Chase Air Canada Aeroplan® Credit Card
on Chase's website
Terms & restrictions apply. See rates & fees.
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Pros & Considerations
Pros
- Welcome Bonus: Up to 115,000 points
- Up to 3x on travel
- No foreign transaction fees
Considerations
- High annual fee ($195/yr)
- No lounge access
Card overview
The Chase Air Canada Aeroplan Card can fit travelers who use Air Canada benefits. Its verified offer is up to 115,000 points: 75,000 after $4,000 in purchases in the first 3 months and another 40,000 after $20,000 in total purchases in the first 12 months. The $195 annual fee and both spending thresholds should fit your budget without unnecessary purchases or an interest-bearing balance.
The primary cardmember receives automatic Aeroplan 25K status while the linked account stays open and not in default. At least $75,000 in purchases in a calendar year qualifies for 35K for that year’s remainder and the next year. Eligible Air Canada credits are capped at $50 in each half of the calendar year, up to $100 total, rather than a single unrestricted $100 credit.
The card earns 3 points per U.S. dollar on eligible travel, 2 at gas stations and 1 on other purchases. Grocery and dining purchases earn 3 through December 31, 2026, then 2. The airline’s additional points on eligible Air Canada fares use a separate Canadian-dollar calculation and are not an unconditional card earn rate. Check the fare, baggage and FLY15OFF conditions for your own trip.
The calculator and displayed ongoing rates use 2 points on grocery and dining purchases. They exclude the temporary extra point through December 31, 2026, so it is not projected over a full year.
Source checked October 26, 2026: Chase offer and terms. Credit-card amounts are U.S. dollars.
Rewards
All Spending
1x
Aeroplan pts per dollar
Travel
3x
Aeroplan pts per dollar
Air Canada flights
3x
Aeroplan pts per dollar
Groceries
2x
Aeroplan pts per dollar
Gas
2x
Aeroplan pts per dollar
Restaurants
2x
Aeroplan pts per dollar
Credit Card Rewards Calculator
See how much you could earn with this card based on your spending.
Points Earned
48,000
Aeroplan/yr
Estimated Value
$672
After Fees
+$477
1st Year Value
$2,087
incl. welcome bonus
Breakdown
The calculation uses the maximum advertised welcome offer. Your actual offer may be lower or unavailable.
Perks & Benefits
Concierge
24/7
Priority Boarding
Included
Priority check-in
Included
Additional Benefits
- Automatic Aeroplan 25K Status: Priority Check-In, Priority Boarding (Zone 2), additional baggage allowance, Star Alliance recognition and eUpgrade credits.
- Save 15% on eligible Air Canada flight redemptions as a cardmember.
- Free first checked bags for the Cardmember and up to eight travel companions on the same reservation when travel originates on an Air Canada flight.
- Aeroplan 35K Elite Status each calendar year you spend $75,000 or more on purchases.
- Up to $120 statement credit every four years as reimbursement for the Global Entry, TSA PreCheck or NEXUS application fee.
- Mastercard 24/7 Concierge to locate hard-to-find items or make reservations.
- Pay Yourself Back: redeem Aeroplan points as a statement credit against recent travel, dining, grocery store and gas station purchases.
- One-year complimentary DashPass membership for DoorDash and Caviar.
Fees and interest rates
- Annual Fee$195
- Foreign currency conversion fee0%
- Purchase RateCheck the issuer’s applicable rates and terms.
Terms & Conditions
Card Features
- Earn up to 115,000 bonus points. Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months your account is open. Plus, 40,000 bonus points after you spend $20,000 on purchases in the first 12 months.
- $195 Annual Fee
- Enjoy automatic Aeroplan 25K Status with benefits such as Priority Check-In, Priority Boarding (Zone 2), Additional Baggage Allowance, Star Alliance Recognition and eUpgrade Credits.
- Earn up to 5X total points for each dollar spent on Air Canada purchases: 3X points with your card, plus 2X points from Air Canada as an Aeroplan 25K member. Earn 3X points on travel purchases.
- Earn 2X points for each dollar spent at grocery stores, on dining at restaurants, and at gas stations. Through December 31, 2026, grocery store and dining purchases earn 3X points. Earn 1X point for each dollar spent on all other purchases.
- Up to $100 in Air Canada statement credits (delivered as up to two $50 credits semi-annually).
- Save 15% on eligible Air Canada flight redemptions as a cardmember.
- Free first checked bags on Air Canada flights for the cardmember and up to eight people on the same reservation.
- No foreign transaction fees.
- The new cardmember bonus is not available to current cardmembers, or to previous cardmembers who received a new cardmember bonus for this card within the last 24 months.
- Member FDIC
Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Milesopedia USA may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 Chase. All trademarks are property of their respective owners.
