Best Citi ThankYou Rewards Credit Cards - September 2026

Unlock Ultra‑Premium Rewards with the Citi Strata Elite℠ Card

• 80,000 bonus points after $4,000 in purchases within your first 3 months
• 12× points on hotels, car rentals & attractions booked through CitiTravel.com
• 6× points on airfare booked through CitiTravel.com
• 6× points on weekend dining (Friday & Saturday from 6 PM–6 AM ET)
• 3× points on restaurants any other time
• 1.5× points on all other purchases
• Up to $300 annual hotel credit on two‑night bookings via CitiTravel.com
• Up to $200 annual Splurge Credit℠ (choose two brands: 1stDibs, AA, Best Buy, personal training, Live Nation)
• Up to $200 Blacklane® chauffeur credit per year
• Priority Pass™ Select lounge access plus four Admirals Club® passes
• Up to $120 Global Entry/TSA PreCheck® credit every four years
• No foreign transaction fees

Designed for discerning travelers, the Strata Elite℠ Card turbocharges your points on every journey and gourmet meal, then offsets its $595 fee with generous annual credits and premium lounge benefits. Redeem ThankYou® Points for flights, hotels, gift cards or transfers to top airline and hotel partners—your next luxury experience is just a swipe away.

Terms apply. Bonus points, credits and benefits require qualifying spend and enrollment. See issuer for details.

Supercharge Your Earning with the Citi Strata Premier® Card

• 60,000 bonus points after spending $4,000 in the first 3 months
• 10X points on hotels, car rentals and attractions booked through CitiTravel.com
• 3X points on air travel, other hotel purchases, supermarkets, restaurants and gas & EV charging stations
• 1X point on all other purchases
• $100 annual hotel benefit on a single $500+ stay booked via CitiTravel.com
• No foreign transaction fees and no points expiration
• $95 annual fee

Whether you’re packing your bags for an international adventure or filling up at the grocery store, the Citi Strata Premier® Card rewards you richly across everyday essentials and travel purchases. Track your points in the Citi app, enjoy instant hotel savings, and leverage top transfer partners to unlock even more value.

Terms apply. Annual fee applies. Bonus points require minimum spend. See full terms for details.

Maximize Your Everyday & Travel Spend with the Citi Strata℠ Card

• 30,000 bonus points after $1,000 in purchases within 3 months
• 0% intro APR for 15 months on purchases & balance transfers
• 5× points on hotels, car rentals & attractions booked through CitiTravel.com
• 3× points at supermarkets, on select transit, gas & EV charging
• 3× points on your choice of
  – Fitness clubs
  – Select streaming services
  – Live entertainment
  – Cosmetic stores, barber shops & hair salons
  – Pet supply stores
• 2× points at restaurants
• 1× point on all other purchases
• No annual fee

Whether you’re stocking up at the grocery store, exploring a new city or treating yourself to a concert, the Citi Strata℠ Card delivers accelerated points where you spend most. Redeem ThankYou® Points for travel, gift cards or statement credits—and transfer to partner programs for even more value.

Terms apply. Intro APR applies to purchases & balance transfers posted within first 60 days; ongoing APR 19.24%–29.24% variable. Balance transfer fee: 3% for transfers in first 4 months (min $5), then 5%. Foreign transaction fee: 3%. Bonus points require qualifying spend. See issuer for details.