American Express Business Green Rewards Card

Pros & Cons

Pros

+Welcome Bonus: 15,000 points
+Purchase protection included

Cons

–Foreign Transaction Fee (2.7%)

Our Review

Empower Your Business with the American Express Business Green Rewards Card

15,000 Membership Rewards® points after $3,000 in purchases within the first 3 months
2X points on eligible purchases at amextravel.com
1X point on all other purchases
No preset spending limit for flexible purchasing power
Pay Over Time option on qualifying charges
$95 annual fee

Tailored for small‑business owners and side hustlers, this card turns travel and everyday expenses into valuable Membership Rewards® points you can transfer to leading airlines and hotels or redeem for statement credits. Choose to pay balances in full each month or carry qualifying charges over time, and enjoy the adaptability of a card that grows with your business needs.

Terms apply. Welcome bonus requires $3,000 spend in 3 months. Pay Over Time and Pay In Full options subject to eligibility. Foreign transaction fee: 2.7%. See issuer for full details.

Rewards

All Spending

1x

American Express Membership Rewards pts per dollar

Credit Card Rewards Calculator

See how much you could earn with this card based on your spending.

Your point valuation¢/ point

0.50¢3¢

Groceries1x

$700/mo

Gas & EV1x

$200/mo

Transit1x

$100/mo

Restaurants1x

$300/mo

Pharmacy1x

$50/mo

Travel1x

$150/mo

Bills & recurring payments1x

$250/mo

Telecom1x

$150/mo

Entertainment & streaming1x

$100/mo

Office supplies1x

$0/mo

All other spending1x

$500/mo

Points Earned

30,000

American Express Membership Rewards/yr

Estimated Value

$300

After Fees

+$205

1st Year Value

$355

incl. welcome bonus

Breakdown

Groceries$8,400/yr × 1x8,400 pts

Gas & EV$2,400/yr × 1x2,400 pts

Transit$1,200/yr × 1x1,200 pts

Restaurants$3,600/yr × 1x3,600 pts

Pharmacy$600/yr × 1x600 pts

Travel$1,800/yr × 1x1,800 pts

Bills & recurring payments$3,000/yr × 1x3,000 pts

Telecom$1,800/yr × 1x1,800 pts

Entertainment & streaming$1,200/yr × 1x1,200 pts

All other spending$6,000/yr × 1x6,000 pts

Total annual spend$30,000

Total monthly spend$2,500

Average earn rate on spend per year1x

Total points earned30,000 pts

Value of points accumulated in the first year≈ $300

Additional Benefits

Global Assist Hotline: available 24/7 for coordination and assistance with services such as lost passport replacement assistance, translation services, missing luggage assistance and emergency legal and medical referrals while traveling more than 100 miles from home; the coordination and assistance services are offered at no additional charge, but Card Members are responsible for the costs charged by third-party service providers (Global Assist Hotline Benefit Guide). No Preset Spending Limit; Pay Over Time; Employee Business Expense Cards at $0 annual fee; Connect to QuickBooks®; Vendor Pay by BILL; Account Manager; Year-End Summary; Amex Offers. Travel benefits: Membership Rewards® Pay With Points; Car Rental Loss and Damage Insurance; Baggage Insurance Plan; Global Assist® Hotline.