Atmos™ Rewards Summit Visa Infinite® Credit Card
Annual fee
$395
Our valuation
$1,240
Milesopedia first-year estimateFirst-year valueWelcome bonus$1,240Total$1,240Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Welcome offer
80,000 points
Features
Issuer
Bank of America
Network
Program
Atmos Rewards
Fees and terms
Annual Fee
$395/yr
Min. annual income
Interest rates
Foreign transaction fee
0 %

Issuer terms

  • Limited-time online offer: 80,000 bonus points!
  • Earn 80,000 bonus points and a 25,000-point Global Companion Award with this offer. To qualify, spend $4,000 or more on purchases within the first 90 days of opening your account.
  • Each account anniversary, get a 25,000-point Global Companion Award for a travel companion on the same itinerary, when booking travel using your Atmos™ Rewards points.
  • Additionally, receive a 100,000-point Global Companion Award annually after spending $60,000 or more on purchases each anniversary year.
  • Receive 8 Alaska lounge passes each year (2 per calendar quarter)
  • Earn unlimited 3 points for every $1 spent on eligible dining, foreign transaction, Alaska Airlines and Hawaiian Airlines purchases and unlimited 1 point per $1 spent on all other purchases. Plus, earn a 10% rewards bonus on all points earned from card purchases if you have an eligible Bank of America® account.
  • Fastest path to status: get 10,000 status points every year on your account anniversary and earn 1 status point for every $2 spent on purchases.
  • Free checked bag on Alaska Airlines and Hawaiian Airlines and enjoy preferred boarding on Alaska Airlines, for you and up to 6 guests on the same reservation, when you pay for your flight with your card.
  • Up to $120 Airport Security Credit every four years in connection with the TSA PreCheck® or Global Entry trusted traveler programs.
  • Receive a $50 voucher for Alaska Airlines flight cancellations or departure delays of 2 hours+, and pay no change fee when you need to make a same-day change to your Alaska Airlines flight plans.
  • Plus, no foreign transaction fees and a competitive $395 annual fee.
  • This online only offer may not be available elsewhere if you leave this page. You can take advantage of this offer when you apply now.
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Rewards
Rate
Restaurants
3x
Read full review
Bank of America® Premium Rewards® Elite
Annual fee
$550
Welcome offer
75,000 points
Apply Now

on Bank of America's website

Features
Issuer
Bank of America
Network
Program
Fees and terms
Annual Fee
$550/yr
Min. annual income
Interest rates
Foreign transaction fee
0 %
Read full review
Rewards
Rate
Restaurants
2x
Travel
2x
Travel insurance
Coverage
Trip Cancellation
$2,500
Trip Interruption
$2,500
Delayed Baggage
$500
Lost Baggage
$3,000
Flight Delay
$500
Travel Accident
$1,000,000
Purchase protection
Coverage
Purchase Protection
$10,000 · 90 days
Extended Warranty
+1 year
Auto Rental Collision (primary)
15 days
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Pros

  • Welcome bonus of 75,000 points
  • 2x at restaurants

Cons

  • High annual fee ($550)

Unlock Ultra‑Premium Perks with the Bank of America® Premium Rewards® Elite Credit Card

  • 75,000 bonus points after $5,000 in purchases within the first 90 days
  • 2× points per $1 on travel and dining; 1.5× points per $1 on all other purchases
  • Up to $300 in annual airline incidental statement credits (seat upgrades, baggage fees, lounge charges)
  • Up to $150 in annual lifestyle credits for streaming services, rideshares, fitness memberships or food delivery
  • Four complimentary Priority Pass Select memberships for you and authorized users
  • No foreign transaction fees
  • $550 annual fee

This card is engineered for the discerning traveler who demands both rewarding returns and white‑glove service. Earn accelerated points on every flight, hotel stay and dinner, then redeem them at a 20% bonus when booking through the Bank of America Travel Center. Offset your $550 fee with generous credits for airline incidentals and lifestyle expenses, plus enjoy unlimited lounge access worldwide. A dedicated concierge and premium travel protections round out a seamless luxury experience—everywhere you go.

Terms apply. Welcome bonus and credits require qualifying spend; see issuer for full details and enrollment requirements.

