travel protections. No foreign transaction fees when making purchases outside the United States. Up to $100 in statement credit(s) toward the Global Entry® or TSA PreCheck® application fee, once every four (4) years per eligible Visa Signature account number. You must complete the application and pay the fee with the card; the statement credit posts within 1-2 billing cycles.

Travel Insurance

Trip Cancellation

Up to $2,000

Trip Interruption

Up to $2,000

Flight Delay

Up to $300

Travel Accident

Up to $1,000

View the insurance certificate (PDF)

Fees and interest rates

  • Annual Fee
    $95

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Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Milesopedia USA may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 US Bank. All trademarks are property of their respective owners.