Pros & Cons

Pros

  • +Welcome Bonus: 70,000 points
  • +Up to 3x on Alaska and Hawaiian flights
  • +Purchase protection included

Cons

Our Review

Discover Island Adventures with the Hawaiian Airlines® World Elite Mastercard®

  • 70,000 bonus miles after $2,000 in purchases within 90 days
  • 3X miles on Hawaiian Airlines flights
  • 2X miles on dining, gas and grocery purchases
  • 1X mile on all other purchases
  • $100 companion discount each year on round‑trip airfare between Hawaii and the U.S.
  • Two free checked bags for the primary cardmember on Hawaiian‑operated flights
  • No foreign transaction fees

Whether you’re planning a solo getaway or bringing a plus one, this card delivers island‑worthy perks and flexible rewards—earn miles on everyday spending, enjoy savings on companion travel and breeze through the airport with complimentary baggage. Manage your account easily via the Barclays mobile app and start banking HawaiianMiles toward your next aloha escape.

Terms apply. Companion discount valid on round‑trip airfare between the U.S. and Hawaii; baggage benefit applies to primary cardholder only; see full terms.

Rewards

All Spending

1x

Atmos Rewards pts per dollar

Alaska and Hawaiian flights

3x

Atmos Rewards pts per dollar

Groceries

2x

Atmos Rewards pts per dollar

Gas

2x

Atmos Rewards pts per dollar

Restaurants

2x

Atmos Rewards pts per dollar

Credit Card Rewards Calculator

See how much you could earn with this card based on your spending.

¢/ point
0.50¢
Groceries2x
$700/mo
Gas & EV2x
$200/mo
Transit1x
$100/mo
Restaurants2x
$300/mo
Pharmacy1x
$50/mo
Travel1x
$150/mo
Bills & recurring payments1x
$250/mo
Telecom1x
$150/mo
Entertainment & streaming1x
$100/mo
Office supplies1x
$0/mo
All other spending1x
$500/mo

Points Earned

44,400

Atmos Rewards/yr

Estimated Value

$444

After Fees

+$345

1st Year Value

$1,045

incl. welcome bonus

Breakdown

Groceries$8,400/yr × 2x16,800 pts
Gas & EV$2,400/yr × 2x4,800 pts
Transit$1,200/yr × 1x1,200 pts
Restaurants$3,600/yr × 2x7,200 pts
Pharmacy$600/yr × 1x600 pts
Travel$1,800/yr × 1x1,800 pts
Bills & recurring payments$3,000/yr × 1x3,000 pts
Telecom$1,800/yr × 1x1,800 pts
Entertainment & streaming$1,200/yr × 1x1,200 pts
All other spending$6,000/yr × 1x6,000 pts
Total annual spend$30,000
Total monthly spend$2,500
Average earn rate on spend per year1.48x
Total points earned44,400 pts
Value of points accumulated in the first year$444

Perks & Benefits

Concierge

24/7

Additional Benefits

No foreign transaction fees means you don't pay additional transaction fees on international purchases. Atmos Rewards points never expire, so you can redeem them anytime. Travel Assistance Services: benefits are designed to assist You or Your travel companions when You are traveling 50 miles or more from home, providing pre-trip destination information such as visa/passport requirements and immunization, help with lost or stolen travel documents and luggage, and referrals to physicians, hospitals, attorneys, local embassies and consulates if You are traveling more than 100 miles from home. Luxury Travel Benefits: as a World Elite Mastercard cardmember You have access to Mastercard Travel Services, including professional 24/7 travel services, the World Elite Luxury Hotels & Resorts portfolio, World Elite Air, Private Jet and Cruise programs, and Mastercard Airport Concierge. Two free checked bags on eligible flights for the primary cardmember when you use your card to purchase eligible tickets directly from Hawaiian Airlines and Alaska Airlines. One-time 50%-off companion discount for roundtrip coach travel between Hawaii and North America destinations on Hawaiian Airlines operated flights, or roundtrip North America coach travel on Alaska Airlines operated flights. Annual $100 companion discount for roundtrip coach travel between Hawaii and North America destinations on Hawaiian Airlines operated flights, or roundtrip North America coach travel on Alaska Airlines operated flights.

Travel Insurance

Trip Cancellation

Up to $5,000

Trip Interruption

Up to $5,000

Delayed Baggage

Up to $300

Flight Delay

Up to $300

Travel Accident

Up to $250,000

Purchase Protection

Purchase Protection

Up to $1,000 / 90 days

Extended Warranty

+2 years

Auto Rental Collision (secondary)

Up to $50,000 / 31 days

Price protection

Included

View the insurance certificate (PDF)

Fees and interest rates

  • Annual Fee
    $99
  • Foreign currency conversion fee
    0%

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Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Milesopedia USA may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 Barclays. All trademarks are property of their respective owners.