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Atmos™ Rewards Visa Signature® Business Card
Annual fee
$70
Our valuation
$1,085
Milesopedia first-year estimateFirst-year valueWelcome bonus$1,085Total$1,085Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Welcome offer
70,000 points
Apply Now

on Bank of America's website

Features
Issuer
Bank of America
Network
Program
Atmos Rewards
Fees and terms
Annual Fee
$70/yr
Additional card
$25
Min. annual income
Interest rates
Foreign transaction fee
0 %

Issuer terms

  • Get 70,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) after you make $4,000 or more in purchases within the first 90 days of opening your account.
  • Earn another Companion Fare ($99 fare plus taxes and fees from $23) each account anniversary after spending $6,000 or more on purchases within the prior anniversary year.
  • Free checked bag for any cardholder and up to 6 guests on the same reservation, when you pay for your flight with your card — that’s a $70 savings per person roundtrip!
  • Preferred boarding for any cardholder when you pay for your Alaska Airlines or Hawaiian Airlines flight with an Atmos Rewards Business Card.
  • Earn:
    • 3 points per $1 spent on eligible Alaska Airlines and Hawaiian Airlines purchases.
    • 2 points per $1 spent on eligible gas, EV charging station, shipping and local transit (including rideshare) purchases.
    • 1 point per $1 spent on all other purchases.
  • Earn a 10% rewards bonus on all points earned from card purchases if your company has an eligible Bank of America® business account.
  • Enjoy 20% back on Alaska Airlines and Hawaiian Airlines inflight purchases when you pay with your Atmos Rewards Business Card.
  • Get $100 off an annual Alaska Lounge+ Membership purchased with your Atmos Rewards Business Card.
  • Plus, no international transaction fees and a low annual fee of $70 for the company and $25 per card.

This offer may not be available if you leave this page or visit our website. You can take advantage of this offer when you apply now.

Read full review
Rewards
Rate
Gas & EV
2x
Transit
2x
Read full review
Atmos™ Rewards Ascent Visa Signature® Credit Card
Annual fee
$95
Our valuation
$1,085
Milesopedia first-year estimateFirst-year valueWelcome bonus$1,085Total$1,085Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Welcome offer
70,000 points
Features
Issuer
Bank of America
Network
Program
Atmos Rewards
Fees and terms
Annual Fee
$95/yr
Min. annual income
Interest rates
Foreign transaction fee
0 %

Issuer terms

  • Limited-time online offer – 70,000 bonus points.
  • Get 70,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) with this offer. To qualify, spend $3,000 or more on purchases within the first 90 days of opening your account.
  • Get a $99 Companion Fare (plus taxes and fees from $23) each account anniversary after you spend $6,000 or more on purchases within
    the prior anniversary year. Valid on all Alaska Airlines and Hawaiian Airlines flights within North America booked on AlaskaAir.com.
  • Earn unlimited 3 points for every $1 spent on eligible Alaska Airlines and Hawaiian Airlines purchases. Earn unlimited 2 points for every $1 spent on eligible gas, EV charging station, cable, streaming services and local transit (including ride share) purchases. And earn unlimited 1 point per $1 spent on all other purchases.
  • Earn a 10% rewards bonus on all points earned from card purchases if you have an eligible Bank of America® account.
  • Free checked bag on Alaska Airlines and Hawaiian Airlines and enjoy priority boarding on Alaska Airlines, for you and up to 6 guests on the same reservation, when you pay for your flight with your card — Also available for authorized users when they book a reservation too.
  • Earn and redeem across 1,000+ destinations worldwide with oneworld® Alliance member airlines and 30+ global air partners.
  • Plus, no foreign transaction fees and a low $95 annual fee.
  • This online only offer may not be available elsewhere if you leave this page. You can take advantage of this offer when you apply now.
Read full review
Rewards
Rate
Gas & EV
2x
Transit
2x
Streaming
2x
Read full review
Bank of America® Premium Rewards®
Bank of America® Premium Rewards®
Bank of AmericaBank of America Preferred Rewards
Annual fee
$95
Welcome offer
60,000 points
Apply Now

on Bank of America's website

Features
Issuer
Bank of America
Network
Program
Bank of America Preferred Rewards
Fees and terms
Annual Fee
$95/yr
Min. annual income
Interest rates
Foreign transaction fee
0 %

