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Pros & Cons
Pros
- +Welcome Bonus: 70,000 points
- +Up to 5x on groceries
- +Purchase protection included
Cons
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Our Review
Unlock No‑Fee Hilton Benefits with the Hilton Honors American Express Card
- 70,000 bonus points + a Free Night Reward after $2,000 in purchases within 6 months
- No annual fee
- Complimentary Silver status: fifth night free on award stays, 20% bonus points, two free bottles of water and elite rollover nights
- 7X points on eligible Hilton portfolio purchases
- 5X points at U.S. restaurants, supermarkets and gas stations
- 3X points on all other eligible purchases
Whether you stay at Hilton properties occasionally or just want perks without a fee, this card delivers a powerful welcome offer and solid ongoing earnings. Enjoy elevated status benefits from day one and rack up points on everyday spend—perfect for building your Hilton stash before your next getaway. Manage your account seamlessly in the AmEx app and take advantage of automatic elite perks every time you book.
Terms apply. Bonus points require $2,000 spend in first 6 months. See full terms for details.
Rewards
All Spending
3x
Hilton Honors pts per dollar
Groceries
5x
Hilton Honors pts per dollar
Gas
5x
Hilton Honors pts per dollar
Restaurants
5x
Hilton Honors pts per dollar
Credit Card Rewards Calculator
See how much you could earn with this card based on your spending.
Points Earned
118,800
Hilton Honors/yr
Estimated Value
$1,188
After Fees
+$1,188
1st Year Value
$1,888
incl. welcome bonus
Breakdown
Additional Benefits
Purchase Protection
Purchase Protection
Up to $1,000 / 90 days
Extended Warranty
+1 years
Auto Rental Collision (secondary)
Up to $50,000 / 30 days
Fees and interest rates
- Annual Fee$0
- Foreign currency conversion fee0%
Terms & Conditions
Card Features
- Earn 70,000 Hilton Honors Bonus Points + a Free Night Reward after you spend $2,000 on eligible purchases on the Hilton Honors American Express Card within your first 6 months of Card Membership.
- Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with hotels and resorts within the Hilton portfolio.
- Earn 5X Points per dollar on purchases at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations.
- Earn 3X Points for all other eligible purchases on your Card.
- Enjoy complimentary Hilton Honors Silver status with your Card. Plus, spend $20,000 on eligible purchases on your Card in a calendar year and you can earn an upgrade to Hilton Honors Gold status through the end of the next calendar year.
- No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
- No Annual Fee.
- Apply with confidence. Know if you’re approved for a Card with no impact to your credit score. If you’re approved and you choose to accept this Card, your credit score may be impacted.
- Terms Apply.
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Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Milesopedia USA may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 American Express. All trademarks are property of their respective owners.
