Pros & Cons

Pros

  • +Welcome Bonus: 70,000 points
  • +No foreign transaction fees

Cons

  • No purchase protection

Rewards

All Spending

1x

Atmos Rewards pts per dollar

Gas

2x

Atmos Rewards pts per dollar

Transit

2x

Atmos Rewards pts per dollar

Streaming

2x

Atmos Rewards pts per dollar

Credit Card Rewards Calculator

See how much you could earn with this card based on your spending.

¢/ point
0.50¢
Groceries1x
$700/mo
Gas & EV2x
$200/mo
Transit2x
$100/mo
Restaurants1x
$300/mo
Pharmacy1x
$50/mo
Travel1x
$150/mo
Bills & recurring payments1x
$250/mo
Telecom1x
$150/mo
Entertainment & streaming2x
$100/mo
Office supplies1x
$0/mo
All other spending1x
$500/mo

Points Earned

34,800

Atmos Rewards/yr

Estimated Value

$348

After Fees

+$253

1st Year Value

$953

incl. welcome bonus

Breakdown

Groceries$8,400/yr × 1x8,400 pts
Gas & EV$2,400/yr × 2x4,800 pts
Transit$1,200/yr × 2x2,400 pts
Restaurants$3,600/yr × 1x3,600 pts
Pharmacy$600/yr × 1x600 pts
Travel$1,800/yr × 1x1,800 pts
Bills & recurring payments$3,000/yr × 1x3,000 pts
Telecom$1,800/yr × 1x1,800 pts
Entertainment & streaming$1,200/yr × 2x2,400 pts
All other spending$6,000/yr × 1x6,000 pts
Total annual spend$30,000
Total monthly spend$2,500
Average earn rate on spend per year1.16x
Total points earned34,800 pts
Value of points accumulated in the first year$348

Fees and interest rates

  • Annual Fee
    $95
  • Foreign currency conversion fee
    0%

Terms & Conditions

Card Features

  • Limited-time online offer – 70,000 bonus points.
  • Get 70,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) with this offer. To qualify, spend $3,000 or more on purchases within the first 90 days of opening your account.
  • Get a $99 Companion Fare (plus taxes and fees from $23) each account anniversary after you spend $6,000 or more on purchases within
    the prior anniversary year. Valid on all Alaska Airlines and Hawaiian Airlines flights within North America booked on AlaskaAir.com.
  • Earn unlimited 3 points for every $1 spent on eligible Alaska Airlines and Hawaiian Airlines purchases. Earn unlimited 2 points for every $1 spent on eligible gas, EV charging station, cable, streaming services and local transit (including ride share) purchases. And earn unlimited 1 point per $1 spent on all other purchases.
  • Earn a 10% rewards bonus on all points earned from card purchases if you have an eligible Bank of America® account.
  • Free checked bag on Alaska Airlines and Hawaiian Airlines and enjoy priority boarding on Alaska Airlines, for you and up to 6 guests on the same reservation, when you pay for your flight with your card — Also available for authorized users when they book a reservation too.
  • Earn and redeem across 1,000+ destinations worldwide with oneworld® Alliance member airlines and 30+ global air partners.
  • Plus, no foreign transaction fees and a low $95 annual fee.
  • This online only offer may not be available elsewhere if you leave this page. You can take advantage of this offer when you apply now.

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Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Milesopedia USA may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 Bank of America. All trademarks are property of their respective owners.