Pros & Cons

Pros

  • +Welcome Bonus: 75,000 points
  • +Up to 3x on British Airways, Aer Lingus and Iberia flights
  • +Purchase protection included

Cons

Our Review

Experience Avios Rewards & Companion Perks with the Aer Lingus Visa Signature® Card

  • 75,000 bonus Avios after spending $5,000 in the first 3 months
  • 3 Avios per $1 on Aer Lingus, British Airways, Iberia & LEVEL purchases
  • 2 Avios per $1 on hotel stays booked directly with the hotel
  • 1 Avios per $1 on all other purchases
  • Annual companion ticket after $30,000 in calendar-year spend
  • No foreign transaction fees
  • Priority boarding on U.S.–Ireland/UK flights for you & authorized users
  • Travel protections: baggage delay & lost/damage coverage

Whether you’re hopping across the Atlantic or exploring Europe’s skies, this card makes every dollar count toward your next adventure. Unlock generous Avios earnings on flights and hotels, plus enjoy the comfort of a companion ticket and priority boarding. Manage your account effortlessly through the Chase mobile app and tap to pay with secure contactless technology.

Terms apply. Annual fee $95. See issuer for full details.

Rewards

All Spending

1x

Avios pts per dollar

British Airways, Aer Lingus and Iberia flights

3x

Avios pts per dollar

Credit Card Rewards Calculator

See how much you could earn with this card based on your spending.

¢/ point
0.50¢
Groceries1x
$700/mo
Gas & EV1x
$200/mo
Transit1x
$100/mo
Restaurants1x
$300/mo
Pharmacy1x
$50/mo
Travel1x
$150/mo
Bills & recurring payments1x
$250/mo
Telecom1x
$150/mo
Entertainment & streaming1x
$100/mo
Office supplies1x
$0/mo
All other spending1x
$500/mo

Points Earned

30,000

Avios/yr

Estimated Value

$300

After Fees

+$205

1st Year Value

$955

incl. welcome bonus

Breakdown

Groceries$8,400/yr × 1x8,400 pts
Gas & EV$2,400/yr × 1x2,400 pts
Transit$1,200/yr × 1x1,200 pts
Restaurants$3,600/yr × 1x3,600 pts
Pharmacy$600/yr × 1x600 pts
Travel$1,800/yr × 1x1,800 pts
Bills & recurring payments$3,000/yr × 1x3,000 pts
Telecom$1,800/yr × 1x1,800 pts
Entertainment & streaming$1,200/yr × 1x1,200 pts
All other spending$6,000/yr × 1x6,000 pts
Total annual spend$30,000
Total monthly spend$2,500
Average earn rate on spend per year1x
Total points earned30,000 pts
Value of points accumulated in the first year$300

Perks & Benefits

Priority Boarding

Included

Additional Benefits

  • Priority Boarding on Aer Lingus-operated flights between the U.S. and Ireland for the primary Cardmember and authorized users, subject to availability.
  • Economy Companion Ticket, good for 12 months, every calendar year you make $30,000 in purchases on the card.
  • One-year complimentary DashPass membership for DoorDash and Caviar, with $0 delivery fees and lower service fees on eligible orders.

Travel Insurance

Delayed Baggage

Up to $300

Lost Baggage

Up to $3,000

Travel Accident

Up to $500,000

Purchase Protection

Purchase Protection

Up to $500 / 120 days

Extended Warranty

+1 years

Auto Rental Collision (secondary, primary abroad)

Up to $60,000 / 31 days

View the insurance certificate (PDF)

Fees and interest rates

  • Annual Fee
    $95
  • Foreign currency conversion fee
    0%

Terms & Conditions

Card Features

  • Earn 75,000 Avios after you spend $5,000 on purchases within the first three months of account opening.
  • Earn 5 Avios per $1 spent on purchases with Aer Lingus, British Airways, Iberia, and LEVEL within your first 18 months from account opening, thereafter earn 3 Avios.
  • Earn 3 Avios per $1 spent on hotel accommodations when purchased directly with the hotel within your first 18 months from account opening, thereafter earn 2 Avios. Plus earn 1 Avios per $1 spent on all other purchases.
  • Every calendar year you make purchases of $30,000 on your Aer Lingus Visa Signature Card, you’ll receive a Commercial Companion Ticket good for 12 months.
  • You and any authorized users on your account are eligible for Priority Boarding on Aer Lingus flights departing from and returning to the US from Ireland.
  • Pay no foreign transaction fees when you travel abroad.
  • Simply tap to pay with your contactless Aer Lingus Visa Signature Card. Just look for the contactless symbol at checkout. It’s fast, easy and secure!

Related cards

Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Milesopedia USA may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 Chase. All trademarks are property of their respective owners.