Issuer terms

  • Low $95 annual fee.
  • Receive 60,000 online bonus points – a $600 value – after you make at least $4,000 in purchases in the first 90 days of account opening.
  • Earn unlimited 2 points for every $1 spent on travel and dining purchases and unlimited 1.5 points for every $1 spent on all other purchases. No limit to the points you can earn and your points don’t expire as long as your account remains open.
  • If you’re a Bank of America Preferred Rewards® member, you can earn 25%-75% more points on every purchase. That means you could earn 2.5-3.5 points on travel and dining purchases and 1.87 – 2.62 points on all other purchases, for every $1 you spend.
  • Redeem for cash back as a statement credit, deposit into eligible Bank of America® accounts, credit to eligible Merrill® accounts, or gift cards or purchases at the Bank of America Travel Center.
  • Get up to $100 in Airline Incidental Statement Credits annually and TSA PreCheck®/Global Entry Statement Credits of up to $100, every four years.
  • Travel Insurance protections to assist with trip delays, cancellations and interruptions, baggage delays and lost luggage.
  • No foreign transaction fees.
  • This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.
Read full review
Rewards
Rate
Restaurants
2x
Travel
2x
Read full review

Pros

  • Welcome bonus of 60,000 points
  • 2x at restaurants

Cons

  • Fewer premium perks

Experience Premium Rewards on Every Journey with the Bank of America Premium Rewards Credit Card

  • 2X points on travel and dining; 1.5X points on all other purchases
  • 60,000 bonus points after $4,000 in purchases within 90 days (worth $600)
  • $95 annual fee—easily offset by your bonus and credits
  • No foreign transaction fees, so you can spend abroad without worry
  • Up to $100 airline incidental credit annually for baggage fees, upgrades or lounge access
  • Global Entry/TSA PreCheck credit up to $100 every four years
  • 25%–75% more points when you enroll in Preferred Rewards®

Ideal for frequent flyers and foodies alike, this card delivers powerful travel protections—trip delay, cancellation, baggage insurance—and access to Visa Signature Luxury Hotel Collection perks like upgrades and daily breakfast. Your points never expire and are worth at least 1¢ each toward travel, cash back or gift cards. Elevate your adventures with premium perks at a smart price.

Terms apply. See issuer for complete details.

Read full review
Air France KLM Visa Signature® Credit Card
Annual fee
$89
Our valuation
$700
Milesopedia first-year estimateFirst-year valueWelcome bonus$700Total$700Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Welcome offer
50,000 miles
Apply Now

on Bank of America's website

Features
Issuer
Bank of America
Network
Fees and terms
Annual Fee
$89/yr
Min. annual income
Interest rates
Foreign transaction fee
0 %

Issuer terms

Limited-Time Online Offer: 70,000 Bonus Miles + 100 Experience Points (XP) after you make $3,000 or more in purchases within the first 90 days of your account opening.

100 XP equals an upgrade to Flying Blue Silver status! See Silver status benefits below.

Card Benefits Include:

  • Earn 3 Miles per $1 spent on eligible SkyTeam member airline purchases
  • New – Earn 3 Miles per $1 spent on eligible dining purchases
  • Earn 1.5 Miles per $1 spent on everyday purchases
  • Receive 5,000 Miles every year on your account anniversary after you spend $50 or more on purchases within the anniversary year
  • Redeem Miles toward flights with any SkyTeam member airline to over 1,000 destinations worldwide
  • 20 XP every year on your account anniversary
  • Earn an additional 80 XP (totaling 100 XP) on the account anniversary after you spend $15,000 or more on purchases within the anniversary year
  • New – Earn an additional 60 XP (totaling 160 XP) on the account anniversary after you spend $25,000 or more on purchases within the anniversary year
  • No foreign transaction fees*
  • Low annual fee of $89*

Benefits of Flying Blue Silver Status:

Earn 6 Miles per dollar spent

  • Priority check-in, baggage drop-off and boarding
  • Some free seat options 24 hours before departure
  • Free selection of standard seats

One free extra checked baggage item on SkyTeam flights

Read full review

Pros

  • Welcome bonus of 50,000 miles

Cons

  • Fewer premium perks

Unlock SkyTeam Alliance Rewards with the Air France KLM Visa Signature®

Limited-Time Online Offer: Earn 70,000 Bonus Miles + 100 Experience Points (XP) after you make $3,000 or more in purchases within the first 90 days of your account opening!

