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As perhaps the most compelling cobranded airline credit card at its price point, the Chase Aeroplan Credit Card offers travelers a unique opportunity to earn and redeem Aeroplan points with Air Canada and its extensive network of partner airlines, including every Star Alliance member.
Launched in December 2021 and refreshed on September 10, 2026, this $195 annual fee card combines Air Canada elite status, travel credits, and everyday earning. It appeals to Air Canada flyers, travelers with United status, and anyone who values Aeroplan points.
Is it worth it? For Air Canada flyers, yes. As of September 2026, according to Chase, the card offers up to 115,000 bonus points (75,000 after $4,000 in purchases in the first 3 months, plus 40,000 after $20,000 in the first 12 months) for a $195 annual fee. It adds automatic Aeroplan 25K Status, free first checked bags on Air Canada and up to $100 in Air Canada statement credits each year.
Aeroplan Credit Card welcome offer
- Annual fee
- $195
- Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$1,610Total$1,610Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
- $1,610
- Welcome offerAfter $4,000 in 3 months
- Up to 115,000 points
Apply Now
on Chase's website
Aeroplan Credit Card earning rates
As a cardholder, you earn:
- Up to 5 points per dollar on Air Canada purchases (3X from the card plus 2X from Air Canada as a 25K member)
- 3 points per dollar on travel
- 2 points per dollar on groceries, restaurants, and gas (3X on groceries and restaurants through December 31, 2026)
- 1 point per dollar on all other purchases
Chase removed the monthly bonus of 500 points per $2,000 spent on September 10, 2026. Dining and grocery purchases earn 3X through December 31, 2026, then drop to 2X.
Aeroplan Credit Card benefits
The Chase Aeroplan Credit Card stands out by offering benefits that go far beyond those typically provided by other cobranded airline credit cards in the same annual fee range. This is especially true for airline status seekers.
Aeroplan Credit Card elite status benefit
Cardholders receive automatic Aeroplan 25K Status with no spending requirement. It includes Priority Check-In, Priority Boarding (Zone 2), an additional baggage allowance, Star Alliance recognition, and eUpgrade Credits.
You can reach Aeroplan 35K Status by spending $75,000 on the card in a calendar year. Cardmembers also receive 5,000 Status Qualifying Credits (SQC) each year.
10% transfer bonus from Chase Ultimate Rewards
Do you have the Chase Sapphire Preferred® Card, Chase Sapphire Reserve® or Ink Business Preferred® Credit Card?
The benefit is specifically designed for travelers who have transferable Chase Ultimate Rewards points and the Aeroplan Credit Card.
If you transfer 50,000 or more points at once, you’ll get a 10% bonus on that transfer, up to 25,000 bonus points per year (after transferring 250,000 points). The bonus points will appear separately within 72 hours.
Chase is ending this benefit: it stays available until December 31, 2026. After that date, transfers from Chase Ultimate Rewards to Aeroplan earn the standard 1:1 ratio.
| Credit card | Annual fee | Welcome offer | |
|---|---|---|---|
| $95 | |||
| $795 | |||
| $95 | |||
| $195 |
Other benefits of the Aeroplan Credit Card
The Aeroplan Credit Card provides a free first checked bag for the primary cardholder and up to eight companions on Air Canada flights, a $120 statement credit for Global Entry, TSA PreCheck or NEXUS every four years and comprehensive travel protections including trip cancellation insurance and auto rental coverage.
Additional benefits include up to $100 in Air Canada statement credits each year, 15% off eligible Air Canada award flights, and no foreign transaction fees.
Redeeming Aeroplan points
You can refer to our full guide on Air Canada Aeroplan, which includes a section about maximizing Aeroplan redemptions, but here are a few reasons why we love Air Canada Aeroplan points:
- Flexible redemptions: You can redeem points for flights on Air Canada and 53 partners worldwide.
- High value: There are plenty of opportunities to get well over 2 cents per Aeroplan point, especially for flights in business and first class.
- Great award chart options: Some flights, like short-haul United flights, cost only 6,000 points. You can book business class from the East Coast of the U.S. to most of Western Europe for just 60,000 points (or 70,000 points from the West Coast).
- Multiple earning methods: Earn points through flights, credit card spending and hotel/car rental partnerships.
- Transfer partners: Aeroplan works with major points programs, so you can transfer credit card points from major U.S. banks to Aeroplan.
Though we don't recommend using your points this way, the Aeroplan Credit Card also offers Pay Yourself Back. It lets you redeem points for a statement credit against eligible card purchases made in the last 90 days, and Chase shows the value before you confirm.
Comparable cards to the Aeroplan Credit Card
The Chase Sapphire Preferred® Card has a lower annual fee and more flexible transfer options, but it lacks the Air Canada-specific perks.
