Pros & Cons

Pros

  • +Welcome Bonus: 70,000 points
  • +Up to 3x on Delta flights
  • +Purchase protection included

Cons

  • High annual fee ($350/yr)
  • No lounge access

Our Review

Elevate Your Business Travels with the Delta SkyMiles® Platinum Business American Express® Card

  • 70,000 bonus miles after $6,000 in purchases within your first 6 months
  • 3X miles on purchases made directly with Delta and on hotel stays
  • 1.5X miles on transit, U.S. shipping and select business purchases
  • 1X mile on all other eligible purchases
  • $350 annual fee
  • Annual Companion Certificate for a Main Cabin companion fare (taxes & fees apply)
  • Global Entry/TSA PreCheck® credit up to $100 every four years
  • $120 Resy credit and $120 rideshare credit each year (enrollment required)
  • 15% savings when using miles to book Delta award travel

Designed for frequent flyers and savvy business owners, this card turbocharges your earnings on every trip while unlocking top-tier perks. Enjoy accelerated miles on core categories, seamless digital tools for expense management, and premium travel benefits like complimentary upgrade list access and priority boarding. With an annual companion certificate, statement credits for Resy and rideshares, and reimbursement for Global Entry or TSA PreCheck®, you’ll offset the fee and travel smarter all year long.

Terms apply. See full details for enrollment, spending requirements and benefit limitations.

Rewards

All Spending

1x

Delta SkyMiles pts per dollar

Delta flights

3x

Delta SkyMiles pts per dollar

Transit

1.5x

Delta SkyMiles pts per dollar

Credit Card Rewards Calculator

See how much you could earn with this card based on your spending.

¢/ point
0.50¢
Groceries1x
$700/mo
Gas & EV1x
$200/mo
Transit1.5x
$100/mo
Restaurants1x
$300/mo
Pharmacy1x
$50/mo
Travel1x
$150/mo
Bills & recurring payments1x
$250/mo
Telecom1x
$150/mo
Entertainment & streaming1x
$100/mo
Office supplies1x
$0/mo
All other spending1x
$500/mo

Points Earned

30,600

Delta SkyMiles/yr

Estimated Value

$306

After Fees

$-44

1st Year Value

$656

incl. welcome bonus

Breakdown

Groceries$8,400/yr × 1x8,400 pts
Gas & EV$2,400/yr × 1x2,400 pts
Transit$1,200/yr × 1.5x1,800 pts
Restaurants$3,600/yr × 1x3,600 pts
Pharmacy$600/yr × 1x600 pts
Travel$1,800/yr × 1x1,800 pts
Bills & recurring payments$3,000/yr × 1x3,000 pts
Telecom$1,800/yr × 1x1,800 pts
Entertainment & streaming$1,200/yr × 1x1,200 pts
All other spending$6,000/yr × 1x6,000 pts
Total annual spend$30,000
Total monthly spend$2,500
Average earn rate on spend per year1.02x
Total points earned30,600 pts
Value of points accumulated in the first year$306

Perks & Benefits

Priority Boarding

Included

NEXUS membership

Included

Luggage credit

Included

Travel Credits

Included

NEXUS Credit

$120

Additional Benefits

Return Protection: if you try to return an eligible item within 90 days from the date of purchase and the merchant won't take it back, American Express may refund the full purchase price, up to $300 per item, excluding shipping and handling charges, and up to a maximum of $1,000 per Card Member account per calendar year (Return Protection Benefit Guide). $120 Resy Credit (up to $120 in statement credits annually on eligible Resy purchases, enrollment required); Expanded Buying Power. Travel benefits: Annual Companion Certificate on a Delta Main domestic, Caribbean or Central American round-trip flight after Card renewal (government-imposed taxes and fees of $22 to $250 apply); first checked bag free on international and domestic Delta flights and second bag free on domestic Delta flights; Zone 5 Priority Boarding; Complimentary Upgrade List; MQD Headstart ($2,500 Medallion® Qualification Dollars each Medallion Qualification Year) and MQD Boost; Take 15% off Award Travel; Hertz Five Star® Status; Pay with Miles; No Foreign Transaction Fees; Global Assist® Hotline. Travel credits: $200 Delta Stays Statement Credit annually on eligible prepaid Delta Stays bookings on delta.com; $120 Rideshare Credit (up to $10 back in statement credits each month on U.S. rideshare purchases with select providers). Fee Credit for Global Entry or TSA PreCheck®: either a $120 statement credit for a Global Entry application fee or a statement credit up to $85 for a TSA PreCheck® application fee (through a TSA official enrollment provider), every 4 years when charged to the Card.

Travel Insurance

Lost Baggage

Up to $1,250

Flight Delay

Up to $300

Purchase Protection

Purchase Protection

Up to $1,000 / 90 days

Extended Warranty

+1 years

Mobile Device

Up to $800

Auto Rental Collision (secondary)

Up to $50,000 / 30 days

View the insurance certificate (PDF)

Fees and interest rates

  • Annual Fee
    $350
  • Foreign currency conversion fee
    0%

Terms & Conditions

Card Features

  • Limited Time Offer: Earn 100,000 Bonus Miles after spending $8,000 in purchases on your new Card in your first 6 months of Card Membership. Offer Ends 7/16/25.
  • Enjoy a Companion Certificate each year after renewal of your Delta Platinum Business Card. The Companion Certificate requires payment of government-imposed taxes and fees of between $22 and $250 (for itineraries with up to four flight segments). Baggage charges and other restrictions apply.
  • Earn 1.5X miles* on eligible transit and U.S. shipping purchases, plus single eligible purchases of $5,000 or more. Terms and miles cap apply. *If your purchase qualifies for a category that has a higher mileage accelerator, only the higher accelerator will apply.
  • Get closer to elevated Status next Medallion Year with MQD Headstart and MQD Boost: receive $2,500 Medallion Qualification Dollars each Medallion Qualification Year and earn $1 MQD for each $20 of purchases with your Delta SkyMiles Platinum Business American Express Card.
  • Delta SkyMiles Platinum Business American Express Card Members save 15% when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
  • With the $120 Resy Credit, earn up to $10 per month in statement credits on eligible Resy purchases using your enrolled Card.
  • Earn up to $10 back each month after using your enrolled Delta SkyMiles Platinum Business American Express Card for U.S. rideshare purchases with select providers.
  • Not a Medallion Member? Card Members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members and Reserve Card Members.
  • Receive Zone 5 Priority Boarding on Delta flights; board early, stow your carry-on bag and settle in sooner.
  • Elevate your travel experience with an annual statement credit of up to $200 after using your Delta SkyMiles Platinum Business American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.
  • Terms and limitations apply.

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