Capital One Venture Rewards
Annual fee
$95
Our valuation
$1,388

Milesopedia first-year estimateFirst-year valueWelcome bonus$1,388Total$1,388Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.

Welcome offer
75,000 points
Apply Now

on Capital One's website

Features
Network
Discover
Program
Capital One Miles
Fees and terms
Annual Fee
$95/yr
Min. annual income
Interest rates
Foreign transaction fee
0 %

Issuer terms

  • Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
  • Earn unlimited 2X miles on every purchase, every day
  • Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel, where you’ll get Capital One’s best prices on thousands of trip options
  • Miles won’t expire for the life of the account and there’s no limit to how many you can earn
  • Receive up to a $120 credit for Global Entry or TSA PreCheck
  • Use your miles to get reimbursed for any travel purchase-or redeem by booking a trip through Capital One Travel
  • Enjoy a $50 experience credit and other premium benefits with every hotel and vacation rental booked from the Lifestyle Collection
  • Transfer your miles to your choice of 15+ travel loyalty programs
Read full review
Benefits
NEXUS
$120
Annual credit
Included
Concierge
Included
Travel insurance
Coverage
Trip Cancellation
$1,500
Trip Interruption
$1,500
Delayed Baggage
$300
Lost Baggage
$3,000
Travel Accident
$1,000,000
Purchase protection
Coverage
Purchase Protection
$1,000 · 90 days
Extended Warranty
+1 year
Auto Rental Collision (secondary, primary abroad)
31 days
Price protection
Read full review

Pros

  • Welcome bonus of 75,000 points
  • 2x on groceries
  • 2x at restaurants

Cons

  • Fewer premium perks

Experience Effortless Travel Rewards with the Capital One Venture Rewards Credit Card

  • 75,000 bonus miles after $4,000 in purchases within 3 months (worth $750 in travel)
  • 2X miles on every purchase, every day
  • 5X miles on hotels, vacation rentals and car rentals booked through Capital One Travel
  • Up to $120 credit for Global Entry or TSA PreCheck®
  • $50 experience credit on select hotel and vacation rental bookings
  • Transfer miles to over 15 airline and hotel partners
  • No foreign transaction fees and no mileage caps

Enjoy flexible redemption at 1¢ per mile: cover travel purchases with statement credits, book directly through Capital One Travel or transfer to partner programs. Miles never expire and there’s no limit to how many you can earn. Manage everything in one intuitive app, with contactless chip-and-tap security, robust travel protections and 24/7 customer support.

Terms apply. See issuer’s website for full details.

Read full review
Capital One Venture X Rewards
Annual fee
$395
Our valuation
$1,388

Milesopedia first-year estimateFirst-year valueWelcome bonus$1,388Total$1,388Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.

Welcome offer
75,000 points
Apply Now

on Capital One's website

Features
Network
Program
Capital One Miles
Fees and terms
Annual Fee
$395/yr
Min. annual income
Interest rates
Foreign transaction fee
0 %

Issuer terms

  • Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
  • Receive a $300 annual credit for bookings through Capital One Travel, where you’ll get Capital One’s best prices on thousands of trip options
  • Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
  • Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights and vacation rentals booked through Capital One Travel
  • Earn unlimited 2X miles on all other purchases
  • Enjoy access to 1,300+ lounges worldwide, including Capital One Lounge locations and Priority Pass lounges, after enrollment
  • Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more-you can even transfer your miles to your choice of 15+ travel loyalty programs
  • Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection
  • Receive up to a $120 credit for Global Entry or TSA PreCheck
Read full review
Benefits
Airport lounges
Included
NEXUS
Included
Annual credit
$300/yr
Concierge
Included
Travel insurance
Coverage
Trip Cancellation
$2,000
Trip Interruption
$2,000
Lost Baggage
$3,000
Flight Delay
$500
Travel Accident
$1,000,000
Purchase protection
Coverage
Purchase Protection
$10,000 · 90 days
Extended Warranty
+1 year
Mobile Device
$800
Auto Rental Collision (primary)
$75,000 · 15 days
Read full review

