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Pros & Cons
Pros
- +Welcome Bonus: 150,000 points
- +Up to 6x at Marriott Bonvoy hotels
- +Lounge access included
Cons
- –High annual fee ($650/yr)
Our Review
Experience Luxury Benefits with the Marriott Bonvoy Brilliant® American Express® Card
- Earn 200,000 Marriott Bonvoy® bonus points after $6,000 in purchases within the first 6 months of Card Membership.
- 6X points per $1 at Marriott Bonvoy hotels; 3X points at restaurants & on flights; 2X points on all other purchases
- $300 annual dining credit ($25 per month)
- 1 free night award each year (up to 85,000 points)
- $100 property credit on qualifying Ritz‑Carlton & St. Regis stays
- Complimentary Platinum Elite status with upgrades & free breakfast
- Priority Pass Select membership for airport lounge access
- Global Entry/TSA PreCheck® credit every 4 years
- Robust travel & purchase protections including trip delay, baggage coverage & cell phone protection
- $650 annual fee
Whether you’re planning a weekend getaway or an extended luxury stay, the Marriott Bonvoy Brilliant® Card delivers top‑tier perks that help you earn and redeem points faster, offset costs with valuable credits, and travel with confidence thanks to elite status and comprehensive protections.
Terms apply. Welcome offer and benefits require qualifying spend and enrollment. See issuer for complete details.
Rewards
All Spending
2x
Marriott Bonvoy pts per dollar
Marriott Bonvoy hotels
6x
Marriott Bonvoy pts per dollar
Restaurants
3x
Marriott Bonvoy pts per dollar
Credit Card Rewards Calculator
See how much you could earn with this card based on your spending.
Points Earned
63,600
Marriott Bonvoy/yr
Estimated Value
$636
After Fees
$-14
1st Year Value
$1,486
incl. welcome bonus
Breakdown
Perks & Benefits
Lounge Access
Unlimited
Wi-Fi access
Included
NEXUS membership
Included
Travel Credits
Included
NEXUS Credit
$120
Additional Benefits
Travel Insurance
Trip Cancellation
Up to $10,000
Trip Interruption
Up to $10,000
Lost Baggage
Up to $3,000
Flight Delay
Up to $500
Purchase Protection
Purchase Protection
Up to $10,000 / 90 days
Extended Warranty
+1 years
Mobile Device
Up to $800
Auto Rental Collision (secondary)
Up to $75,000 / 30 days
Fees and interest rates
- Annual Fee$650
Terms & Conditions
Card Features
- Earn 200,000 Marriott Bonvoy® bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership.
- $300 Brilliant Dining Credit: Each calendar year, get up to $300 (up to $25 per month) in statement credits for eligible purchases made on the Marriott Bonvoy Brilliant® American Express® Card at restaurants worldwide.
- With Marriott Bonvoy® Platinum Elite Status, you can receive room upgrades, including enhanced views or suites, when the stay is booked with a Qualifying Rate at hotels that participate in Marriott Bonvoy, subject to availability upon check-in.
- Earn 6X Marriott Bonvoy® points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy®. Earn 3X Marriott Bonvoy® points at restaurants worldwide and on flights booked directly with airlines and 2X Marriott Bonvoy® points on all other eligible purchases made on the Marriott Bonvoy Brilliant® American Express® Card.
- Free Night Award: Receive 1 Free Night Award every year after your Card renewal month. Award can be used for one night (redemption level at or under 85,000 Marriott Bonvoy® points) at hotels participating in Marriott Bonvoy®. Certain hotels have resort fees.
- Each calendar year after spending $60,000 on eligible purchases on your Marriott Bonvoy Brilliant® American Express® Card, you will be eligible to select a Brilliant Earned Choice Award benefit. You can only earn one Brilliant Earned Choice Award per calendar year. See https://www.choice-benefit.marriott.com/brilliant for Award options.
- $100 Marriott Bonvoy® Property Credit: Enjoy your stay. Receive up to a $100 property credit for qualifying charges at The Ritz-Carlton® or St. Regis® when you book direct using a special rate for a two-night minimum stay using your Card.
- Fee Credit for Global Entry or TSA PreCheck®: Receive either a statement credit every 4 years after you apply for Global Entry ($120) or a statement credit every 4.5 years after you apply for a five-year membership for TSA PreCheck® (up to $85 through a TSA PreCheck official enrollment provider) and pay the application fee with your Marriott Bonvoy Brilliant® American Express® Card. If approved for Global Entry, at no additional charge, you will receive access to TSA PreCheck.
- Each calendar year with your Marriott Bonvoy Brilliant® American Express® Card you can receive 25 Elite Night Credits toward the next level of Marriott Bonvoy® Elite status. Limitations apply per Marriott Bonvoy member account. Benefit is not exclusive to Cards offered by American Express.
- Enroll in Priority Pass™ Select, which offers unlimited airport lounge visits to over 1,200 lounges in over 130 countries, regardless of which carrier or class you are flying. This allows you to relax before or between flights. You can enjoy snacks, drinks, and internet access in a quiet, comfortable location.
- No Foreign Transaction Fees on international purchases.
- With Cell Phone Protection*, you can be reimbursed, the lesser of, your repair or replacement costs following damage, such as a cracked screen, or theft for a maximum of $800 per claim when your cell phone line is listed on a wireless bill and the prior month’s wireless bill was paid by an Eligible Card Account. A $50 deductible will apply to each approved claim with a limit of 2 approved claims per 12-month period. Additional terms and conditions apply. *Coverage is provided by New Hampshire Insurance Company, an AIG Company.
- $650 Annual Fee.
- Apply with confidence. Know if you’re approved for a Card with no impact to your credit score. If you’re approved and you choose to accept this Card, your credit score may be impacted.
- Terms Apply.
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Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Milesopedia USA may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 American Express. All trademarks are property of their respective owners.
