Pros & Cons

Pros

  • +Welcome Bonus: 20,000 points
  • +Up to 3x on Carnival cruises
  • +No foreign transaction fees

Cons

  • No purchase protection

Our Review

Make Every Voyage Rewarding with the Carnival® World Mastercard®

  • $100 onboard credit after $500 in purchases within 90 days of account opening
  • 5X points per $1 on Carnival Cruise Line purchases
  • 2X points per $1 on dining and gas station purchases
  • 1X point per $1 on all other eligible purchases
  • No annual fee
  • Redeem points for onboard experiences, shore excursions, or toward future cruises
  • No foreign transaction fees

Whether you’re booking your next cruise, indulging in onboard dining or fueling up before embarkation, the Carnival® World Mastercard® turns every dollar into valuable rewards. Enjoy a welcome onboard credit to enhance your first voyage, rack up accelerated points on cruise spend, and earn steady rewards on everyday purchases. Redeem your points seamlessly for shipboard activities, shore adventures or toward your next Carnival vacation—all with no annual fee and no blackout dates. Manage your account and watch your rewards grow with Carnival’s easy online portal and mobile app.

Terms apply. Onboard credit issued after qualifying spend posts; points and credits subject to program rules. See issuer for full details.

Rewards

All Spending

1x

Carnival FunPoints pts per dollar

Carnival cruises

3x

Carnival FunPoints pts per dollar

Groceries

2x

Carnival FunPoints pts per dollar

Restaurants

2x

Carnival FunPoints pts per dollar

Credit Card Rewards Calculator

See how much you could earn with this card based on your spending.

¢/ point
0.50¢
Groceries2x
$700/mo
Gas & EV1x
$200/mo
Transit1x
$100/mo
Restaurants2x
$300/mo
Pharmacy1x
$50/mo
Travel1x
$150/mo
Bills & recurring payments1x
$250/mo
Telecom1x
$150/mo
Entertainment & streaming1x
$100/mo
Office supplies1x
$0/mo
All other spending1x
$500/mo

Points Earned

42,000

Carnival FunPoints/yr

Estimated Value

$420

After Fees

+$420

1st Year Value

$620

incl. welcome bonus

Breakdown

Groceries$8,400/yr × 2x16,800 pts
Gas & EV$2,400/yr × 1x2,400 pts
Transit$1,200/yr × 1x1,200 pts
Restaurants$3,600/yr × 2x7,200 pts
Pharmacy$600/yr × 1x600 pts
Travel$1,800/yr × 1x1,800 pts
Bills & recurring payments$3,000/yr × 1x3,000 pts
Telecom$1,800/yr × 1x1,800 pts
Entertainment & streaming$1,200/yr × 1x1,200 pts
All other spending$6,000/yr × 1x6,000 pts
Total annual spend$30,000
Total monthly spend$2,500
Average earn rate on spend per year1.4x
Total points earned42,000 pts
Value of points accumulated in the first year$420

Fees and interest rates

  • Annual Fee
    $0
  • Foreign currency conversion fee
    0%

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Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Milesopedia USA may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 Barclays. All trademarks are property of their respective owners.