Best Discover Credit Cards

Here are the best Discover credit card offers:

Discover it® Cash Back credit card

Maximize Every Purchase with the Discover it^® Cash Back Credit Card

5% cash back in rotating categories each quarter (up to $1,500 in combined purchases; activation required)
1% unlimited cash back on all other purchases
Cashback Match™—Discover automatically doubles all the cash back you’ve earned at the end of your first year
0% intro APR for 15 months on purchases and balance transfers
No annual fee and no foreign transaction fees
Free FICO^® Score and flexible redemption options

This card rewards savvy spenders who leverage rotating categories—from grocery stores and restaurants to gas stations and streaming services—while offering simple 1% back everywhere else. Activate each quarter to earn top-tier rates, then watch your rewards double at year’s end with the unmatched Cashback Match™. Plus, enjoy an extended 0% APR period to carry a balance interest-free and redeem your cash back as statement credits, direct deposits, or gift cards with no minimums.

Terms apply. Rotating category caps, balance transfer fees, and standard APRs apply. See full terms for details.

Discover it® Chrome Gas Card

Seamlessly Pay Down Debt & Earn Rewards with the Discover it^® Chrome Card

2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter; 1% cash back on all other spend
Unlimited Cashback Match™—Discover automatically doubles all the cash back you’ve earned at the end of your first year
0% intro APR for 18 months on balance transfers and 6 months on purchases
No annual fee and no foreign transaction fees
Automatic rewards—bonus categories apply without activation each quarter

Whether you’re clearing high-interest balances or covering everyday expenses, the Discover it^® Chrome Card combines powerful financing with steady cash back. Take advantage of one of the longest intro APR periods for transfers, while earning a simple 2% back on gas and dining—no activation required. Then watch your rewards double during your first year with unlimited Cashback Match™, giving you twice the value effortlessly. With no fees to worry about and convenient mobile tools to manage payments, this card is perfect for savvy spenders who demand both flexible borrowing and reliable rewards.

Terms apply. Balance transfer fee: 3% intro, then up to 5%. Variable APR 18.24%–27.24% after intro periods. See issuer for full details.

Discover it® Miles Credit Card

Transform Every Dollar into Travel Gold with the Discover it^® Miles Card

1.5x Miles on every purchase—no caps, no categories
Unlimited Mile-for-Mile Match at year-end—double what you’ve earned
No annual fee and no foreign transaction fees
Redeem any amount for travel statement credits or cash back at 1¢ per Mile
Miles never expire and require no minimum balance to redeem

Whether you’re booking flights, filling up at the pump or covering everyday essentials, the Discover it^® Miles card makes every spend count. Earn unlimited rewards on all purchases, then watch your first-year miles automatically double with Discover’s exclusive match offer. Manage your card, freeze it instantly if misplaced and track your free FICO^® Score—all within Discover’s user-friendly app with 24/7 customer care. Ideal for travelers and rewards enthusiasts who crave simplicity, flexibility and maximum value without hidden fees.

Terms apply. See Discover.com for membership agreement and complete details.

FAQs About Discover Credit Cards

What types of rewards do Discover cards offer?

Discover offers both cashback and rotational bonus categories. Some cards give flat-rate cash back, while others boost earnings in quarterly categories like gas, groceries, or online shopping—making it easy to customize rewards to your spending habits.

Is there a welcome bonus with Discover cards?

Yes, most Discover cards offer a sign-up bonus after reaching a minimum spend within the first few months. These are usually straightforward offers with no complex tiers, making them easy to understand and achieve.

Do Discover rewards expire?

No. Discover makes all earned rewards permanent as long as your account is open and in good standing. You won’t lose your cash back due to inactivity or missed payments.

How do I redeem my Discover cash back?

You can redeem cash back as a statement credit, direct deposit, or even gift cards and merchandise. Discover often offers bonus redemption value on certain categories or during special promotions.

Are there foreign transaction fees on Discover cards?

No. Discover does not charge foreign transaction fees, making their cards a great option for international travel and online purchases in foreign currencies.

What benefits come with Discover cards?

Discover includes benefits like free FICO^® Score access, fraud alerts, and one-day late payment forgiveness. Higher-tier cards may offer additional perks like purchase protection and extended warranties.

Can I use Discover cards internationally?

Yes. Discover is accepted in many countries through partnerships with global networks. Their lack of foreign transaction fees and mobile wallet compatibility makes them a solid travel companion.

Is it easy to earn higher cashback with rotating categories?

Discover’s rotating categories require enrollment each quarter and some tracking, but they can offer up to 5% back in popular spending areas. If you’re organized, it’s a great way to boost returns on specific purchases.