Pros & Cons

Pros

  • +Welcome Bonus: 75,000 points
  • +Up to 3x on British Airways, Aer Lingus and Iberia flights
  • +Purchase protection included

Cons

Our Review

Unlock Premier Avios Rewards with the Iberia Visa Signature® Card

  • 75,000 bonus Avios after spending $5,000 in the first three months
  • 3 Avios per $1 on Iberia, British Airways, Aer Lingus and LEVEL purchases
  • 2 Avios per $1 on hotel stays booked directly with the property
  • 1 Avios per $1 on all other purchases
  • 10% off Iberia flights booked at iberia.com/Chase10
  • $1,000 discount voucher toward two tickets after $30,000 in annual spending
  • No foreign transaction fees on purchases abroad
  • $95 annual fee

Whether you’re jetting off to Spain or exploring the world, this card turns everyday spending into Avios that unlock award flights, upgrades and companion savings. Enjoy contactless checkout, travel protections and exclusive airline discounts that make your journeys more rewarding.

Terms apply. $95 annual fee. Bonus Avios require $5,000 spend in 3 months. Flight discounts and voucher subject to terms. See issuer for details.

Rewards

All Spending

1x

Avios pts per dollar

British Airways, Aer Lingus and Iberia flights

3x

Avios pts per dollar

Credit Card Rewards Calculator

See how much you could earn with this card based on your spending.

¢/ point
0.50¢
Groceries1x
$700/mo
Gas & EV1x
$200/mo
Transit1x
$100/mo
Restaurants1x
$300/mo
Pharmacy1x
$50/mo
Travel1x
$150/mo
Bills & recurring payments1x
$250/mo
Telecom1x
$150/mo
Entertainment & streaming1x
$100/mo
Office supplies1x
$0/mo
All other spending1x
$500/mo

Points Earned

30,000

Avios/yr

Estimated Value

$300

After Fees

+$205

1st Year Value

$955

incl. welcome bonus

Breakdown

Groceries$8,400/yr × 1x8,400 pts
Gas & EV$2,400/yr × 1x2,400 pts
Transit$1,200/yr × 1x1,200 pts
Restaurants$3,600/yr × 1x3,600 pts
Pharmacy$600/yr × 1x600 pts
Travel$1,800/yr × 1x1,800 pts
Bills & recurring payments$3,000/yr × 1x3,000 pts
Telecom$1,800/yr × 1x1,800 pts
Entertainment & streaming$1,200/yr × 1x1,200 pts
All other spending$6,000/yr × 1x6,000 pts
Total annual spend$30,000
Total monthly spend$2,500
Average earn rate on spend per year1x
Total points earned30,000 pts
Value of points accumulated in the first year$300

Additional Benefits

  • $1,000 airfare discount voucher each calendar year you make $30,000 in purchases on the card, valid toward two tickets on the same Iberia flight.
  • 10% discount on Iberia flights.
  • One-year complimentary DashPass membership for DoorDash and Caviar.

Travel Insurance

Delayed Baggage

Up to $300

Lost Baggage

Up to $3,000

Travel Accident

Up to $500,000

Purchase Protection

Purchase Protection

Up to $500 / 120 days

Extended Warranty

+1 years

Auto Rental Collision (secondary, primary abroad)

Up to $60,000 / 31 days

View the insurance certificate (PDF)

Fees and interest rates

  • Annual Fee
    $95
  • Foreign currency conversion fee
    0%

Terms & Conditions

Card Features

  • Earn 75,000 Avios after you spend $5,000 on purchases within the first 3 months from account opening.
  • Earn 5 Avios per $1 spent on purchases with Iberia, British Airways, Aer Lingus, and LEVEL within your first 18 months from account opening, thereafter earn 3 Avios.
  • Earn 3 Avios per $1 spent on hotel accommodations when purchased directly with the hotel within your first 18 months from account opening, thereafter earn 2 Avios. Plus earn 1 Avios per $1 spent on all other purchases.
  • Save 10% on Iberia flights purchased on iberia.com/Chase10.
  • Earn a discount voucher of $1,000 to use toward two tickets on the same flight for each year you make purchases of $30,000 on your card
  • Pay no foreign transaction fees when you travel abroad.
  • Simply tap to pay with your contactless Iberia Visa Signature Card. Just look for the contactless symbol at checkout. It’s fast, easy and secure!

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Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Milesopedia USA may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 Chase. All trademarks are property of their respective owners.