Best United MileagePlus Credit Cards

Here are the best United MileagePlus credit card offers:

United MileagePlus Personal Cards

The New United℠ Explorer Card

Unlock Premier United Perks with The New United℠ Explorer Card

60,000 bonus miles after spending $3,000 within the first 3 months
2X miles per $1 on United purchases, including airfare, baggage fees and seat upgrades
2X miles on dining and hotel stays; 1X mile on all other purchases
$0 intro annual fee for your first year, then $150 thereafter
First checked bag free for you and one companion on United flights
Two United Club one‑time passes each year for lounge access
Global Entry/TSA PreCheck credit every four years

Whether you fly United frequently or just a few times a year, this card’s robust rewards and travel protections make every trip smoother. Enjoy trip cancellation/interruption insurance, 25% back on in‑flight purchases and a complimentary year of DashPass for DoorDash & Caviar. Manage your account seamlessly in the Chase app and watch your miles add up on every flight, meal and hotel stay.

Terms apply. Bonus miles and benefits require qualifying purchases and enrollment where applicable. See issuer for full details.

The New United Quest℠ Card

Experience Ultimate United Rewards with the United Quest℠ Card

100,000 bonus miles + 3,000 PQPs after $4,000 in purchases within 3 months
3X miles on United purchases
2X miles on other travel, dining & select streaming services
1X mile on all other spending
$200 annual United flight credit
10,000-mile award flight discount each year (plus another 10K after $20K spend)
Up to $120 Global Entry/TSA PreCheck^® credit every four years
Free first & second checked bags for you and a companion
Primary rental car coverage
$350 annual fee; no foreign transaction fees

Designed for frequent United flyers, the United Quest℠ Card unlocks premium perks that more than offset its fee. Earn elevated miles on United flights and everyday essentials, enjoy automatic credits to trim costs, and accelerate toward elite status with PQPs. All managed seamlessly in the United mobile app.

Terms apply. PQP earnings cap applies; credits and perks subject to terms. See Chase for details.

The New United Gateway℠ Credit Card

Take Off with the United Gateway℠ Card

No annual fee and no foreign transaction fees
20,000 bonus miles after $1,000 in purchases within 3 months
2× miles on United purchases, gas stations, local transit & commuting; 1× mile on all other spend
0% intro APR on purchases for 12 months
2 free checked bags per year after $10,000 in annual spend
25% back on United in‑flight food, beverages, Wi‑Fi & Club premium drinks
Complimentary DashPass membership for DoorDash & Caviar
Built‑in travel protections including trip cancellation/interruption, rental car coverage & purchase protection

Perfect for flyers who want a no‑cost way to earn United MileagePlus^® rewards, this card lets you test an airline card while unlocking free checked bags and in‑flight credits. Manage your miles and perks effortlessly in the Chase Mobile^® app, tap to pay with contactless security, and watch your rewards add up on every flight, fill‑up or commute.

Terms apply. Bonus miles, checked bag credits and in‑flight statement credits require qualifying purchases. See full terms at chase.com.

The New United Club℠ Card

Elevate Every Journey with The United Club℠ Infinite Card

80,000 bonus miles after $5,000 in purchases within 3 months
4X miles per $1 on United purchases
2X miles per $1 on dining and all other travel
1X mile per $1 on all other purchases
Complimentary United Club℠ membership for you and eligible guests
Free first and second checked bags for you and a companion on United flights
Premier Access℠ airport services including priority boarding
Up to $120 Global Entry or TSA PreCheck^® credit every four years
25% back on in‑flight purchases
Up to two 10,000‑mile award flight discounts each year
No foreign transaction fees
$695 annual fee

Ideal for frequent United flyers, this premium card transforms travel into a seamless experience. Earn accelerated miles on every United purchase and enhance your airport journey with lounge access, priority services and complimentary bags. Annual credits and award discounts help offset the fee, while robust travel protections and intuitive online tools keep you covered and in control. Make every trip more rewarding and comfortable.

Terms apply. Bonus miles, credits and benefits require qualifying purchases. Annual fee applies. See issuer for complete details.

United MileagePlus Business Cards

The New United℠ Business Card

Optimize Your United Flying with The New United℠ Business Card

100,000 bonus miles + 2,000 Premier Qualifying Points after $5,000 in purchases within 3 months
2X miles on United flights, dining (incl. delivery), gas stations, office supplies and local transit
1X mile on all other purchases
Free first checked bag for you and a companion on United flights
Two United Club one-time passes each year
Priority boarding for you and your traveling party
$125 United travel credit after five $100 United flight purchases per calendar year
Employee cards at no additional cost, with miles pooled into your account
No foreign transaction fees
$150 annual fee

Perfect for small‑business owners who fly United often, this card combines generous bonus miles, valuable travel perks and seamless account management via the Chase app. Elevate every trip with complimentary credits, lounge access and priority services tailored to your needs.

Terms apply. Bonus miles and PQP require qualifying spend. Travel credit applies after flight purchases. See full terms for details.

The New United Club℠ Business Card

Elevate Your Business Travels with the United Club℠ Business Card

80,000 bonus miles + 2,000 Premier qualifying points after you spend $5,000 in the first 3 months
5,000 bonus miles when you add an employee card within 3 months
7× total miles on United flights (5× on base fare + 2× on the rest of the ticket)
5× miles on hotel stays at Renowned Hotels & Resorts when prepaid via United
2× miles on all other eligible United purchases
1.5× miles on every other purchase
Free first and second checked bags on United flights (save up to $360 roundtrip)
Complimentary United Club℠ membership for you + up to two adult guests (or one adult + children under 21)
No foreign transaction fees

Perfect for busy executives and entrepreneurs who fly United regularly, this card combines powerful earnings with premium lounge access and travel perks that more than justify the annual fee. Streamline your trips with free checked bags, unlock airport comfort in United and Star Alliance lounges, and accelerate your way to elite status—all while earning miles on every dollar you spend.

Terms apply. Offer and PQP bonus available after $5,000 spend in 3 months; employee card bonus requires addition within 3 months. Annual fee $695. Variable APR 20.49%–28.99%. See issuer terms for full details.

FAQs About United MileagePlus Credit Cards

What perks do United MileagePlus credit cards offer?

United co-branded cards offer benefits like free checked bags, priority boarding, United Club passes (on premium cards), and premiere qualifying point boosts that help you reach elite status faster.

How do MileagePlus cards help me earn elite status?

These cards provide Premier Qualifying Points (PQPs) or PQP boosts on spending, which count toward elite tiers. Certain cards also offer annual thresholds that grant starter PQPs automatically.

What is the value of United miles earned on card purchases?

You typically earn 2× miles on United purchases and 1× mile on everyday spending. Premium cards may also earn bonus miles on categories like dining, travel, and hotel stays.

Are there any travel fee waivers?

Yes—most United cards waive foreign transaction fees and offer credits for Global Entry or TSA PreCheck. Some cards also reimburse in-flight purchases or provide discounts on award flight redemptions.

Can I earn United miles without a co-branded card?

Yes. United is a transfer partner with several major U.S. rewards programs—such as Chase Ultimate Rewards—so you can move points into MileagePlus, often at a 1:1 ratio.

Do United MileagePlus miles expire?

No. United miles do not expire, regardless of account activity or card ownership—so long as your MileagePlus account remains open.

Is it possible to hold multiple United credit cards?

Yes. You can have more than one United co-branded card, including both consumer and business versions. This can help you maximize earning and benefit tiers across multiple card features.