Chase Sapphire Preferred® Card
Earn Big on Travel with the Chase Sapphire Preferred® Card
- 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening
- 5X points on travel booked through Chase Travel℠
- 3X points on dining, vacation home rentals, gas & EV charging, plus top streaming services and online groceries (excludes Walmart, Target and wholesale clubs)
- 2X points on all other travel
- 1X point on everything else
- Up to $100 in hotel statement credits each account anniversary year for stays booked through Chase Travel℠
- Complimentary DashPass: $0 delivery fees and reduced service fees for at least one year (activate by 12/31/27), plus a $10 monthly promo on non-restaurant orders
- One year of Apple TV on us when you activate by 12/31/26 (a $156 value)
- Up to $120 every four years as a statement credit for your Global Entry, TSA PreCheck® or NEXUS application fee
- No foreign transaction fees
- $95 annual fee
Make every trip count. Transfer your points 1:1 to leading airline and hotel loyalty programs, or redeem them through Chase Travel℠, where Points Boost can make them worth up to 1.5x on top-booked hotels and flights with select airlines. You’re also covered by built-in travel protections like trip cancellation/interruption insurance, auto rental collision damage waiver and lost luggage insurance, with everything managed in the Chase mobile app. Whether you fly often or are planning your next getaway, the Chase Sapphire Preferred® delivers premium perks at an approachable price.
Terms apply. Bonus offer requires minimum spend. Annual fee applies. Member FDIC. See Chase for full details.
- Annual fee
- $95
- Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$1,537Total$1,537Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
- $1,537
- Welcome offerAfter $5,000 in purchases in the first 3 months from account opening. Offer eligibility requirements apply.
- 75,000 points
Apply Now
on Chase's website
The United Explorer Card is the closest alternative for travelers who fly United more than Air Canada.
The New United℠ Explorer Card
Unlock Premier United Perks with The New United℠ Explorer Card
- 60,000 bonus miles after spending $3,000 within the first 3 months
- 2X miles per $1 on United purchases, including airfare, baggage fees and seat upgrades
- 2X miles on dining and hotel stays; 1X mile on all other purchases
- $0 intro annual fee for your first year, then $150 thereafter
- First checked bag free for you and one companion on United flights
- Two United Club one‑time passes each year for lounge access
- Global Entry/TSA PreCheck credit every four years
Whether you fly United frequently or just a few times a year, this card’s robust rewards and travel protections make every trip smoother. Enjoy trip cancellation/interruption insurance, 25% back on in‑flight purchases and a complimentary year of DashPass for DoorDash & Caviar. Manage your account seamlessly in the Chase app and watch your miles add up on every flight, meal and hotel stay.
Terms apply. Bonus miles and benefits require qualifying purchases and enrollment where applicable. See issuer for full details.
- Annual feeNo annual fee the first year
- $0 $150
- Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$1,020Annual fee rebated$150Total$1,170Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
- $1,170
- Welcome offerEarn up to 85,000 bonus miles through the United card website without a personal agent promotional code: 75,000 after $3,000 in eligible purchases in the first 3 months, plus 10,000 after adding an authorized user in the first 3 months. Offers through other application channels or personal agent codes may differ.
- Up to 85,000 miles
Apply Now
on Chase's website
Is the Aeroplan Credit Card worth it?
For frequent Air Canada flyers or those who can maximize the earning structure and redemption options, the Aeroplan Credit Card offers significant value. The welcome bonus, automatic elite status and free checked bag benefit can quickly offset the annual fee for regular travelers.
Bottom line
The Chase Aeroplan Credit Card is a strong choice for Aeroplan members who fly Air Canada. Its welcome offer of up to 115,000 bonus points, automatic Aeroplan 25K Status, and access to dozens of partner airlines give it real value for that traveler.
Of course, you can decide if the card is right for you. At $195 per year, it works best for travelers who fly Air Canada often enough to use the elite status, the Air Canada credits, and the award flight discount.
What is the Chase Aeroplan Credit Card welcome offer?
As of September 2026, Chase offers up to 115,000 bonus points on the Chase Aeroplan Credit Card: 75,000 points after you spend $4,000 on purchases in the first 3 months, plus 40,000 points after you spend $20,000 in the first 12 months. The bonus is not available to current cardmembers or to former cardmembers who received it in the last 24 months.
What is the annual fee on the Chase Aeroplan card?
The Chase Aeroplan Credit Card has a $195 annual fee and no foreign transaction fees. Up to $100 in Air Canada statement credits each year, free first checked bags on Air Canada and 15% off eligible Air Canada award flights can offset most of that fee if you fly Air Canada at least once or twice a year.
What are the main benefits of the Chase Aeroplan card?
Cardmembers get automatic Aeroplan 25K Status (Priority Check-In, Priority Boarding in Zone 2, extra baggage allowance, Star Alliance recognition and eUpgrade Credits), a free first checked bag for themselves and up to eight people on the same Air Canada reservation, up to $100 in Air Canada credits a year, 15% off eligible Air Canada award flights and a $120 Global Entry, TSA PreCheck or NEXUS credit every four years.
How many Aeroplan points does the card earn?
You earn up to 5 points per dollar on Air Canada purchases (3X from the card plus 2X from Air Canada as a 25K member), 3X on travel, 2X at grocery stores, restaurants and gas stations, and 1X on everything else. Through December 31, 2026, grocery and dining purchases earn 3X instead of 2X.
Does the 10% Chase Ultimate Rewards transfer bonus still apply?
Yes, until December 31, 2026. Cardmembers who transfer 50,000 or more Chase Ultimate Rewards points to Aeroplan at once get a 10% bonus, up to 25,000 bonus points per year. After that date, Chase transfers to Aeroplan stay at the standard 1:1 ratio with no bonus.
- Annual fee
- $195
- Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$1,610Total$1,610Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
- $1,610
- Welcome offerAfter $4,000 in 3 months
- Up to 115,000 points
Apply Now
on Chase's website