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Pros & Cons
Pros
- +No annual fee
Cons
- –No purchase protection
Our Review
Seamlessly Pay Down Debt & Earn Rewards with the Discover it® Chrome Card
- 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter; 1% cash back on all other spend
- Unlimited Cashback Match™—Discover automatically doubles all the cash back you’ve earned at the end of your first year
- 0% intro APR for 18 months on balance transfers and 6 months on purchases
- No annual fee and no foreign transaction fees
- Automatic rewards—bonus categories apply without activation each quarter
Whether you’re clearing high-interest balances or covering everyday expenses, the Discover it® Chrome Card combines powerful financing with steady cash back. Take advantage of one of the longest intro APR periods for transfers, while earning a simple 2% back on gas and dining—no activation required. Then watch your rewards double during your first year with unlimited Cashback Match™, giving you twice the value effortlessly. With no fees to worry about and convenient mobile tools to manage payments, this card is perfect for savvy spenders who demand both flexible borrowing and reliable rewards.
Terms apply. Balance transfer fee: 3% intro, then up to 5%. Variable APR 18.24%–27.24% after intro periods. See issuer for full details.
Rewards
All Spending
1x
Cash Back pts per dollar
Gas
2x
Cash Back pts per dollar
Restaurants
2x
Cash Back pts per dollar
Credit Card Rewards Calculator
See how much you could earn with this card based on your spending.
Points Earned
36,000
Cash Back/yr
Estimated Value
$360
After Fees
+$360
1st Year Value
$360
incl. welcome bonus
Breakdown
Terms & Conditions
Card Features
- INTRO OFFER: Unlimited Cashback Match for all new cardmembers-only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards.
- Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically. Plus earn unlimited 1% cash back on all other purchases.
- Get a 0% intro APR for 18 months on balance transfers. Then 18.24% to 27.24% Standard Variable APR applies, based on credit worthiness.
- Redeem your rewards for cash at any time.
- No annual fee.
- Terms and conditions apply.
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Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Milesopedia USA may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 Discover. All trademarks are property of their respective owners.