- Annual fee
- $550
- Our valuation
- $800Milesopedia first-year estimate First-year valueWelcome bonus$800Total$800Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
- Milesopedia first-year estimateFirst-year valueWelcome bonus$800Total$800Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
- Welcome offer
- 200,000 points
- Ends Jan 13, 2027
on American Express's website
- Features
- Issuer
- Amex
- Program
- Hilton Honors
- Fees and terms
- Annual Fee
- $550/yr
- Min. annual income
- —
- Interest rates
- Foreign transaction fee
- 0 %
- Rewards
- Rate
- Restaurants
- 7x
- Benefits
- Annual credit
- Included
- Travel Wi-Fi
- Included
- Travel insurance
- Coverage
- Trip Cancellation
- $10,000
- Trip Interruption
- $10,000
- Lost Baggage
- $3,000
- Flight Delay
- $500
- Purchase protection
- Coverage
- Purchase Protection
- $10,000 · 90 days
- Extended Warranty
- +1 year
- Mobile Device
- $800
- Auto Rental Collision (secondary)
- $75,000 · 30 days
Pros
- Welcome bonus of 200,000 points
- 3x on groceries
- 7x at restaurants
Cons
- High annual fee ($550)
Unlock Luxury Stays & Exclusive Perks with the Hilton Honors Aspire Card
- 175,000 Bonus Hilton Honors Points when you spend $6,000 in purchases within the first 6 months of card membership
- 14X points per $1 on Hilton stays
- 7X points per $1 on flights booked directly with airlines or through AmexTravel.com, car rentals and U.S. restaurants
- 3X points per $1 on all other eligible purchases
- $450 Hilton resort credit annually (up to $150 per stay)
- $250 airline fee credit per calendar year for incidental charges
- $100 Digital Entertainment credit each year for eligible services
- Automatic Hilton Honors Diamond status for room upgrades, free breakfast and premium Wi‑Fi
- Complimentary Priority Pass™ Select membership with unlimited lounge visits
- Free weekend night reward each year after renewal
- No foreign transaction fees
This card is ideal for travelers who demand top-tier benefits at every stay. Earn accelerated points on all your Hilton bookings and everyday spending, then redeem them for free nights or premium experiences. Your annual credits offset the fee and elevate resort and airline travel, while Diamond status ensures comfort from check‑in to checkout. Manage your rewards effortlessly with the Amex app and enjoy seamless access to lounges worldwide.
Terms apply. Credits require enrollment and eligible purchases. See issuer for complete details.




