Best Capital One Credit Cards

Here are the best Capital One credit card offers:

Capital One Personal Cards

Capital One Venture Rewards

Experience Effortless Travel Rewards with the Capital One Venture Rewards Credit Card

75,000 bonus miles after $4,000 in purchases within 3 months (worth $750 in travel)
2X miles on every purchase, every day
5X miles on hotels, vacation rentals and car rentals booked through Capital One Travel
Up to $120 credit for Global Entry or TSA PreCheck^®
$50 experience credit on select hotel and vacation rental bookings
Transfer miles to over 15 airline and hotel partners
No foreign transaction fees and no mileage caps

Enjoy flexible redemption at 1¢ per mile: cover travel purchases with statement credits, book directly through Capital One Travel or transfer to partner programs. Miles never expire and there’s no limit to how many you can earn. Manage everything in one intuitive app, with contactless chip-and-tap security, robust travel protections and 24/7 customer support.

Terms apply. See issuer’s website for full details.

Capital One Venture X Rewards

Elevate Your Travel at a Value: Capital One Venture X Rewards Credit Card

10X miles on hotels & rental cars booked through Capital One Travel
5X miles on flights & vacation rentals through Capital One Travel
2X miles on all other purchases
$395 annual fee, with up to $300 annual travel credit for portal bookings
10,000 anniversary bonus miles (worth $100) each year
Global Entry/TSA PreCheck credit up to $100 every four years
Unlimited lounge access at Capital One & Priority Pass lounges
No foreign transaction fees

Perfect for frequent explorers, this card’s robust benefits—from statement credits to lounge access—easily offset its annual fee. Book your next adventure, relax in premium lounges and enjoy seamless digital tools, all while earning unlimited rewards on every dollar spent.

Terms apply. See issuer’s website for rates, fees and complete details.

Capital One Business Cards

Capital One Venture X Business

Elevate Your Business Travel with the Capital One Venture X Business Card

150,000 bonus miles after $30,000 in purchases within 3 months
10X miles on hotels and rental cars booked through Capital One Travel
5X miles on flights and vacation rentals booked through Capital One Travel
2X miles on all other purchases, everywhere
$300 annual travel credit for bookings through Capital One Travel
$120 statement credit for TSA PreCheck^® or Global Entry^® application fee
Unlimited lounge access at 1,300+ Priority Pass and Capital One lounges
$100 experience credit on Premier Collection hotel and vacation rental bookings
No foreign transaction fees
$395 annual fee
Charge card: pay your balance in full each month

This card is tailored for business owners who value premium travel perks and powerful earning rates. Flexibly redeem miles through Capital One Travel or transfer to leading airline and hotel partners. Between generous credits, lounge access and elevated rewards, you’ll more than offset the annual fee and enjoy a seamless global journey.

Terms apply. Welcome bonus and credits require minimum spending. See issuer’s site for full details.

Capital One Spark Cash Plus

Supercharge Your Business Rewards with the Capital One Spark Cash Plus Card

Unlimited 2% cash back on every purchase, everywhere
5% cash back on hotels and rental cars booked through Capital One’s travel portal
$2,000 one‑time bonus after $30,000 in purchases within the first 3 months
Additional $2,000 bonus for every $500,000 spent during your first year—earn multiple bonuses
No preset spending limit adapts to your business’s needs
$150 annual fee, fully refunded each year you spend $150,000
No foreign transaction fees
Charge card structure: balance due in full each month
Free employee and virtual cards with customizable controls and seamless accounting integration

Designed for high‑spend businesses, Spark Cash Plus delivers a powerful combo of flat‑rate rewards and massive welcome offers that more than offset its fee. With adaptable purchasing power, robust travel bonus rates and scalable employee programs, this card ensures every dollar fuels growth and returns—while you pay in full and build a stronger bottom line.

FAQs About Capital One Credit Cards

Are Capital One credit cards worth considering?

Yes, Capital One offers a strong lineup of cards with competitive rewards. Whether you’re earning miles for travel or cash back on daily spending, Capital One cards are known for simplicity, flexibility, and solid value.

What credit score do I need to get a Capital One card?

Capital One has options for a wide range of credit profiles. Some premium cards require excellent credit (700+), while others, like student or secured cards, may be available with fair credit starting around 580. You can use Capital One’s pre-approval tool to check your eligibility without impacting your score.

Can I hold multiple Capital One credit cards?

Capital One generally limits personal cardholders to two active credit cards. However, some secured cards and cobranded products may not count toward this limit, offering added flexibility for specific needs.

How do I close a Capital One credit card?

If you want to cancel your Capital One card, start by paying off the full balance and redeeming any rewards. Then contact customer service to formally request the closure. Don’t forget to destroy the physical card and monitor your credit afterward, as canceling can affect your score.