Holland America Line Rewards Visa® Card

Pros & Cons

Pros

+Welcome Bonus: 60,000 points
+No foreign transaction fees
+No annual fee

Cons

–No purchase protection

Our Review

Set Sail with the Holland America Line® World Elite Mastercard®

60,000 bonus Miles+ after $2,000 in purchases within 90 days
4× Miles+ per $1 on Holland America Line purchases and Alaska Cruises
2× Miles+ per $1 on all other travel, dining and grocery purchases
1× Mile+ per $1 on all other spend
$100 annual cruise line credit for onboard services and excursions
Complimentary Mastercard Travel Pass for access to exclusive port tours and perks
No foreign transaction fees
$95 annual fee

Whether you’re charting Alaskan fjords or exploring the Caribbean, earn generous Miles+ on every voyage and everyday purchase. Redeem your Miles+ for cruise fare, shore excursions or onboard experiences—no blackout dates. Enjoy peace of mind with Mastercard’s travel protections and elevate your journey with exclusive shore‑side privileges. Manage your account easily in the issuer’s app and start banking rewards toward your next adventure at sea.

Terms apply. Bonus and credits require qualifying spend. See issuer for full details.

Rewards

All Spending

1x

Holland America Line Rewards pts per dollar

Holland America cruises

2x

Holland America Line Rewards pts per dollar

Credit Card Rewards Calculator

See how much you could earn with this card based on your spending.

Your point valuation¢/ point

0.50¢3¢

Groceries1x

$700/mo

Gas & EV1x

$200/mo

Transit1x

$100/mo

Restaurants1x

$300/mo

Pharmacy1x

$50/mo

Travel1x

$150/mo

Bills & recurring payments1x

$250/mo

Telecom1x

$150/mo

Entertainment & streaming1x

$100/mo

Office supplies1x

$0/mo

All other spending1x

$500/mo

Points Earned

30,000

Holland America Line Rewards/yr

Estimated Value

$300

After Fees

+$300

1st Year Value

$900

incl. welcome bonus

Breakdown

Groceries$8,400/yr × 1x8,400 pts

Gas & EV$2,400/yr × 1x2,400 pts

Transit$1,200/yr × 1x1,200 pts

Restaurants$3,600/yr × 1x3,600 pts

Pharmacy$600/yr × 1x600 pts

Travel$1,800/yr × 1x1,800 pts

Bills & recurring payments$3,000/yr × 1x3,000 pts

Telecom$1,800/yr × 1x1,800 pts

Entertainment & streaming$1,200/yr × 1x1,200 pts

All other spending$6,000/yr × 1x6,000 pts

Total annual spend$30,000

Total monthly spend$2,500

Average earn rate on spend per year1x

Total points earned30,000 pts

Value of points accumulated in the first year≈ $300

Additional Benefits

No foreign transaction fees on purchases made while traveling abroad. $0 Fraud Liability Protection means you're not responsible for unauthorized charges. Free online access to your FICO Credit Score lets you keep an eye on your credit score and get alerts when we learn that your score has changed.