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U.S. BANK CASH+® VISA® SECURED CARD

U.S. BANK CASH+® VISA® SECURED CARD
US BankNo annual fee
Apply Now

on US Bank's website

Information collected independently by Milesopedia. This page has not been reviewed or provided by US Bank.

Annual Fee
$0
Welcome offer
No current welcome offer

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Pros & Cons

Pros

  • No annual fee

Cons

  • No purchase protection

Rewards

All Spending

1x

pts per dollar

Credit Card Rewards Calculator

See how much you could earn with this card based on your spending.

¢/ point
0.50¢3¢
Groceries1x
$700/mo
Gas & EV1x
$200/mo
Transit1x
$100/mo
Restaurants1x
$300/mo
Pharmacy1x
$50/mo
Travel1x
$150/mo
Bills & recurring payments1x
$250/mo
Telecom1x
$150/mo
Entertainment & streaming1x
$100/mo
Office supplies1x
$0/mo
Online advertising1x
$0/mo
All other spending1x
$500/mo

Points Earned

30,000

pts/yr

Estimated Value

$300

After Fees

+$300

1st Year ValueThese figures are estimates from our own calculator, based on our point valuations and the spending you enter. They are not the card issuer's valuation and have not been provided or endorsed by the issuer. Actual rewards may vary.

$300

incl. welcome bonus

Breakdown

Groceries$8,400/yr × 1x8,400 pts
Gas & EV$2,400/yr × 1x2,400 pts
Transit$1,200/yr × 1x1,200 pts
Restaurants$3,600/yr × 1x3,600 pts
Pharmacy$600/yr × 1x600 pts
Travel$1,800/yr × 1x1,800 pts
Bills & recurring payments$3,000/yr × 1x3,000 pts
Telecom$1,800/yr × 1x1,800 pts
Entertainment & streaming$1,200/yr × 1x1,200 pts
All other spending$6,000/yr × 1x6,000 pts
Total annual spend$30,000
Total monthly spend$2,500
Average earn rate on spend per year1x
Total points earned30,000 pts
Value of points accumulated in the first year≈ $300

Additional Benefits

Zero fraud liability: you are not responsible for unauthorized transactions if your card is ever lost or stolen. Your card limit is the same amount as your refundable security deposit ($300 to $5,000), held in a secured savings account with U.S. Bank; U.S. Bank monitors your activity and regularly reports your card status to the three major credit bureaus, and you may be able to automatically graduate to the U.S. Bank Cash+® Visa Signature® Card, at which point your security deposit is returned.

Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Milesopedia USA may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 US Bank. All trademarks are property of their respective owners.