The Air France KLM Visa Signature® delivers exceptional value for travelers with access to over 1,000 destinations worldwide through SkyTeam member airlines. With a low $89 annual fee, this card offers:

  • 3 Miles per $1 spent on eligible SkyTeam member airline purchases
  • 3 Miles per $1 spent on eligible dining purchases
  • 1.5 Miles per $1 spent on everyday purchases
  • 5,000 bonus Miles annually after spending $50 or more
Read full review
Bank of America® Travel Rewards
Bank of America® Travel Rewards
Bank of AmericaBank of America Preferred Rewards
Annual fee
$0
Welcome offer
25,000 points
Apply Now

on Bank of America's website

Features
Issuer
Bank of America
Network
Program
Bank of America Preferred Rewards
Fees and terms
Annual Fee
$0
Min. annual income
Interest rates
Foreign transaction fee
0 %

Issuer terms

  • 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening – that can be a $250 statement credit toward travel purchases.
  • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don’t expire as long as your account remains open.
  • Earn 3 points per $1 spent on travel purchases booked through the Bank of America Travel Center.
  • Use your card to book your trip how and where you want – you’re not limited to specific websites with blackout dates or restrictions.
  • Redeem points for a statement credit to pay for travel or dining purchases, such as flights, hotel stays, car and vacation rentals, baggage fees, and also at restaurants including takeout.
  • 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 17.74% – 27.74% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 4%. Balance transfers may not be used to pay any account provided by Bank of America.
  • If you’re a Bank of America Preferred Rewards® member, you can earn 25%-75% more points on every purchase. That means instead of earning an unlimited 1.5 points for every $1, you could earn 1.87-2.62 points for every $1 you spend on purchases. You could earn 3.75-5.25 points for every $1 you spend on travel purchases made through the Bank of America Travel Center.
  • Contactless Cards – The security of a chip card, with the convenience of a tap.
  • This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.
Read full review

Pros

  • No annual fee
  • Welcome bonus of 25,000 points

Cons

  • Fewer premium perks

Unlock Effortless Travel Rewards with the Bank of America Travel Rewards Credit Card

  • 3 points per $1 on travel booked through the Bank of America Travel Center; 1.5 points per $1 on all other purchases
  • 25,000 bonus points after $1,000 in purchases within 90 days (worth a $250 travel statement credit)
  • No annual fee and no foreign transaction fees
  • Redeem starting at 2,500 points for statement credits on flights, hotels, car rentals, restaurants and more
  • Points never expire as long as your account remains open
  • Earn 25%–75% more points with Preferred Rewards® membership

This card makes earning and using travel rewards simple: book any trip through the Travel Center to maximize your points, then redeem directly as a credit on your statement. Manage everything in one intuitive app or online portal, and enjoy the peace of mind of no annual or foreign transaction fees.

Terms apply. Bonus points awarded after meeting spend requirement. Enrollment in Preferred Rewards® required for bonus boost. See full terms for details.

Read full review
Bank of America® Travel Rewards for Students
Annual fee
$0
Welcome offer
25,000 points
Apply Now

on Bank of America's website

Features
Issuer
Bank of America
Network
Program
Fees and terms
Annual Fee
$0
Min. annual income
Interest rates
Foreign transaction fee
0 %
Read full review

Pros

  • No annual fee
  • Welcome bonus of 25,000 points

Cons

  • Fewer premium perks

Take Off with the Bank of America Travel Rewards Credit Card for Students

  • 25,000 bonus points after $1,000 in purchases within 90 days (redeemable as a $250 statement credit toward travel)
  • 1.5 points per $1 on all purchases—no categories to track
  • 3 points per $1 on travel booked through the Bank of America Travel Center
  • 0% intro APR on purchases and balance transfers for 15 billing cycles (balance transfers must post in first 60 days)
  • No annual fee and no foreign transaction fees
  • No proof of enrollment required—open to any student with good to excellent credit

Perfect for students who want simple, flexible travel rewards without extra costs or hoops to jump through. Earn elevated points on every dollar, build your travel stash with a big sign‑up bonus, and enjoy a long interest‑free window for textbooks, tech or living expenses. Redeem points for statement credits against flights, hotels, car rentals, baggage fees or dining—no blackout dates or restrictions.

