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Pros & Cons
Pros
- +Welcome Bonus: 70,000 points
- +Up to 3x on Delta flights
- +Purchase protection included
Cons
- –High annual fee ($350/yr)
- –No lounge access
Our Review
Elevate Your Business Travels with the Delta SkyMiles® Platinum Business American Express® Card
- 70,000 bonus miles after $6,000 in purchases within your first 6 months
- 3X miles on purchases made directly with Delta and on hotel stays
- 1.5X miles on transit, U.S. shipping and select business purchases
- 1X mile on all other eligible purchases
- $350 annual fee
- Annual Companion Certificate for a Main Cabin companion fare (taxes & fees apply)
- Global Entry/TSA PreCheck® credit up to $100 every four years
- $120 Resy credit and $120 rideshare credit each year (enrollment required)
- 15% savings when using miles to book Delta award travel
Designed for frequent flyers and savvy business owners, this card turbocharges your earnings on every trip while unlocking top-tier perks. Enjoy accelerated miles on core categories, seamless digital tools for expense management, and premium travel benefits like complimentary upgrade list access and priority boarding. With an annual companion certificate, statement credits for Resy and rideshares, and reimbursement for Global Entry or TSA PreCheck®, you’ll offset the fee and travel smarter all year long.
Terms apply. See full details for enrollment, spending requirements and benefit limitations.
Rewards
All Spending
1x
Delta SkyMiles pts per dollar
Delta flights
3x
Delta SkyMiles pts per dollar
Transit
1.5x
Delta SkyMiles pts per dollar
Credit Card Rewards Calculator
See how much you could earn with this card based on your spending.
Points Earned
30,600
Delta SkyMiles/yr
Estimated Value
$306
After Fees
$-44
1st Year Value
$656
incl. welcome bonus
Breakdown
Perks & Benefits
Priority Boarding
Included
NEXUS membership
Included
Luggage credit
Included
Travel Credits
Included
NEXUS Credit
$120
Additional Benefits
Travel Insurance
Lost Baggage
Up to $1,250
Flight Delay
Up to $300
Purchase Protection
Purchase Protection
Up to $1,000 / 90 days
Extended Warranty
+1 years
Mobile Device
Up to $800
Auto Rental Collision (secondary)
Up to $50,000 / 30 days
Fees and interest rates
- Annual Fee$350
- Foreign currency conversion fee0%
Terms & Conditions
Card Features
- Limited Time Offer: Earn 100,000 Bonus Miles after spending $8,000 in purchases on your new Card in your first 6 months of Card Membership. Offer Ends 7/16/25.
- Enjoy a Companion Certificate each year after renewal of your Delta Platinum Business Card. The Companion Certificate requires payment of government-imposed taxes and fees of between $22 and $250 (for itineraries with up to four flight segments). Baggage charges and other restrictions apply.
- Earn 1.5X miles* on eligible transit and U.S. shipping purchases, plus single eligible purchases of $5,000 or more. Terms and miles cap apply. *If your purchase qualifies for a category that has a higher mileage accelerator, only the higher accelerator will apply.
- Get closer to elevated Status next Medallion Year with MQD Headstart and MQD Boost: receive $2,500 Medallion Qualification Dollars each Medallion Qualification Year and earn $1 MQD for each $20 of purchases with your Delta SkyMiles Platinum Business American Express Card.
- Delta SkyMiles Platinum Business American Express Card Members save 15% when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
- With the $120 Resy Credit, earn up to $10 per month in statement credits on eligible Resy purchases using your enrolled Card.
- Earn up to $10 back each month after using your enrolled Delta SkyMiles Platinum Business American Express Card for U.S. rideshare purchases with select providers.
- Not a Medallion Member? Card Members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members and Reserve Card Members.
- Receive Zone 5 Priority Boarding on Delta flights; board early, stow your carry-on bag and settle in sooner.
- Elevate your travel experience with an annual statement credit of up to $200 after using your Delta SkyMiles Platinum Business American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.
- Terms and limitations apply.
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Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Milesopedia USA may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 American Express. All trademarks are property of their respective owners.
