Pros & Cons

Pros

  • +Welcome Bonus: 70,000 points
  • +No foreign transaction fees

Cons

  • No purchase protection

Rewards

All Spending

1x

Atmos Rewards pts per dollar

Gas

2x

Atmos Rewards pts per dollar

Transit

2x

Atmos Rewards pts per dollar

Credit Card Rewards Calculator

See how much you could earn with this card based on your spending.

¢/ point
0.50¢
Groceries1x
$700/mo
Gas & EV2x
$200/mo
Transit2x
$100/mo
Restaurants1x
$300/mo
Pharmacy1x
$50/mo
Travel1x
$150/mo
Bills & recurring payments1x
$250/mo
Telecom1x
$150/mo
Entertainment & streaming1x
$100/mo
Office supplies1x
$0/mo
All other spending1x
$500/mo

Points Earned

33,600

Atmos Rewards/yr

Estimated Value

$336

After Fees

+$266

1st Year Value

$966

incl. welcome bonus

Breakdown

Groceries$8,400/yr × 1x8,400 pts
Gas & EV$2,400/yr × 2x4,800 pts
Transit$1,200/yr × 2x2,400 pts
Restaurants$3,600/yr × 1x3,600 pts
Pharmacy$600/yr × 1x600 pts
Travel$1,800/yr × 1x1,800 pts
Bills & recurring payments$3,000/yr × 1x3,000 pts
Telecom$1,800/yr × 1x1,800 pts
Entertainment & streaming$1,200/yr × 1x1,200 pts
All other spending$6,000/yr × 1x6,000 pts
Total annual spend$30,000
Total monthly spend$2,500
Average earn rate on spend per year1.12x
Total points earned33,600 pts
Value of points accumulated in the first year$336

Perks & Benefits

Priority Boarding

Included

Luggage credit

Included

Additional Benefits

$99 Companion Fare Benefit: celebrate your account anniversary with a $99 Companion Fare (plus taxes and fees from $23) every year that you spend at least $6,000 on purchases with your card. Earn a 10% rewards bonus on all points earned on card purchases if your company has an eligible Bank of America® small business account. Flexible redemption options: with oneworld® Alliance member airlines and Global Partners, you can earn and redeem points to over 1,000 destinations worldwide. Free checked bag and preferred boarding benefits for any cardholder when the Atmos™ Rewards Business Card is used to purchase Alaska Airlines or Hawaiian Airlines tickets. Enjoy 20% back on Alaska Airlines and Hawaiian Airlines inflight purchases when you pay with your card. No international transaction fees. Flexibility with no blackout dates on Alaska Airlines and Hawaiian Airlines flights when booking with points or a companion fare. Get $100 off an annual Alaska Lounge+ Membership purchased with your card.

Fees and interest rates

  • Annual Fee
    $70
  • Additional card fee
    $25
  • Foreign currency conversion fee
    0%

Terms & Conditions

Card Features

  • Get 70,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) after you make $4,000 or more in purchases within the first 90 days of opening your account.
  • Earn another Companion Fare ($99 fare plus taxes and fees from $23) each account anniversary after spending $6,000 or more on purchases within the prior anniversary year.
  • Free checked bag for any cardholder and up to 6 guests on the same reservation, when you pay for your flight with your card — that’s a $70 savings per person roundtrip!
  • Preferred boarding for any cardholder when you pay for your Alaska Airlines or Hawaiian Airlines flight with an Atmos™ Rewards Business Card.
  • Earn:
    • 3 points per $1 spent on eligible Alaska Airlines and Hawaiian Airlines purchases.
    • 2 points per $1 spent on eligible gas, EV charging station, shipping and local transit (including rideshare) purchases.
    • 1 point per $1 spent on all other purchases.
  • Earn a 10% rewards bonus on all points earned from card purchases if your company has an eligible Bank of America® business account.
  • Enjoy 20% back on Alaska Airlines and Hawaiian Airlines inflight purchases when you pay with your Atmos™ Rewards Business Card.
  • Get $100 off an annual Alaska Lounge+ Membership purchased with your Atmos™ Rewards Business Card.
  • Plus, no international transaction fees and a low annual fee of $70 for the company and $25 per card.

This offer may not be available if you leave this page or visit our website. You can take advantage of this offer when you apply now.

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