U.S. Bank Shield™ Visa® Card

Pros & Cons

Pros

+Purchase protection included
+No annual fee

Cons

—

Our Review

Take Control of Your Finances with the U.S. Bank Visa® Platinum Card

No annual fee
0% intro APR on purchases for 20 billing cycles*
0% intro APR on balance transfers for 20 billing cycles (transfers must post within 60 days)*
Cell phone protection against damage or theft when you pay your monthly bill with your card**
No rewards program—focus on saving interest, not tracking points

Designed for borrowers who want to pay down debt efficiently, this card offers one of the longest interest‑free periods available and eliminates annual fees. Consolidate high‑rate balances or finance a major purchase without paying interest, then enjoy added peace of mind with complimentary cell phone insurance on your monthly phone bill. If your goal is to minimize interest costs and simplify finances, the U.S. Bank Visa® Platinum Card delivers.

*Intro APR applies to purchases and balance transfers made in the first 60 days; ongoing APR 18.24%–28.74% variable. **Cell phone protection requires enrollment and has coverage limits; see issuer for full terms.

Additional Benefits

Cellular Telephone Protection: get up to $600 reimbursed if your cell phone is stolen or damaged when you pay your monthly cellular bill with your card. Once all other insurance has been exhausted, coverage is up to six hundred dollars ($600.00) per claim, with a maximum of one (1) claim per twelve (12) month period, subject to a one hundred dollar ($100.00) deductible. $20 annual statement credit: an automatic statement credit of $20 per 12-month period is applied within 2 statement billing cycles following 11 consecutive calendar months of purchases, if the account is in good standing. $0 fee U.S. Bank ExtendPay® Plan, annually: option to set up a 3-month $0 fee ExtendPay Plan offer each calendar year after the new account 0% introductory purchase APR offer has expired. Free credit score access: enroll in the mobile app and online banking to view your score at any time. Flexible redemption: get your cash back directly deposited into your U.S. Bank checking or savings account, as a statement credit, a rewards card and more.