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Pros & Cons
Pros
- +Purchase protection included
- +No annual fee
Cons
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Our Review
Pay Down Balances Faster with the Chase Slate Edge® Credit Card
- 0% intro APR for 18 months on new purchases and balance transfers
- 3% balance transfer fee on transfers made within the first 60 days; 5% thereafter (minimum $5)
- Annual APR reduction consideration and potential credit limit increase when you spend $1,000+ and pay on time each year
- No annual fee
- No rewards program—focus purely on interest savings and debt payoff
Designed for cardholders with good to excellent credit, the Slate Edge℠ offers one of the longest interest-free periods available. Use the extended 0% window to tackle high-rate balances, then benefit from year‑over‑year rate reductions and credit limit growth as you demonstrate responsible use. Manage your account seamlessly in the Chase Mobile® app and stay on top of payments.
Terms apply. After intro APR, variable rate applies (18.99%–28.99%). See issuer for complete pricing and details.
Additional Benefits
- Six months of complimentary DashPass membership for DoorDash and Caviar, with $0 delivery fees and lower service fees on eligible orders.
- Chase Offers: activate targeted merchant offers in the Chase Mobile app and receive a statement credit within 14 business days.
Purchase Protection
Purchase Protection
Up to $500 / 120 days
Extended Warranty
+1 years
Auto Rental Collision (secondary, primary abroad)
Up to $60,000 / 31 days
Terms & Conditions
Card Features
- Start off strong with 0% Intro APR for 18 months from account opening on purchases and balance transfers. A variable APR of 15.74% – 24.49% on balance transfers and purchases after the introductory period ends.
- Lower your interest rate by 2% each year. Automatically be considered for an APR reduction when you pay on time, and spend at least $1000 on your card by your next account anniversary.
- Raise your credit limit. Get an automatic, one-time review for a higher credit limit when you pay on time, and spend $500 in your first six months.
- All for no annual fee – You won’t have to pay an annual fee for all the great features that come with your Slate Edge℠ card
- Keep tabs on your credit health – Chase Credit Journey helps you monitor your credit with free access to your latest score, real-time alerts, and more
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Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Milesopedia USA may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 Chase. All trademarks are property of their respective owners.