Pros

  • Welcome bonus of 75,000 points
  • 2x on groceries
  • 2x at restaurants

Cons

  • High annual fee ($395)

Elevate Your Travel at a Value: Capital One Venture X Rewards Credit Card

  • 10X miles on hotels & rental cars booked through Capital One Travel
  • 5X miles on flights & vacation rentals through Capital One Travel
  • 2X miles on all other purchases
  • $395 annual fee, with up to $300 annual travel credit for portal bookings
  • 10,000 anniversary bonus miles (worth $100) each year
  • Global Entry/TSA PreCheck credit up to $100 every four years
  • Unlimited lounge access at Capital One & Priority Pass lounges
  • No foreign transaction fees

Perfect for frequent explorers, this card’s robust benefits—from statement credits to lounge access—easily offset its annual fee. Book your next adventure, relax in premium lounges and enjoy seamless digital tools, all while earning unlimited rewards on every dollar spent.

Terms apply. See issuer’s website for rates, fees and complete details.

Read full review
Capital One Venture X Business
Annual fee
$395
Our valuation
$2,775

Milesopedia first-year estimateFirst-year valueWelcome bonus$2,775Total$2,775Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.

Welcome offer
150,000 points
Apply Now

on Capital One's website

Features
Network
Program
Capital One Miles
Fees and terms
Annual Fee
$395/yr
Min. annual income
Interest rates
Foreign transaction fee
0 %

Issuer terms

  • Earn 150,000 bonus miles once you spend $30,000 in the first 3 months from account opening
  • Earn unlimited 2X miles on every purchase, everywhere-with no limits or category restrictions
  • Earn 10X miles on hotels and rental cars and 5X miles on flights and vacation rentals booked through Capital One’s travel booking site
  • With no preset spending limit, enjoy big purchasing power that adapts so you can spend more and earn more rewards
  • Empower your teams to make business purchases while earning rewards on their transactions, with free employee and virtual cards. Plus, automatically sync your transaction data with your accounting software and pay your vendors with ease
  • Redeem your miles on flights, hotels and more. Plus, transfer your miles to any of the 15+ travel loyalty programs
  • Every year, you’ll get 10,000 bonus miles after your account anniversary date. Plus, receive an annual $300 credit for bookings made through Capital One’s travel booking site
  • Receive up to a $120 credit for Global Entry or TSA PreCheck. Enjoy access to 1,300+ airport lounges worldwide, including Capital One Lounge locations and Priority Pass lounges, after enrollment
  • Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection
  • This is a pay-in-full card, so your balance is due in full every month
Read full review
Benefits
Airport lounges
Included
NEXUS
$120
Annual credit
$300/yr
Concierge
Included
Travel insurance
Coverage
Travel Medical
Trip Cancellation
$1,500
Trip Interruption
$1,500
Delayed Baggage
$300
Lost Baggage
$1,500
Travel Accident
$1,000,000
Purchase protection
Coverage
Purchase Protection
$10,000 · 90 days
Extended Warranty
+1 year
Mobile Device
$800
Auto Rental Collision (secondary, primary for business rentals, primary abroad)
31 days
Price protection
Read full review

Pros

  • Welcome bonus of 150,000 points
  • 2x on groceries
  • 2x at restaurants

Cons

  • High annual fee ($395)

Elevate Your Business Travel with the Capital One Venture X Business Card

  • 150,000 bonus miles after $30,000 in purchases within 3 months
  • 10X miles on hotels and rental cars booked through Capital One Travel
  • 5X miles on flights and vacation rentals booked through Capital One Travel
  • 2X miles on all other purchases, everywhere
  • $300 annual travel credit for bookings through Capital One Travel
  • $120 statement credit for TSA PreCheck® or Global Entry® application fee
  • Unlimited lounge access at 1,300+ Priority Pass and Capital One lounges
  • $100 experience credit on Premier Collection hotel and vacation rental bookings
  • No foreign transaction fees
  • $395 annual fee
  • Charge card: pay your balance in full each month

This card is tailored for business owners who value premium travel perks and powerful earning rates. Flexibly redeem miles through Capital One Travel or transfer to leading airline and hotel partners. Between generous credits, lounge access and elevated rewards, you’ll more than offset the annual fee and enjoy a seamless global journey.

