Why consider it: For Air Canada travelers who will use Aeroplan points, checked-bag benefits, and the card’s status privileges.
Trade-off: Status and baggage benefits have airline and reservation conditions; partner award seats are not guaranteed. Benefits you actually use must justify the annual fee.
- Annual fee
- $195
- Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$1,610Total$1,610Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
- $1,610
- Welcome offerAfter $4,000 in 3 months
- Up to 115,000 points
- Features
- Issuer
- Chase
- Network
- Program
- Aeroplan
- Fees and terms
- Annual Fee
- $195/yr
- Min. annual income
- —
- Interest rates
- Foreign transaction fee
- 0 %
Issuer terms
- Earn up to 115,000 bonus points. Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months your account is open. Plus, 40,000 bonus points after you spend $20,000 on purchases in the first 12 months.
- $195 Annual Fee
- Enjoy automatic Aeroplan 25K Status with benefits such as Priority Check-In, Priority Boarding (Zone 2), Additional Baggage Allowance, Star Alliance Recognition and eUpgrade Credits.
- Earn up to 5X total points for each dollar spent on Air Canada purchases: 3X points with your card, plus 2X points from Air Canada as an Aeroplan 25K member. Earn 3X points on travel purchases.
- Earn 2X points for each dollar spent at grocery stores, on dining at restaurants, and at gas stations. Through December 31, 2026, grocery store and dining purchases earn 3X points. Earn 1X point for each dollar spent on all other purchases.
- Up to $100 in Air Canada statement credits (delivered as up to two $50 credits semi-annually).
- Save 15% on eligible Air Canada flight redemptions as a cardmember.
- Free first checked bags on Air Canada flights for the cardmember and up to eight people on the same reservation.
- No foreign transaction fees.
- The new cardmember bonus is not available to current cardmembers, or to previous cardmembers who received a new cardmember bonus for this card within the last 24 months.
- Member FDIC
- Rewards
- Rate
- Travel
- 3x
- Air Canada flights
- 3x
- Groceries
- 2x
- Gas
- 2x
- Restaurants
- 2x
- Benefits
- NEXUS
- $120
- Concierge
- Included
Pros
- Welcome bonus of 115,000 points
- 2x on groceries
- 2x at restaurants
Cons
- High annual fee ($195)
The Chase Air Canada Aeroplan Card can fit travelers who use Air Canada benefits. Its verified offer is up to 115,000 points: 75,000 after $4,000 in purchases in the first 3 months and another 40,000 after $20,000 in total purchases in the first 12 months. The $195 annual fee and both spending thresholds should fit your budget without unnecessary purchases or an interest-bearing balance.
The primary cardmember receives automatic Aeroplan 25K status while the linked account stays open and not in default. At least $75,000 in purchases in a calendar year qualifies for 35K for that year’s remainder and the next year. Eligible Air Canada credits are capped at $50 in each half of the calendar year, up to $100 total, rather than a single unrestricted $100 credit.
The card earns 3 points per U.S. dollar on eligible travel, 2 at gas stations and 1 on other purchases. Grocery and dining purchases earn 3 through December 31, 2026, then 2. The airline’s additional points on eligible Air Canada fares use a separate Canadian-dollar calculation and are not an unconditional card earn rate. Check the fare, baggage and FLY15OFF conditions for your own trip.
The calculator and displayed ongoing rates use 2 points on grocery and dining purchases. They exclude the temporary extra point through December 31, 2026, so it is not projected over a full year…
