Best Cash Back Credit Cards in the US - September 2026

Power Your Business with the Chase Ink Business Unlimited℠ Credit Card

• $1,000 bonus cash back after spending $6,000 on purchases within the first 3 months of account opening
• 1.5% unlimited cash back on every purchase, with no caps or category tracking
• 0% intro APR on purchases for 12 months to finance big expenses interest‑free
• No annual fee and free employee cards with customizable spending limits
• 3% foreign transaction fee on purchases made abroad

Whether you’re stocking inventory, paying vendors or covering travel costs, earn a flat 1.5% back on every dollar without the hassle of bonus categories. Enjoy a generous welcome offer, a long 0% APR period to smooth out cash flow, and seamless account management in the Chase Mobile^® app. Combine your cash back with other Chase business cards to boost your rewards earning even further.

Terms apply. Bonus cash back awarded after meeting the spend requirement. Regular APR applies after intro period. See issuer’s site for full details.

Maximize Big‑Ticket Spend with the Chase Ink Business Premier^® Card

• $1,000 bonus cash back when you spend $10,000 on purchases in your first 3 months
• 2.5% cash back on every purchase of $5,000 or more
• 2% cash back on all other business purchases
• 5% cash back on travel booked through Chase Travel℠
• $195 annual fee
• No foreign transaction fees
• Flex for Business^® lets you pay qualified purchases of $500+ over time
• Built‑in protections: trip cancellation/interruption, baggage delay, purchase, cell phone and fraud protection
• Employee cards at no additional cost with spend controls & real‑time alerts

Ideal for businesses with large recurring expenses, this card delivers enhanced cash back on big purchases and valuable travel rewards—easily offsetting its annual fee. Manage everything in one intuitive dashboard, enjoy flexible payment options for qualifying charges and protect your purchases with comprehensive coverage.

Terms apply. Approval subject to creditworthiness. See issuer for full details.

Supercharge Your Business Rewards with the Capital One Spark Cash Plus Card

• Unlimited 2% cash back on every purchase, everywhere
• 5% cash back on hotels and rental cars booked through Capital One’s travel portal
• $2,000 one‑time bonus after $30,000 in purchases within the first 3 months
• Additional $2,000 bonus for every $500,000 spent during your first year—earn multiple bonuses
• No preset spending limit adapts to your business’s needs
• $150 annual fee, fully refunded each year you spend $150,000
• No foreign transaction fees
• Charge card structure: balance due in full each month
• Free employee and virtual cards with customizable controls and seamless accounting integration

Designed for high‑spend businesses, Spark Cash Plus delivers a powerful combo of flat‑rate rewards and massive welcome offers that more than offset its fee. With adaptable purchasing power, robust travel bonus rates and scalable employee programs, this card ensures every dollar fuels growth and returns—while you pay in full and build a stronger bottom line.

Drive Your Cash Flow with the Chase Ink Business Cash^® Credit Card

• Up to $750 cash back — earn $350 after $3,000 spent in the first 3 months and $400 more after $6,000 in the first 6 months
• 5% cash back on the first $25,000 per year at office supply stores and on internet, cable & phone services
• 2% cash back on the first $25,000 per year at gas stations and restaurants
• 1% cash back on all other purchases
• 0% intro APR for 12 months on purchases & balance transfers
• No annual fee

Turn everyday business expenses into powerful rewards—whether you’re ordering supplies, managing telecom bills or fueling your fleet. Redeem cash back for statement credits, gift cards or travel through Chase Ultimate Rewards^®, all tracked in real time via the Chase mobile app. Enjoy employee cards, spending controls and seamless digital tools that keep your business running smoothly.

Terms apply. Bonus earned in two parts; spending caps apply after limits. 0% intro APR for 12 months on purchases & balance transfers; 3% foreign transaction fee; see full terms for details.

Indulge in 3% Cash Back on Food, Fun & Streaming with the Capital One SavorOne^® Card

• $200 one‑time bonus after $500 in purchases within your first 3 months
• 3% cash back at grocery stores (excluding superstores like Walmart^® & Target^®), on dining, entertainment and popular streaming services
• 8% cash back on Capital One Entertainment purchases
• 5% cash back on hotels & rental cars booked through Capital One Travel
• 1% cash back on all other purchases
• 0% intro APR on purchases & balance transfers for 15 months
• No annual fee & no foreign transaction fees

Whether you’re grabbing groceries for dinner, streaming the latest hit, catching a concert or booking a weekend getaway, the SavorOne^® Card turns everyday and entertainment spending into powerful cash‑back rewards. With tiered rewards on dining, groceries, entertainment and travel, plus a generous welcome bonus and a lengthy 0% APR window, it’s designed for those who live for life’s flavors and experiences—without any annual fee holding you back.

Enjoy Magical Rewards with the Disney^® Premier Visa^® Card from Chase

• $300 statement credit after $1,000 in purchases within the first 3 months
• 5% Disney Rewards Dollars on purchases at Disney parks, resorts, DisneyStore.com and Disney+ subscriptions
• 2% Disney Rewards Dollars on dining, grocery and fuel purchases
• 1% Disney Rewards Dollars on all other purchases
• 6 months 0% intro APR on select Disney vacation package purchases
• 10% savings on select dining and merchandise at U.S. Disney parks and resorts
• Up to 15% off guided tours and select experiences
• $49 annual fee
• 3% foreign transaction fee

Whether you’re booking a fairy‑tale getaway or stocking up on Mickey‑ear souvenirs, this card turns every dollar into Disney Rewards Dollars you can redeem toward park tickets, dining, merchandise and more. Seamlessly manage your account in Chase Mobile^® and tap-to-pay with contactless security—so you can focus on making memories, not managing plastic.

Terms apply. Disney Rewards Dollars have no spending caps but are redeemable only at select Disney locations. 0% intro APR applies to select Disney vacation packages; other transactions incur standard APR. See issuer for full details.