Pros & Cons
Pros
- +Welcome Bonus: 60,000 points
- +Up to 4x at Hyatt hotels
- +Purchase protection included
Cons
- –High annual fee ($199/yr)
- –No lounge access
Our Review
Maximize Your Hyatt Rewards with the World of Hyatt Business Credit Card
- 60,000 bonus points after spending $5,000 in the first 3 months
- Up to 9 points per $1 at Hyatt hotels: 4 bonus points + 5 base points as a World of Hyatt member
- 2 bonus points per $1 in your top three spend categories each quarter
- 2 bonus points per $1 on fitness club and gym memberships
- 1 bonus point per $1 on all other purchases
- $199 annual fee
Perfect for business owners who frequent Hyatt properties, this card accelerates your journey to elite status with high-value points on hotel stays and everyday expenses. Track your progress and redeem effortlessly for free nights, room upgrades and more through Hyatt’s intuitive app and online portal.
Terms apply. Bonus offer and earn rates require qualifying purchases. See full terms and conditions for details.
Rewards
All Spending
1x
World of Hyatt pts per dollar
Hyatt hotels
4x
World of Hyatt pts per dollar
Credit Card Rewards Calculator
See how much you could earn with this card based on your spending.
Points Earned
30,000
World of Hyatt/yr
Estimated Value
$300
After Fees
+$101
1st Year Value
$701
incl. welcome bonus
Breakdown
Additional Benefits
- Up to $100 in Hyatt statement credits each anniversary year: spend $50 or more at any Hyatt property and earn a $50 statement credit, up to two times.
- A faster path to World of Hyatt elite status and Milestone Rewards through card spend.
- One-year complimentary DashPass membership for DoorDash and Caviar.
Travel Insurance
Trip Cancellation
Up to $1,500
Trip Interruption
Up to $1,500
Purchase Protection
Purchase Protection
Up to $10,000 / 120 days
Extended Warranty
+1 years
Auto Rental Collision (secondary, primary for business rentals, primary abroad)
Up to $60,000 / 31 days
Fees and interest rates
- Annual Fee$199
- Foreign currency conversion fee0%
Terms & Conditions
Card Features
- 60,000 Bonus Points after you spend $5,000 on purchases in your first 3 months from account opening.
- Up to 9 points total per $1 at Hyatt (4 Bonus + up to 5 Base Points).
- 2 Bonus Points per $1 in your top three spend categories each quarter.
- 2 Bonus Points per $1 on fitness club & gym memberships.
- 1 Bonus Point per $1 on all other purchases.
- Up to $100 in Hyatt statement credits (2x $50) each anniversary year.
- 5 Tier-Qualifying night credits for every $10,000 spent in a calendar year.
- World of Hyatt Discoverist status for you (and up to 5 employees) while account open.
- Member FDIC
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Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Milesopedia USA may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 Chase. All trademarks are property of their respective owners.