Citi AAdvantage Platinum Select and Business Cards Move to a $150 Annual Fee on January 24, 2027
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Starting January 24, 2027, existing holders of the Citi / AAdvantage Platinum Select card and the Citi / AAdvantage Business card get a refreshed set of benefits, and both cards move to a $150 annual fee, up from $99. Citi lists every change on its Platinum Select refresh page and its Business refresh page.
The fee goes up by $51 a year. In exchange, both cards add 3X AAdvantage miles on AAdvantage Hotels and AAdvantage Cars bookings, up to $100 a year in statement credits on American Airlines inflight purchases, a Global Entry or TSA PreCheck credit worth up to $120 every 4 years, and trip protections that neither card carried before. The question for most cardholders is simple: will you use enough of the new credits to cover $51?
What changes on January 24, 2027
The changes apply to the two mid-range cards in the Citi co-brand lineup. The no-fee AAdvantage MileUp card, the Citi / AAdvantage Globe card and the Citi / AAdvantage Executive card are not part of this refresh.
As of October 28, 2026, the public application terms for the Platinum Select still show a $99 annual fee, waived for the first 12 months. Check the terms on the day you apply.
| Feature | Platinum Select | Business |
|---|---|---|
| Annual fee | $150 (was $99) | $150 (was $99) |
| AAdvantage Hotels and Cars bookings | 3X miles (new) | 3X miles (new) |
| Other new bonus categories | 2X streaming, 2X Rides and Rails, 2X EV charging | 2X on one Self-Select Category |
| Inflight purchases | Up to $100 a year (was 25% savings) | Up to $100 a year (was 25% savings) |
| Global Entry or TSA PreCheck | Up to $120 every 4 years (new) | Up to $120 every 4 years (new) |
| Spend-based reward | $150 Flight Discount after $20,000 (was $125) | Companion Certificate after $30,000 (unchanged) |
| Other new perks | Walmart+, 50% off FOX One | 25% off Melio |
Citi / AAdvantage Platinum Select: new earning and credits
The Platinum Select keeps its current earning on American Airlines purchases and restaurants, and adds four bonus categories:
- AAdvantage Hotels and AAdvantage Cars: 3X miles on eligible bookings made on aadvantagehotels.com and aadvantagecars.com
- Gas stations and EV charging: 2X miles, with EV charging stations now included
- Streaming: 2X miles on select streaming services
- Rides and Rails: 2X miles on eligible purchases, including taxis, rideshares and public transit
The card also gets new or larger credits:
- Flight Discount: $150, up from $125, after $20,000 in purchases in a cardmembership year and renewing the card
- Inflight purchases: up to $100 in statement credits every calendar year, replacing the 25% savings on inflight food and beverages
- Global Entry or TSA PreCheck: up to $120 every 4 years
- Walmart+: a complimentary annual membership for the primary cardmember, valued at $98, enrollment required
- FOX One: 50% off an annual subscription paid with the card
Trip Delay Protection, Trip Cancellation and Interruption Protection, Worldwide Car Rental Insurance and Lost Baggage Protection are also added.
Citi / AAdvantage Business: new categories and credits
The Business card adds 3X miles on eligible AAdvantage Hotels and AAdvantage Cars bookings, plus 2X miles on one Self-Select Category: U.S. shipping providers, office supply stores or U.S. advertising services. Office supplies is the default if you do not pick one, and you can switch categories once a quarter in your Citi account.
It also gains up to $100 a year in inflight statement credits, the same Global Entry or TSA PreCheck credit of up to $120 every 4 years, 25% off a Melio subscription plan, and travel coverage that includes Enhanced Trip Cancellation and Trip Interruption, Lost or Damaged Luggage, MasterRental car rental coverage and Trip Delay.
The status perk that makes this card popular stays in place. Every cardmember earns 1 Loyalty Point per $1 spent, and through December 31, 2028, the primary cardmember also earns 1 extra Loyalty Point for every $1 spent by authorized users. Our Citi / AAdvantage Business card review explains how that works toward AAdvantage status.
What stays the same
Both cards keep the first checked bag free on domestic American Airlines itineraries for you and up to 4 companions on the same reservation, preferred boarding, no foreign transaction fees and 10% savings on eligible American Airlines Vacations packages. The Platinum Select keeps up to $180 a year in Turo statement credits. The Business card keeps its Companion Certificate after $30,000 in purchases in a cardmembership year and renewal, which costs $99 to redeem plus taxes and fees.
Is the $51 increase worth it?
Start with what you already use. If you regularly buy food or drinks on American flights, the inflight credit alone can return up to $100 a year, almost twice the fee increase. A traveler who needs to renew Global Entry gets up to $120 back once every 4 years, or roughly $30 a year.
The Walmart+ membership has value only if you would use free delivery or the streaming choice. The new trip protections matter most if you book paid fares on the card and have no other card that covers them.
If you rarely buy anything inflight and already have Global Entry, the math gets thin. In that case, compare the Platinum Select with the other cards in our guide to American Airlines credit cards, or browse all our credit card reviews. You can also stretch your miles with American's cash and miles bookings.
| Credit card | Annual fee | Welcome offer | |
|---|---|---|---|
| $99 | |||
| $0 |
Bottom Line
The Citi / AAdvantage Platinum Select and Business cards cost $150 a year from January 24, 2027, and both add a $100 annual inflight credit, a Global Entry or TSA PreCheck credit and trip protections. If you spend at least $51 a year on American inflight purchases, keep the card. If not, list the new credits you would actually use before your next renewal, and decide then.
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When does the Citi AAdvantage Platinum Select annual fee go up to $150?
Existing Citi / AAdvantage Platinum Select cardmembers get the new benefits starting January 24, 2027, and the card carries a $150 annual fee from then on. The current fee is $99.
Does the Citi AAdvantage Business card annual fee also change?
Yes. The Citi / AAdvantage Business card also moves from $99 to $150 a year, starting January 24, 2027 for existing cardmembers. It gains 3X miles on AAdvantage Hotels and Cars bookings and 2X on a Self-Select Category.
How does the new $100 inflight credit work?
Each calendar year, you can earn up to $100 in statement credits on inflight purchases made with the card on American Airlines flights. It replaces the current 25% savings on inflight food and beverages.
Which new bonus categories does the Platinum Select add?
The Platinum Select adds 3X miles on eligible AAdvantage Hotels and AAdvantage Cars bookings, 2X on select streaming services and 2X on eligible Rides and Rails purchases. Its 2X gas category now includes EV charging stations.
What is the Self-Select Category on the Business card?
It earns 2X miles on one category you choose: U.S. shipping providers, office supply stores or U.S. advertising services. Office supplies is the default, and you can change it once a quarter.
Is the Citi AAdvantage Platinum Select still worth $150 a year?
It is if you use the new credits. Spending at least $51 a year on American inflight purchases covers the fee increase, and the Global Entry or TSA PreCheck credit adds up to $120 every 4 years.
Do the Executive, Globe or MileUp cards change too?
No. This refresh covers only the Citi / AAdvantage Platinum Select and Citi / AAdvantage Business cards. The Executive, Globe and no-fee MileUp cards are not part of it.