Terms apply. Welcome bonus and credits require minimum spending. See issuer’s site for full details.

Read full review
Capital One Venture Business
Annual fee
$95
Our valuation
$1,850

Milesopedia first-year estimateFirst-year valueWelcome bonus$1,850Total$1,850Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.

Welcome offer
100,000 points
Apply Now

on Capital One's website

Features
Network
Program
Capital One Miles
Fees and terms
Annual Fee
$95/yr
Min. annual income
Read full review
Benefits
NEXUS
$120
Annual credit
Included
Concierge
Included
Travel insurance
Coverage
Travel Medical
Trip Cancellation
$1,500
Trip Interruption
$1,500
Delayed Baggage
$300
Lost Baggage
$1,500
Travel Accident
$1,000,000
Purchase protection
Coverage
Purchase Protection
$10,000 · 90 days
Extended Warranty
+1 year
Mobile Device
$800
Auto Rental Collision (secondary, primary for business rentals, primary abroad)
31 days
Price protection
Read full review
Capital One VentureOne Rewards
Annual fee
$0
Our valuation
$740

Milesopedia first-year estimateFirst-year valueWelcome bonus$740Total$740Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.

Welcome offer
40,000 points
Apply Now

on Capital One's website

Features
Network
Discover
Program
Capital One Miles
Fees and terms
Annual Fee
$0
Min. annual income
Interest rates
Foreign transaction fee
0 %

Issuer terms

  • $0 annual fee and no foreign transaction fees
  • Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel
  • Earn unlimited 1.25X miles on every purchase, every day
  • Miles won’t expire for the life of the account and there’s no limit to how many you can earn
  • Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you’ll get Capital One’s best prices on thousands of trip options
  • Use your miles to get reimbursed for any travel purchase-or redeem by booking a trip through Capital One Travel
  • Transfer your miles to your choice of 15+ travel loyalty programs
  • Enjoy 0% intro APR on purchases and balance transfers for 15 months; 19.24% – 29.24% variable APR after that; balance transfer fee applies
Read full review
Benefits
Concierge
Included
Travel insurance
Coverage
Trip Cancellation
$1,500
Trip Interruption
$1,500
Delayed Baggage
$300
Lost Baggage
$3,000
Travel Accident
$1,000,000
Purchase protection
Coverage
Purchase Protection
$1,000 · 90 days
Extended Warranty
+1 year
Auto Rental Collision (secondary, primary abroad)
31 days
Price protection
Read full review

Pros

  • No annual fee
  • Welcome bonus of 40,000 points

Cons

  • Fewer premium perks

Discover Simple, No-Fee Travel with the Capital One VentureOne Rewards Credit Card

  • 40,000 bonus miles after $1,000 spent in the first 3 months (worth $400 in travel)
  • 1.25X miles on every purchase, every day
  • Earn 5X miles on hotels & rental cars booked through Capital One Travel
  • Transfer miles to leading airline & hotel partners without a fee
  • No annual fee and no foreign transaction fees

Perfect for cost-conscious travelers, this card pairs a standout welcome offer with a straightforward earning structure. Enjoy flexible redemptions—use miles for travel statement credits, book through Capital One’s portal or transfer to top loyalty programs. Plus, manage your account effortlessly with real‑time alerts, contactless payments and an intuitive mobile app.

Terms apply. Bonus miles require $1,000 spend within 3 months. Miles worth 1¢ each toward travel. Balance transfers incur a 4% fee. APR: 19.24%–29.24% variable. See full terms for details.

Read full review

Complete Guide

Best Capital One Rewards Credit Cards

Cards that earn Capital One miles — Venture X, Venture, and Spark.

5

Cards analyzed

Sep 2026

Last updated

100%

Independent

Our Methodology

Every card is evaluated across 100+ criteria. We calculate first-year value by combining the welcome bonus, estimated rewards on typical American spending patterns, and subtracting the annual fee. This objective score determines our ranking.

📊Real data
🔄Updated regularly
⚖️Unbiased review
🎯Transparent criteria

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