Pros & Cons

Pros

  • Welcome Bonus: 60,000 points
  • Purchase protection included
  • No foreign transaction fees

Cons

—

Our Review

Accelerate Your Hyatt Journeys with the World of Hyatt Credit Card

  • Up to 60,000 bonus points — 30,000 after spending $3,000 in the first 3 months, plus up to 30,000 more in the first 6 months
  • 4 bonus points/$1 at Hyatt hotels & resorts
  • 2 points/$1 on dining, airline tickets, local transit and fitness
  • 1 point/$1 on all other purchases
  • Automatic Discoverist status and 5 tier‑qualifying nights upon account opening
  • 1 free anniversary night at a Category 1–4 property plus an extra free night after $15,000 annual spend
  • $95 annual fee with no foreign transaction fees

Whether you’re planning a luxury escape or a quick weekend getaway, this card delivers Hyatt perks that easily cover its cost. Earn up to 9 points per dollar on stays, fast‑track elite status through tier‑qualifying nights and enjoy free nights that refresh every year. Manage your rewards seamlessly in the Chase app and unlock more comfort on every trip.

Terms apply. Bonus nights after qualifying spend. Anniversary free night valid at Category 1–4 properties. Annual fee applies. See issuer for full details.

Rewards

All Spending

1x

World of Hyatt pts per dollar

Restaurants

2x

World of Hyatt pts per dollar

Transit

2x

World of Hyatt pts per dollar

Credit Card Rewards Calculator

See how much you could earn with this card based on your spending.

¢/ point
0.50¢3¢
Groceries1x
$700/mo
Gas & EV1x
$200/mo
Transit2x
$100/mo
Restaurants2x
$300/mo
Pharmacy1x
$50/mo
Travel1x
$150/mo
Bills & recurring payments1x
$250/mo
Telecom1x
$150/mo
Entertainment & streaming1x
$100/mo
Office supplies1x
$0/mo
Online advertising1x
$0/mo
All other spending1x
$500/mo

Points Earned

34,800

World of Hyatt/yr

Estimated Value

$348

After Fees

+$253

1st Year ValueThese figures are estimates from our own calculator, based on our point valuations and the spending you enter. They are not the card issuer's valuation and have not been provided or endorsed by the issuer. Actual rewards may vary.

$853

incl. welcome bonus

Breakdown

Groceries$8,400/yr × 1x8,400 pts
Gas & EV$2,400/yr × 1x2,400 pts
Transit$1,200/yr × 2x2,400 pts
Restaurants$3,600/yr × 2x7,200 pts
Pharmacy$600/yr × 1x600 pts
Travel$1,800/yr × 1x1,800 pts
Bills & recurring payments$3,000/yr × 1x3,000 pts
Telecom$1,800/yr × 1x1,800 pts
Entertainment & streaming$1,200/yr × 1x1,200 pts
All other spending$6,000/yr × 1x6,000 pts
Total annual spend$30,000
Total monthly spend$2,500
Average earn rate on spend per year1.16x
Average earn rate on spend 1st year with welcome bonus3.16x
Total points earned on spend34,800 pts
Welcome bonus points+60,000 pts
Total points earned94,800 pts
Value of points accumulated in the first year≈ $948

Perks & Benefits

Concierge

24/7

Additional Benefits

  • One free night each year after your cardmember anniversary at any Category 1-4 Hyatt hotel or resort, plus an extra free night at any Category 1-4 property if you spend $15,000 in a calendar year.
  • A faster path to World of Hyatt elite status through card spend.
  • Complimentary Visa Signature Concierge Service, 24 hours a day.
  • One-year complimentary DashPass membership for DoorDash and Caviar.

Travel Insurance

Trip Cancellation

Up to $5,000

Trip Interruption

Up to $5,000

Delayed Baggage

Up to $500

Lost Baggage

Up to $3,000

Flight Delay

Up to $500

Travel Accident

Up to $500,000

Purchase Protection

Purchase Protection

Up to $500 / 120 days

Extended Warranty

+1 years

Auto Rental Collision (secondary, primary abroad)

Up to $60,000 / 31 days

View the insurance certificate (PDF)

Fees and interest rates

  • Annual Fee
    $95
  • Foreign currency conversion fee
    0%

Terms & Conditions

Card Features

  • Earn up to 60,000 Bonus Points. Earn 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening. Plus, up to 30,000 more Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent.
  • Enjoy complimentary World of Hyatt Discoverist status for as long as your account is open.
  • Get 1 free night each year after your Cardmember anniversary at any Category 1-4 Hyatt hotel or resort
  • Receive 5 tier qualifying night credits towards status after account opening, and each year after that for as long as your account is open
  • Earn an extra free night at any Category 1-4 Hyatt hotel if you spend $15,000 in a calendar year
  • Earn 2 qualifying night credits towards tier status every time you spend $5,000 on your card
  • Earn up to 9 points total for Hyatt stays – 4 Bonus Points per $1 spent on qualified purchases at Hyatt hotels & up to 5 Base Points per $1 from Hyatt as a World of Hyatt member
  • Earn 2 Bonus Points per $1 spent at restaurants, on airline tickets purchased directly from the airlines, on local transit and commuting and on fitness club and gym memberships
  • Member FDIC

Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Milesopedia USA may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 Chase. All trademarks are property of their respective owners.