Pros & Cons

Pros

  • +Welcome Bonus: 60,000 points
  • +Up to 3x on groceries
  • +No foreign transaction fees

Cons

  • No purchase protection

Our Review

Unlock Global Travel Possibilities with the Aeroplan® Credit Card

Earn 60,000 bonus points with the Aeroplan® Credit Card after spending $3,000 in the first 3 months!

The Aeroplan® Credit Card delivers exceptional value for travelers with a modest $95 annual fee. This card provides you with the flexibility to redeem points for both international and domestic flights, allowing you to fly to another continent and truly travel the world. With the Aeroplan® Credit Card, you’ll enjoy:

  • 3X points on grocery stores, dining at restaurants, and Air Canada purchases
  • 1X points on all other purchases
  • 500 bonus points for every $2,000 you spend in a calendar month (up to 1,500 points monthly)

The Aeroplan® Credit Card makes earning valuable travel rewards simple and straightforward, with generous category bonuses on everyday spending categories like groceries and dining.

With the current elevated welcome bonus and ongoing earning potential, the Aeroplan® Credit Card is an excellent addition to your wallet if you’re looking to travel domestically or internationally.

Rewards

All Spending

1x

Aeroplan pts per dollar

Groceries

3x

Aeroplan pts per dollar

Restaurants

3x

Aeroplan pts per dollar

Credit Card Rewards Calculator

See how much you could earn with this card based on your spending.

¢/ point
0.50¢
Groceries3x
$700/mo
Gas & EV1x
$200/mo
Transit1x
$100/mo
Restaurants3x
$300/mo
Pharmacy1x
$50/mo
Travel1x
$150/mo
Bills & recurring payments1x
$250/mo
Telecom1x
$150/mo
Entertainment & streaming1x
$100/mo
Office supplies1x
$0/mo
All other spending1x
$500/mo

Points Earned

54,000

Aeroplan/yr

Estimated Value

$540

After Fees

+$445

1st Year Value

$1,045

incl. welcome bonus

Breakdown

Groceries$8,400/yr × 3x25,200 pts
Gas & EV$2,400/yr × 1x2,400 pts
Transit$1,200/yr × 1x1,200 pts
Restaurants$3,600/yr × 3x10,800 pts
Pharmacy$600/yr × 1x600 pts
Travel$1,800/yr × 1x1,800 pts
Bills & recurring payments$3,000/yr × 1x3,000 pts
Telecom$1,800/yr × 1x1,800 pts
Entertainment & streaming$1,200/yr × 1x1,200 pts
All other spending$6,000/yr × 1x6,000 pts
Total annual spend$30,000
Total monthly spend$2,500
Average earn rate on spend per year1.8x
Total points earned54,000 pts
Value of points accumulated in the first year$540

Perks & Benefits

Concierge

24/7

NEXUS Credit

$120

Additional Benefits

  • Free first checked bags for the Cardmember and up to eight travel companions on the same reservation when travel originates on an Air Canada flight.
  • Aeroplan 35K Elite Status each calendar year you spend $75,000 or more on purchases.
  • Up to $120 statement credit every four years as reimbursement for the Global Entry, TSA PreCheck or NEXUS application fee.
  • Mastercard 24/7 Concierge to locate hard-to-find items or make reservations.
  • Pay Yourself Back: redeem Aeroplan points as a statement credit against recent travel, dining, grocery store and gas station purchases.
  • One-year complimentary DashPass membership for DoorDash and Caviar.

Fees and interest rates

  • Annual Fee
    $95
  • Foreign currency conversion fee
    0%

Terms & Conditions

Card Features

  • Earn 60,000 bonus points
  • Earn 60,000 bonus points after you spend $3,000 on purchases in the first 3 months your account is open.
  • $95 Annual Fee
  • Redeem points for both international and domestic flights with the Aeroplan® Credit Card.
  • Fly to another continent and travel the world with the Aeroplan® Credit Card.
  • Earn 3X points for each dollar spent at grocery stores, on dining at restaurants, and Air Canada directly. Earn 1X point for each dollar spent on all other purchases.
  • 500 bonus points for every $2,000 you spend in a calendar month – up to 1,500 points per month.
  • Member FDIC

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Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Milesopedia USA may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 Chase. All trademarks are property of their respective owners.