Pros & Cons

Pros

  • +Welcome Bonus: 45,000 points
  • +Up to 6x at Wyndham hotels

Cons

  • No purchase protection

Our Review

Maximize Your Stays & Points with the Wyndham Rewards Earner Plus Card

  • 6X points per $1 spent at Wyndham hotels and on gas station purchases
  • 4X points per $1 on dining and grocery store purchases
  • 1X point per $1 on all other eligible purchases
  • 45,000 bonus points after spending $1,000 in the first 90 days
  • 7,500 anniversary points each year—enough for a free night at a lower-tier property
  • Automatic Platinum status for perks like late checkout, room upgrades and rental car benefits
  • 0% intro APR on balance transfers for 15 months
  • $75 annual fee and no foreign transaction fees

This card is tailor-made for frequent Wyndham guests who want to fast-track free nights and elite perks. Earn elevated points on stays, fill-ups and everyday spend, then redeem them for award nights, gift cards or travel transfers. Manage your rewards and account features seamlessly through the Wyndham app or website.

Terms apply. Bonus points require $1,000 spend in 90 days. Anniversary points posted after renewal fee. Balance transfer fee: either $5 or 3% of each transfer, whichever is greater. See issuer for full details.

Rewards

All Spending

1x

Wyndham Rewards pts per dollar

Wyndham hotels

6x

Wyndham Rewards pts per dollar

Groceries

4x

Wyndham Rewards pts per dollar

Gas

4x

Wyndham Rewards pts per dollar

Restaurants

4x

Wyndham Rewards pts per dollar

Transit

4x

Wyndham Rewards pts per dollar

Travel

4x

Wyndham Rewards pts per dollar

Credit Card Rewards Calculator

See how much you could earn with this card based on your spending.

¢/ point
0.50¢
Groceries4x
$700/mo
Gas & EV4x
$200/mo
Transit4x
$100/mo
Restaurants4x
$300/mo
Pharmacy1x
$50/mo
Travel4x
$150/mo
Bills & recurring payments1x
$250/mo
Telecom1x
$150/mo
Entertainment & streaming1x
$100/mo
Office supplies1x
$0/mo
All other spending1x
$500/mo

Points Earned

82,200

Wyndham Rewards/yr

Estimated Value

$822

After Fees

+$727

1st Year Value

$1,177

incl. welcome bonus

Breakdown

Groceries$8,400/yr × 4x33,600 pts
Gas & EV$2,400/yr × 4x9,600 pts
Transit$1,200/yr × 4x4,800 pts
Restaurants$3,600/yr × 4x14,400 pts
Pharmacy$600/yr × 1x600 pts
Travel$1,800/yr × 4x7,200 pts
Bills & recurring payments$3,000/yr × 1x3,000 pts
Telecom$1,800/yr × 1x1,800 pts
Entertainment & streaming$1,200/yr × 1x1,200 pts
All other spending$6,000/yr × 1x6,000 pts
Total annual spend$30,000
Total monthly spend$2,500
Average earn rate on spend per year2.74x
Total points earned82,200 pts
Value of points accumulated in the first year$822

Additional Benefits

Save 15% when you buy points: enjoy a 15% discount - or best available offer - on qualifying point purchases with your Wyndham Rewards Earner Plus Card. Contactless technology - use Tap to Pay for faster, easier, contactless purchasing. Chip technology, so paying for your purchases is more secure at chip-card terminals in the US and abroad. $0 Fraud Liability protection - you're not responsible for charges you did not authorize. No foreign transaction fees on international purchases. Automatically receive a Wyndham Rewards DIAMOND member level during your first year; after that, become a Wyndham Rewards PLATINUM member and enjoy perks like early check-in, late checkout, and more. Cardmember booking discount: save even more on the Standard Rate at participating Hotels by Wyndham. Earn free nights faster - redeem 10% fewer Wyndham Rewards points when you book free nights. Book 1 free night every year: enjoy a free night worth up to 15,000 Wyndham Rewards points after you stay five or more nights in a calendar year.

Fees and interest rates

  • Annual Fee
    $95

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Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Milesopedia USA may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 Barclays. All trademarks are property of their respective owners.