Get this offer by email and pick up where you left off, whenever suits you.
Pros & Cons
Pros
+Welcome Bonus: $600
+Purchase protection included
Cons
—
Rewards
All Spending
1x
Cash Back pts per dollar
Credit Card Rewards Calculator
See how much you could earn with this card based on your spending.
¢/ point
0.50¢3¢
Groceries1x
$700/mo
Gas & EV1x
$200/mo
Transit1x
$100/mo
Restaurants1x
$300/mo
Pharmacy1x
$50/mo
Travel1x
$150/mo
Bills & recurring payments1x
$250/mo
Telecom1x
$150/mo
Entertainment & streaming1x
$100/mo
Office supplies1x
$0/mo
All other spending1x
$500/mo
Points Earned
30,000
Cash Back/yr
Estimated Value
$300
After Fees
+$205
1st Year Value
$211
incl. welcome bonus
Breakdown
Groceries$8,400/yr × 1x8,400 pts
Gas & EV$2,400/yr × 1x2,400 pts
Transit$1,200/yr × 1x1,200 pts
Restaurants$3,600/yr × 1x3,600 pts
Pharmacy$600/yr × 1x600 pts
Travel$1,800/yr × 1x1,800 pts
Bills & recurring payments$3,000/yr × 1x3,000 pts
Telecom$1,800/yr × 1x1,800 pts
Entertainment & streaming$1,200/yr × 1x1,200 pts
All other spending$6,000/yr × 1x6,000 pts
Total annual spend$30,000
Total monthly spend$2,500
Average earn rate on spend per year1x
Total points earned30,000 pts
Value of points accumulated in the first year≈ $300
Additional Benefits
$250,000 and $1,000,000 Worldwide Automatic Travel Accident Insurance: the benefit amount payable is between $250,000 and $1,000,000 and varies by the credit card you charged your fare(s) to — for exact coverage amounts, call the Cardmember Service phone number found on the back of your card. Travel and Emergency Assistance Services: medical referral, legal referral, emergency transportation, emergency ticket replacement and lost luggage locator assistance — these are assistance and referral services only, and all costs are Your responsibility. Free employee cards and no foreign transaction fees on international inventory, supply or travel expenses. U.S. Bank Spend Management: a platform for monitoring and managing business expenses. Pay over time with a U.S. Bank ExtendPay® Plan — new cardmembers receive a $0 fee offer on ExtendPay Plans opened in the first 60 days after account opening. No rewards limits: no limits on the total rewards your business can earn, and the Top Two bonus categories adjust automatically each month based on your spending.
Travel Insurance
Lost Baggage
Up to $3,000
Travel Accident
Included
Purchase Protection
Purchase Protection
Up to $10,000 / 90 days
Extended Warranty
+1 years
Auto Rental Collision (secondary, primary for business rentals, primary abroad)