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Pros & Cons
Pros
- +Welcome Bonus: 25,000 points
- +No foreign transaction fees
- +No annual fee
Cons
- –No purchase protection
Our Review
Unlock Effortless Travel Rewards with the Bank of America Travel Rewards Credit Card
- 3 points per $1 on travel booked through the Bank of America Travel Center; 1.5 points per $1 on all other purchases
- 25,000 bonus points after $1,000 in purchases within 90 days (worth a $250 travel statement credit)
- No annual fee and no foreign transaction fees
- Redeem starting at 2,500 points for statement credits on flights, hotels, car rentals, restaurants and more
- Points never expire as long as your account remains open
- Earn 25%–75% more points with Preferred Rewards® membership
This card makes earning and using travel rewards simple: book any trip through the Travel Center to maximize your points, then redeem directly as a credit on your statement. Manage everything in one intuitive app or online portal, and enjoy the peace of mind of no annual or foreign transaction fees.
Terms apply. Bonus points awarded after meeting spend requirement. Enrollment in Preferred Rewards® required for bonus boost. See full terms for details.
Rewards
All Spending
1.5x
Bank of America Preferred Rewards pts per dollar
Credit Card Rewards Calculator
See how much you could earn with this card based on your spending.
Points Earned
45,000
Bank of America Preferred Rewards/yr
Estimated Value
$450
After Fees
+$450
1st Year Value
$700
incl. welcome bonus
Breakdown
Fees and interest rates
- Annual Fee$0
- Foreign currency conversion fee0%
Terms & Conditions
Card Features
- 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening – that can be a $250 statement credit toward travel purchases.
- Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don’t expire as long as your account remains open.
- Earn 3 points per $1 spent on travel purchases booked through the Bank of America Travel Center.
- Use your card to book your trip how and where you want – you’re not limited to specific websites with blackout dates or restrictions.
- Redeem points for a statement credit to pay for travel or dining purchases, such as flights, hotel stays, car and vacation rentals, baggage fees, and also at restaurants including takeout.
- 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 17.74% – 27.74% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 4%. Balance transfers may not be used to pay any account provided by Bank of America.
- If you’re a Bank of America Preferred Rewards® member, you can earn 25%-75% more points on every purchase. That means instead of earning an unlimited 1.5 points for every $1, you could earn 1.87-2.62 points for every $1 you spend on purchases. You could earn 3.75-5.25 points for every $1 you spend on travel purchases made through the Bank of America Travel Center.
- Contactless Cards – The security of a chip card, with the convenience of a tap.
- This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.
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Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Milesopedia USA may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 Bank of America. All trademarks are property of their respective owners.