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Pros & Cons
Pros
- +Welcome Bonus: 60,000 points
- +Up to 3x on Delta flights
- +Purchase protection included
Cons
- –High annual fee ($350/yr)
- –No lounge access
Our Review
Elevate Your Delta Experience with the Delta SkyMiles® Platinum American Express Card
- 60,000 bonus miles after $3,000 in purchases within the first 6 months
- Annual Companion Certificate for a main cabin round‑trip companion fare (taxes & fees apply)
- 2,500 MQD Headstart plus 1 MQD per $20 spent toward Medallion status
- 3X miles on Delta purchases and direct hotel stays
- 2X miles at restaurants worldwide and U.S. supermarkets
- 1X mile on all other purchases
- $120 Resy credit and $120 rideshare credit annually (enrollment required)
- No foreign transaction fees
- $350 annual fee
Perfect for frequent flyers who demand premium perks, this card combines accelerated earning on everyday and travel spend with Delta’s most valuable benefits—from free checked bags and priority boarding to Medallion Qualifying Dollar boosts and companion certificates that can cover a travel companion’s ticket. Manage it all seamlessly in the AmEx app and get closer to elite status with every dollar.
Terms apply. Companion Certificate taxes & fees $22–$250. Credits require enrollment. See issuer for full details.
Rewards
All Spending
1x
Delta SkyMiles pts per dollar
Delta flights
3x
Delta SkyMiles pts per dollar
Groceries
2x
Delta SkyMiles pts per dollar
Restaurants
2x
Delta SkyMiles pts per dollar
Credit Card Rewards Calculator
See how much you could earn with this card based on your spending.
Points Earned
42,000
Delta SkyMiles/yr
Estimated Value
$420
After Fees
+$70
1st Year Value
$670
incl. welcome bonus
Breakdown
Perks & Benefits
Priority Boarding
Included
NEXUS membership
Included
Luggage credit
Included
Travel Credits
Included
NEXUS Credit
$120
Additional Benefits
Travel Insurance
Lost Baggage
Up to $1,250
Flight Delay
Up to $300
Purchase Protection
Purchase Protection
Up to $1,000 / 90 days
Extended Warranty
+1 years
Mobile Device
Up to $800
Auto Rental Collision (secondary)
Up to $50,000 / 30 days
Fees and interest rates
- Annual Fee$350
- Foreign currency conversion fee0%
Terms & Conditions
Card Features
- Earn 90,000 Bonus Miles after you spend $4,000 in eligible purchases on your new Card in your first 6 months of Card Membership.
- Receive a Companion Certificate on a Main Cabin round-trip flight to select destinations each year after renewal of your Card. The Companion Certificate requires payment of the government-imposed taxes and fees of between $22 and $250 (for itineraries with up to four flight segments). Baggage charges and other restrictions apply.
- Receive $2,500 Medallion Qualification Dollars with MQD Headstart each Medallion Qualification Year and earn $1 MQD for each $20 in purchases on your Delta SkyMiles Platinum American Express Card with MQD Boost to get closer to Status next Medallion Year.
- Delta SkyMiles Platinum American Express Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
- Earn 3X Miles on Delta purchases and purchases made directly with hotels.
- Earn 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets.
- Earn 1X Miles on all other eligible purchases.
- $120 Resy Credit: Get up to $10 in statement credits each month after you pay with your enrolled Delta SkyMiles Platinum American Express Card to dine at U.S. Resy restaurants or make other eligible Resy purchases.
- $120 Rideshare Credit: earn up to $10 in statement credits each month after using your Delta SkyMiles Platinum American Express Card on U.S. rideshare purchases with select providers. Enrollment required.
- You can check your first bag free on Delta flights, saving up to $70 on a round-trip Delta flight per person. For a family of four that’s a potential savings of up to $280 per round-trip flight.
- Receive either a $120 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck (through a TSA official enrollment provider) application fee, when charged to your Delta SkyMiles Platinum American Express Card. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
- Delta SkyMiles Platinum American Express Card Members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members and Reserve Card Members.
- No Foreign Transaction Fees.
- $350 Annual Fee.
- Apply with confidence. Know if you’re approved for a Card with no impact to your credit score. If you’re approved and you choose to accept this Card, your credit score may be impacted.
- Terms Apply.
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