Terms apply. Bonus points require $1,000 spend in first 90 days; intro APR applies to purchases and balance transfers completed within 60 days; ongoing APR 18.24%–28.24% variable; balance transfer fee 3% for first 60 days, then 4%; points worth 1¢ each toward travel or 0.6¢ for cash redemptions; see issuer for details.

Read full review
Allegiant World Mastercard®
Annual fee
$59
Welcome offer
25,000 points
Apply Now

on Bank of America's website

Features
Issuer
Bank of America
Network
Program
Fees and terms
Annual Fee
$59/yr
Min. annual income
Interest rates
Foreign transaction fee
0 %
Read full review
Rewards
Rate
Restaurants
2x
Read full review

Pros

  • Welcome bonus of 25,000 points
  • 2x at restaurants

Cons

  • Fewer premium perks

Make Every Allegiant Trip More Rewarding with the Allways Rewards Visa® Credit Card

  • 25,000 bonus points (worth $250 off future Allegiant travel) after $1,000 in purchases within 90 days
  • 3× points per $1 on Allegiant airfare, vacation packages, hotels and car rentals
  • 2× points per $1 on dining
  • 1× point per $1 on all other purchases
  • Buy one, get one free companion airfare on vacation packages with 4+ hotel nights or 7+ rental car days
  • Priority boarding every time you fly Allegiant
  • One free beverage on every flight when you show your card
  • $59 annual fee and no foreign transaction fees

Whether you stick to Allegiant’s nonstop routes or travel with companions, this card delivers points and perks that make budget travel feel premium. Earn accelerated rewards on every dollar spent with Allegiant, enjoy effortless companion fares on qualifying packages, and breeze through boarding while sipping a complimentary drink. Redeem points instantly toward flights, hotels or car rentals on Allegiant.com—no blackout dates or minimums required.

Terms apply. See issuer for complete details.

Read full review
Bank of America® Unlimited Cash Rewards for Students
Annual fee
$0
Our valuation
$200
Milesopedia first-year estimateFirst-year valueWelcome bonus$200Total$200Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Welcome offer
$200
Apply Now

on Bank of America's website

Features
Issuer
Bank of America
Network
Program
Cash Back
Fees and terms
Annual Fee
$0
Min. annual income
Read full review

Pros

  • No annual fee
  • Welcome bonus of $200

Cons

  • Fewer premium perks

Maximize Your Student Spending with the Bank of America Unlimited Cash Rewards® Credit Card for Students

  • 2% cash back on every purchase during your first year
  • Then earn 1.5% unlimited cash back on all purchases thereafter
  • $200 online cash rewards bonus after you spend $1,000 in the first 90 days
  • 0% intro APR on purchases and balance transfers for 15 billing cycles (balance transfers must post in first 60 days)
  • No annual fee and no expiration on your rewards as long as your account remains open

Perfect for students juggling textbooks, dining and everyday expenses, this card delivers straightforward, high‑value cash back without the hassle of categories or caps. Enjoy a rich sign‑up bonus, a full year of elevated earnings and a long 0% APR period to cover unexpected costs or consolidate balances interest‑free. Redeem your rewards anytime as a statement credit, direct deposit or retail gift card—no minimums required—and watch your cash back build alongside your credit history.

Terms apply. Ongoing APR after intro period: 18.24%–28.24% variable. Balance transfer fee: 3% of each transfer if completed within first 60 days (then 4%). See issuer for complete details.

Read full review

Complete Guide

Best Bank of America Credit Cards

Compare Bank of America cash rewards, travel, and premium cards.

15

Cards analyzed

Sep 2026

Last updated

100%

Independent

Our Methodology

Every card is evaluated across 100+ criteria. We calculate first-year value by combining the welcome bonus, estimated rewards on typical American spending patterns, and subtracting the annual fee. This objective score determines our ranking.

📊Real data
🔄Updated regularly
⚖️Unbiased review
🎯Transparent criteria

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