Pros & Cons

Pros

  • +Welcome Bonus: 50,000 miles
  • +No foreign transaction fees

Cons

  • No purchase protection

Our Review

Unlock SkyTeam Alliance Rewards with the Air France KLM Visa Signature®

Limited-Time Online Offer: Earn 70,000 Bonus Miles + 100 Experience Points (XP) after you make $3,000 or more in purchases within the first 90 days of your account opening!

The Air France KLM Visa Signature® delivers exceptional value for travelers with access to over 1,000 destinations worldwide through SkyTeam member airlines. With a low $89 annual fee, this card offers:

  • 3 Miles per $1 spent on eligible SkyTeam member airline purchases
  • 3 Miles per $1 spent on eligible dining purchases
  • 1.5 Miles per $1 spent on everyday purchases
  • 5,000 bonus Miles annually after spending $50 or more

The Air France KLM Visa Signature® includes valuable status-earning opportunities:

  • 100 XP bonus = instant Flying Blue Silver status
  • 20 XP annually
  • Additional 80 XP after spending $15,000 annually (totaling 100 XP)
  • Additional 60 XP after spending $25,000 annually (totaling 160 XP)
  • No foreign transaction fees

Flying Blue Silver Status benefits include:

  • 6 Miles per dollar spent on flights
  • Priority check-in, baggage drop-off and boarding
  • Free seat selection options 24 hours before departure
  • Free selection of standard seats
  • One free extra checked baggage item on SkyTeam flights

Perfect for travelers who frequently fly with SkyTeam airlines or want elite status benefits, this card provides excellent value with its modest annual fee and immediate status upgrade.

Apply now to secure this limited-time offer and instant Silver status!

Rewards

All Spending

1.5x

Flying Blue pts per dollar

Credit Card Rewards Calculator

See how much you could earn with this card based on your spending.

¢/ point
0.50¢
Groceries1.5x
$700/mo
Gas & EV1.5x
$200/mo
Transit1.5x
$100/mo
Restaurants1.5x
$300/mo
Pharmacy1.5x
$50/mo
Travel1.5x
$150/mo
Bills & recurring payments1.5x
$250/mo
Telecom1.5x
$150/mo
Entertainment & streaming1.5x
$100/mo
Office supplies1.5x
$0/mo
All other spending1.5x
$500/mo

Points Earned

45,000

Flying Blue/yr

Estimated Value

$450

After Fees

+$361

1st Year Value

$861

incl. welcome bonus

Breakdown

Groceries$8,400/yr × 1.5x12,600 pts
Gas & EV$2,400/yr × 1.5x3,600 pts
Transit$1,200/yr × 1.5x1,800 pts
Restaurants$3,600/yr × 1.5x5,400 pts
Pharmacy$600/yr × 1.5x900 pts
Travel$1,800/yr × 1.5x2,700 pts
Bills & recurring payments$3,000/yr × 1.5x4,500 pts
Telecom$1,800/yr × 1.5x2,700 pts
Entertainment & streaming$1,200/yr × 1.5x1,800 pts
All other spending$6,000/yr × 1.5x9,000 pts
Total annual spend$30,000
Total monthly spend$2,500
Average earn rate on spend per year1.5x
Total points earned45,000 pts
Value of points accumulated in the first year$450

Fees and interest rates

  • Annual Fee
    $89
  • Foreign currency conversion fee
    0%

Terms & Conditions

Card Features

Limited-Time Online Offer: 70,000 Bonus Miles + 100 Experience Points (XP) after you make $3,000 or more in purchases within the first 90 days of your account opening.

100 XP equals an upgrade to Flying Blue Silver status! See Silver status benefits below.

Card Benefits Include:

  • Earn 3 Miles per $1 spent on eligible SkyTeam member airline purchases
  • New – Earn 3 Miles per $1 spent on eligible dining purchases
  • Earn 1.5 Miles per $1 spent on everyday purchases
  • Receive 5,000 Miles every year on your account anniversary after you spend $50 or more on purchases within the anniversary year
  • Redeem Miles toward flights with any SkyTeam member airline to over 1,000 destinations worldwide
  • 20 XP every year on your account anniversary
  • Earn an additional 80 XP (totaling 100 XP) on the account anniversary after you spend $15,000 or more on purchases within the anniversary year
  • New – Earn an additional 60 XP (totaling 160 XP) on the account anniversary after you spend $25,000 or more on purchases within the anniversary year
  • No foreign transaction fees*
  • Low annual fee of $89*

Benefits of Flying Blue Silver Status:

Earn 6 Miles per dollar spent

  • Priority check-in, baggage drop-off and boarding
  • Some free seat options 24 hours before departure
  • Free selection of standard seats

One free extra checked baggage item on SkyTeam flights

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Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Milesopedia USA may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 Bank of America. All trademarks are property of their respective owners.