Marriott Bonvoy Business® American Express® Card

Pros & Cons

Pros

+Up to 6x at Marriott Bonvoy hotels
+Purchase protection included

Cons

–High annual fee ($125/yr)
–No lounge access

Our Review

Boost Your Business Travel with the Marriott Bonvoy Business® American Express® Card – Limited-Time Offer!

Get up to 5 Free Night Award certificates after spending a total of at least $9,000 in the first six months. You earn the first 3 Free Night Awards when you spend $6,000 in the first 6 months as a card member, and you can earn the next 2 if you spend an additional $3,000 within the same timeframe.

Here’s why this card is a must-have for business travelers:

Big Rewards: Earn 6x points at participating Marriott Bonvoy® hotels, 4x points at restaurants worldwide, U.S. gas stations, on U.S. wireless telephone services, and on U.S. shipping purchases, and 2x points on all other spending.
Save on Stays: Enjoy a 7% discount on eligible bookings at participating properties when you book directly with Marriott.
Valuable Free Nights: Get one Free Night Award every year after your card renewal month, plus another after spending $60,000 annually (redemption level up to 35,000 points; resort fees may apply).
Gold Elite Status: Enjoy automatic Gold Elite status with perks like bonus points on stays, late checkout, and room upgrades.

Apply Now and Elevate Your Business Travel! Terms apply.

Rewards

All Spending

2x

Marriott Bonvoy pts per dollar

Marriott Bonvoy hotels

6x

Marriott Bonvoy pts per dollar

Gas

4x

Marriott Bonvoy pts per dollar

Telecom

4x

Marriott Bonvoy pts per dollar

Credit Card Rewards Calculator

See how much you could earn with this card based on your spending.

Your point valuation¢/ point

0.50¢3¢

Groceries2x

$700/mo

Gas & EV4x

$200/mo

Transit2x

$100/mo

Restaurants2x

$300/mo

Pharmacy2x

$50/mo

Travel2x

$150/mo

Bills & recurring payments2x

$250/mo

Telecom4x

$150/mo

Entertainment & streaming2x

$100/mo

Office supplies2x

$0/mo

All other spending2x

$500/mo

Points Earned

68,400

Marriott Bonvoy/yr

Estimated Value

$684

After Fees

+$559

1st Year Value

$559

incl. welcome bonus

Breakdown

Groceries$8,400/yr × 2x16,800 pts

Gas & EV$2,400/yr × 4x9,600 pts

Transit$1,200/yr × 2x2,400 pts

Restaurants$3,600/yr × 2x7,200 pts

Pharmacy$600/yr × 2x1,200 pts

Travel$1,800/yr × 2x3,600 pts

Bills & recurring payments$3,000/yr × 2x6,000 pts

Telecom$1,800/yr × 4x7,200 pts

Entertainment & streaming$1,200/yr × 2x2,400 pts

All other spending$6,000/yr × 2x12,000 pts

Total annual spend$30,000

Total monthly spend$2,500

Average earn rate on spend per year2.28x

Total points earned68,400 pts

Value of points accumulated in the first year≈ $684

Perks & Benefits

Wi-Fi access

Included

Additional Benefits

Global Assist Hotline: available 24/7 for coordination and assistance with services such as lost passport replacement assistance, translation services, missing luggage assistance and emergency legal and medical referrals while traveling more than 100 miles from home; the coordination and assistance services are offered at no additional charge, but Card Members are responsible for the costs charged by third-party service providers (Global Assist Hotline Benefit Guide). Travel benefits: Marriott Bonvoy® Room Rate Discount: 7% off eligible bookings at hotels participating in Marriott Bonvoy® when booked directly through an eligible Marriott channel under the Amex Business Card Rate; complimentary Marriott Bonvoy® Gold Elite Status, including priority late checkout until 2 p.m. subject to availability and 25% more points on every eligible hotel purchase; 1 Free Night Award every year after your Card renewal month (at or under 35,000 Marriott Bonvoy® points), plus an additional Free Night Award after $60,000 in purchases in a calendar year; 15 Elite Night Credits each calendar year; Air+Car Transfer Program; Premium on-property Internet Access — free in-room, premium Internet access at participating Marriott Bonvoy® hotels; No Foreign Transaction Fees; Baggage Insurance Plan; Car Rental Loss and Damage Insurance; Global Assist® Hotline.

Travel Insurance

Lost Baggage

Up to $1,250

Purchase Protection

Up to $1,000 / 90 days

Extended Warranty

+1 years

Auto Rental Collision (secondary)

Up to $50,000 / 30 days

View the insurance certificate (PDF)

Fees and interest rates

Annual Fee
$125

Terms & Conditions

Card Features

LIMITED TIME OFFER: Earn up to 5 Free Night Awards after you use your new Card to make a total of at least $9,000 in eligible purchases within the first 6 months of Card Membership. Terms apply.
Receive a 7% discount on eligible bookings as a benefit of being both a Marriott Bonvoy® member & a Marriott Bonvoy Business® American Express® Card Member when you book directly with Marriott through an eligible channel for a participating property under the Amex Business Card Rate.
6x points on each dollar of eligible purchases at hotels participating in the Marriott Bonvoy® program.
4x points for purchases made at restaurants worldwide, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping.
2x points on all other eligible purchases.
Receive 1 Free Night Award every year after your Card renewal month. Plus, earn an additional Free Night Award after you spend $60K in purchases on your Card in a calendar year. Award can be used for one night (redemption level at or under 35,000 points) at hotels participating in Marriott Bonvoy®. Certain hotels have resort fees.
Enjoy Complimentary Marriott Bonvoy Gold Elite Status with your Marriott Bonvoy Business® American Express® Card.
Terms apply.