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Pros & Cons
Pros
- +Welcome Bonus: 25,000 points
- +Purchase protection included
- +No foreign transaction fees
Cons
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Our Review
Accelerate Your Hyatt Journeys with the World of Hyatt Credit Card
- 2 Free Night Awards after spending $4,000 in the first 3 months & 25,000 bonus points after $12,000 in the first 6 months
- 4 bonus points/$1 at Hyatt hotels & resorts
- 2 points/$1 on dining, airline tickets, local transit and fitness
- 1 point/$1 on all other purchases
- Automatic Discoverist status and 5 tier‑qualifying nights upon account opening
- 1 free anniversary night at a Category 1–4 property plus an extra free night after $15,000 annual spend
- $95 annual fee with no foreign transaction fees
Whether you’re planning a luxury escape or a quick weekend getaway, this card delivers Hyatt perks that easily cover its cost. Earn up to 9 points per dollar on stays, fast‑track elite status through tier‑qualifying nights and enjoy free nights that refresh every year. Manage your rewards seamlessly in the Chase app and unlock more comfort on every trip.
Terms apply. Bonus nights after qualifying spend. Anniversary free night valid at Category 1–4 properties. Annual fee applies. See issuer for full details.
Rewards
All Spending
1x
World of Hyatt pts per dollar
Restaurants
2x
World of Hyatt pts per dollar
Transit
2x
World of Hyatt pts per dollar
Credit Card Rewards Calculator
See how much you could earn with this card based on your spending.
Points Earned
34,800
World of Hyatt/yr
Estimated Value
$348
After Fees
+$253
1st Year Value
$503
incl. welcome bonus
Breakdown
- Earn World of Hyatt after $4,000 in purchases within the first 3 months
- Earn 25,000 World of Hyatt after $12,000 in purchases within the first 6 months
Perks & Benefits
Concierge
24/7
Additional Benefits
- One free night each year after your cardmember anniversary at any Category 1-4 Hyatt hotel or resort, plus an extra free night at any Category 1-4 property if you spend $15,000 in a calendar year.
- A faster path to World of Hyatt elite status through card spend.
- Complimentary Visa Signature Concierge Service, 24 hours a day.
- One-year complimentary DashPass membership for DoorDash and Caviar.
Travel Insurance
Trip Cancellation
Up to $5,000
Trip Interruption
Up to $5,000
Delayed Baggage
Up to $500
Lost Baggage
Up to $3,000
Flight Delay
Up to $500
Travel Accident
Up to $500,000
Purchase Protection
Purchase Protection
Up to $500 / 120 days
Extended Warranty
+1 years
Auto Rental Collision (secondary, primary abroad)
Up to $60,000 / 31 days
Fees and interest rates
- Annual Fee$95
- Foreign currency conversion fee0%
Terms & Conditions
Card Features
- Earn 2 Free Nights after you spend $4,000 in the first 3 months; plus 25,000 Bonus Points after $12,000 total spend in first 6 months.
- Complimentary World of Hyatt Discoverist status while account open.
- 1 Free Night each year after Cardmember anniversary at any Category 1-4 Hyatt hotel or resort.
- 5 tier qualifying night credits toward status after account opening (and each year after while open).
- Earn an extra Free Night at Category 1-4 Hyatt after $15,000 in a calendar year.
- 2 qualifying night credits toward tier status every $5,000 spent.
- Up to 9 points total per $1 at Hyatt (4 Bonus + up to 5 Base points).
- 2 Bonus Points per $1 at restaurants, on airline tickets purchased directly, on local transit & commuting, and on fitness club & gym memberships.
- Member FDIC
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Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Milesopedia USA may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 Chase. All trademarks are property of their respective owners.