Best TD Bank Credit Cards

Here are the best TD Bank credit card offers:

TD Cash Credit Card

Experience Personalized Cash‑Back Rewards with the TD Cash Credit Card

$200 cash back bonus after $1,000 in purchases within 90 days of account opening
3% cash back in your top spending category and 2% cash back in a second category each quarter
Choose from Dining, Entertainment, Gas, Groceries or Travel — switch categories up to four times per year
1% cash back on all other purchases
No annual fee
0% intro APR on balance transfers for the first 15 billing cycles

Tailor your rewards strategy to fit your lifestyle—whether you’re fueling up, dining out or planning a getaway. Redeem your cash back as statement credits with no minimums and track your earnings easily in the TD mobile app. Enjoy added security features like contactless payments and real‑time fraud alerts.

Terms apply. Balance transfers must be completed within 60 days of account opening. Bonus categories unlimited and uncapped. See TD Bank for full details.

TD Double Up℠ Credit Card

Transform Every Purchase into 2% Cash Back with the TD Double Up℠ Credit Card

2% unlimited cash back on all purchases
$200 statement credit after you spend $1,500 in the first 90 days
0% intro APR on balance transfers for the first 15 billing cycles
No annual fee
Eligibility limited to residents of select states

Whether you’re covering daily essentials or big-ticket expenses, earn a straightforward 2% back crediting automatically on every swipe—no category tracking required. With a welcome bonus to jumpstart your rewards and an intro APR on balance transfers, this card delivers both long-term value and short-term flexibility. Ideal for those in states like Connecticut, Florida, New York and more, the TD Double Up℠ makes cash back simple and consistent.

Terms apply. Welcome bonus: $200 statement credit after $1,500 spend in 90 days. 0% intro APR on balance transfers for 15 billing cycles; variable APR 19.24%–29.24% thereafter. Card not available in all states; see TD for eligibility.

FAQs About TD Bank Credit Cards (U.S.)

What types of credit cards does TD Bank offer?

TD Bank offers a mix of credit cards, including cash-back cards, travel rewards cards, and co-branded options. You can choose based on your spending habits—whether you want everyday cash back or travel perks.

Can I earn bonus rewards with a TD card?

Yes. Depending on the card, you can earn bonus rewards in specific categories like groceries, dining, travel, or gas. Some cards even offer elevated reward rates during limited-time promotions.

Do TD Bank cards charge foreign transaction fees?

Many TD Bank credit cards carry foreign transaction fees, so they are best used domestically. If you travel internationally, consider pairing with a no-foreign-fee card from another issuer.

Is there a welcome bonus for TD credit cards?

Some TD cards include welcome bonuses, such as bonus points or cash back after spending a certain amount within a few months. Always check current offers to see what’s available.

Are there annual fees on TD Bank cards?

Many TD Bank cards have no annual fee, making them a good choice for value-focused consumers. However, their premium travel or co-branded versions may carry a yearly fee justified by added perks.

Can I request a credit limit increase?

Yes. You can request a credit limit increase through your online TD Bank account or by calling customer service. Approval usually depends on your income, credit history, and account performance.

How do I manage my rewards?

Rewards can typically be viewed and redeemed online or via the mobile app. You can redeem for statement credits, travel bookings, gift cards, or merchandise, depending on your card’s program.

What should I do if I lose my TD credit card?

If your card is lost or stolen, contact TD Bank immediately via their 24/7 hotline. You’ll receive a replacement card quickly and your account will be monitored for unauthorized activity.