Pros & Cons

Pros

  • +Welcome Bonus: 60,000 points
  • +Up to 3x on Delta flights
  • +Purchase protection included

Cons

  • High annual fee ($350/yr)
  • No lounge access

Our Review

Elevate Your Delta Experience with the Delta SkyMiles® Platinum American Express Card

  • 60,000 bonus miles after $3,000 in purchases within the first 6 months
  • Annual Companion Certificate for a main cabin round‑trip companion fare (taxes & fees apply)
  • 2,500 MQD Headstart plus 1 MQD per $20 spent toward Medallion status
  • 3X miles on Delta purchases and direct hotel stays
  • 2X miles at restaurants worldwide and U.S. supermarkets
  • 1X mile on all other purchases
  • $120 Resy credit and $120 rideshare credit annually (enrollment required)
  • No foreign transaction fees
  • $350 annual fee

Perfect for frequent flyers who demand premium perks, this card combines accelerated earning on everyday and travel spend with Delta’s most valuable benefits—from free checked bags and priority boarding to Medallion Qualifying Dollar boosts and companion certificates that can cover a travel companion’s ticket. Manage it all seamlessly in the AmEx app and get closer to elite status with every dollar.

Terms apply. Companion Certificate taxes & fees $22–$250. Credits require enrollment. See issuer for full details.

Rewards

All Spending

1x

Delta SkyMiles pts per dollar

Delta flights

3x

Delta SkyMiles pts per dollar

Groceries

2x

Delta SkyMiles pts per dollar

Restaurants

2x

Delta SkyMiles pts per dollar

Credit Card Rewards Calculator

See how much you could earn with this card based on your spending.

¢/ point
0.50¢
Groceries2x
$700/mo
Gas & EV1x
$200/mo
Transit1x
$100/mo
Restaurants2x
$300/mo
Pharmacy1x
$50/mo
Travel1x
$150/mo
Bills & recurring payments1x
$250/mo
Telecom1x
$150/mo
Entertainment & streaming1x
$100/mo
Office supplies1x
$0/mo
All other spending1x
$500/mo

Points Earned

42,000

Delta SkyMiles/yr

Estimated Value

$420

After Fees

+$70

1st Year Value

$670

incl. welcome bonus

Breakdown

Groceries$8,400/yr × 2x16,800 pts
Gas & EV$2,400/yr × 1x2,400 pts
Transit$1,200/yr × 1x1,200 pts
Restaurants$3,600/yr × 2x7,200 pts
Pharmacy$600/yr × 1x600 pts
Travel$1,800/yr × 1x1,800 pts
Bills & recurring payments$3,000/yr × 1x3,000 pts
Telecom$1,800/yr × 1x1,800 pts
Entertainment & streaming$1,200/yr × 1x1,200 pts
All other spending$6,000/yr × 1x6,000 pts
Total annual spend$30,000
Total monthly spend$2,500
Average earn rate on spend per year1.4x
Total points earned42,000 pts
Value of points accumulated in the first year$420

Perks & Benefits

Priority Boarding

Included

NEXUS membership

Included

Luggage credit

Included

Travel Credits

Included

NEXUS Credit

$120

Additional Benefits

Global Assist Hotline: available 24/7 for coordination and assistance with services such as lost passport replacement assistance, translation services, missing luggage assistance and emergency legal and medical referrals while traveling more than 100 miles from home; the coordination and assistance services are offered at no additional charge, but Card Members are responsible for the costs charged by third-party service providers (Global Assist Hotline Benefit Guide). $120 Resy Credit (up to $10 in statement credits each month at over 10,000 qualifying U.S. Resy restaurants). Travel benefits: Annual Companion Certificate on a Delta Main domestic, Caribbean or Central American round-trip flight after Card renewal (government-imposed taxes and fees of $22 to $250 apply); first checked bag free on Delta flights worldwide and second bag free on domestic Delta flights; Zone 5 Priority Boarding; Complimentary Upgrade List; MQD Headstart ($2,500 Medallion® Qualification Dollars each Medallion Qualification Year) and MQD Boost; TakeOff 15; Hertz Five Star® Status; Pay with Miles; 20% back on eligible Delta in-flight purchases; No Foreign Transaction Fees; Trip Delay Insurance (covered delays over 12 hours, up to $300 per trip); Baggage Insurance Plan; Car Rental Loss and Damage Insurance; Global Assist® Hotline. Travel credits: $150 Delta Stays Credit per year on prepaid hotels or vacation rentals booked through Delta Stays on delta.com; $120 Rideshare Credit (up to $10 in statement credits each month on U.S. rideshare purchases with select providers; enrollment required). Fee Credit for Global Entry or TSA PreCheck®: either a $120 statement credit for a Global Entry application fee or a statement credit up to $85 for a TSA PreCheck® application fee (through a TSA official enrollment provider), every 4 years when charged to the Card.

Travel Insurance

Lost Baggage

Up to $1,250

Flight Delay

Up to $300

Purchase Protection

Purchase Protection

Up to $1,000 / 90 days

Extended Warranty

+1 years

Mobile Device

Up to $800

Auto Rental Collision (secondary)

Up to $50,000 / 30 days

View the insurance certificate (PDF)

Fees and interest rates

  • Annual Fee
    $350
  • Foreign currency conversion fee
    0%

Terms & Conditions

Card Features

  • Earn 90,000 Bonus Miles after you spend $4,000 in eligible purchases on your new Card in your first 6 months of Card Membership.
  • Receive a Companion Certificate on a Main Cabin round-trip flight to select destinations each year after renewal of your Card. The Companion Certificate requires payment of the government-imposed taxes and fees of between $22 and $250 (for itineraries with up to four flight segments). Baggage charges and other restrictions apply.
  • Receive $2,500 Medallion Qualification Dollars with MQD Headstart each Medallion Qualification Year and earn $1 MQD for each $20 in purchases on your Delta SkyMiles Platinum American Express Card with MQD Boost to get closer to Status next Medallion Year.
  • Delta SkyMiles Platinum American Express Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
  • Earn 3X Miles on Delta purchases and purchases made directly with hotels.
  • Earn 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets.
  • Earn 1X Miles on all other eligible purchases.
  • $120 Resy Credit: Get up to $10 in statement credits each month after you pay with your enrolled Delta SkyMiles Platinum American Express Card to dine at U.S. Resy restaurants or make other eligible Resy purchases.
  • $120 Rideshare Credit: earn up to $10 in statement credits each month after using your Delta SkyMiles Platinum American Express Card on U.S. rideshare purchases with select providers. Enrollment required.
  • You can check your first bag free on Delta flights, saving up to $70 on a round-trip Delta flight per person. For a family of four that’s a potential savings of up to $280 per round-trip flight.
  • Receive either a $120 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck (through a TSA official enrollment provider) application fee, when charged to your Delta SkyMiles Platinum American Express Card. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
  • Delta SkyMiles Platinum American Express Card Members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members and Reserve Card Members.
  • No Foreign Transaction Fees.
  • $350 Annual Fee.
  • Apply with confidence. Know if you’re approved for a Card with no impact to your credit score. If you’re approved and you choose to accept this Card, your credit score may be impacted.
  • Terms Apply.

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