Pros & Cons

Pros

  • +Welcome Bonus: 75,000 points
  • +Up to 3x on British Airways, Aer Lingus and Iberia flights
  • +Purchase protection included

Cons

Our Review

Unlock Premium Travel Benefits with the British Airways Visa Signature® Card

Earn 75,000 Avios after you spend $5,000 on purchases within the first three months of account opening!

The British Airways Visa Signature® Card delivers exceptional value for international travelers. With this card, you’ll enjoy:

  • 3 Avios per $1 spent on purchases with British Airways, Aer Lingus, Iberia, and LEVEL
  • 2 Avios per $1 spent on hotel accommodations when purchased directly with the hotel
  • 10% off British Airways flights starting in the US when booked through the dedicated website
  • Travel Together Ticket after spending $30,000 in a calendar year, good for two years
  • No foreign transaction fees when traveling abroad
  • Contactless payment technology for fast, easy and secure transactions

The British Airways Visa Signature® Card makes earning valuable Avios simple and straightforward, with generous category bonuses on airline and hotel spending. The Travel Together Ticket is an especially valuable benefit, allowing you to bring a companion on a British Airways reward flight for just the taxes and fees.

With the current elevated welcome bonus and ongoing benefits, the British Airways Visa Signature® Card is an excellent addition to your wallet if you’re looking to travel internationally, especially to destinations served by British Airways and its partners.

Apply now to secure this limited-time offer!

Rewards

All Spending

1x

Avios pts per dollar

British Airways, Aer Lingus and Iberia flights

3x

Avios pts per dollar

Credit Card Rewards Calculator

See how much you could earn with this card based on your spending.

¢/ point
0.50¢
Groceries1x
$700/mo
Gas & EV1x
$200/mo
Transit1x
$100/mo
Restaurants1x
$300/mo
Pharmacy1x
$50/mo
Travel1x
$150/mo
Bills & recurring payments1x
$250/mo
Telecom1x
$150/mo
Entertainment & streaming1x
$100/mo
Office supplies1x
$0/mo
All other spending1x
$500/mo

Points Earned

30,000

Avios/yr

Estimated Value

$300

After Fees

+$205

1st Year Value

$955

incl. welcome bonus

Breakdown

Groceries$8,400/yr × 1x8,400 pts
Gas & EV$2,400/yr × 1x2,400 pts
Transit$1,200/yr × 1x1,200 pts
Restaurants$3,600/yr × 1x3,600 pts
Pharmacy$600/yr × 1x600 pts
Travel$1,800/yr × 1x1,800 pts
Bills & recurring payments$3,000/yr × 1x3,000 pts
Telecom$1,800/yr × 1x1,800 pts
Entertainment & streaming$1,200/yr × 1x1,200 pts
All other spending$6,000/yr × 1x6,000 pts
Total annual spend$30,000
Total monthly spend$2,500
Average earn rate on spend per year1x
Total points earned30,000 pts
Value of points accumulated in the first year$300

Additional Benefits

  • Up to $600 in Reward Flight statement credits each calendar year: $100 for Economy and Premium Economy or $200 for Business and First Class seats, up to three bookings, when you redeem Avios on a British Airways Reward Flight and pay the taxes, fees and carrier charges with the card.
  • One-year complimentary DashPass membership for DoorDash and Caviar.

Travel Insurance

Delayed Baggage

Up to $300

Lost Baggage

Up to $3,000

Travel Accident

Up to $500,000

Purchase Protection

Purchase Protection

Up to $500 / 120 days

Extended Warranty

+1 years

Auto Rental Collision (secondary, primary abroad)

Up to $60,000 / 31 days

View the insurance certificate (PDF)

Fees and interest rates

  • Annual Fee
    $95
  • Foreign currency conversion fee
    0%

Terms & Conditions

Card Features

  • Earn 75,000 Avios after you spend $5,000 on purchases within the first three months of account opening.
  • Earn 3 Avios per $1 spent on purchases with British Airways, Aer Lingus, Iberia, and LEVEL.
  • Earn 2 Avios per $1 spent on hotel accommodations when purchased directly with the hotel.
  • 10% off British Airways flights starting in the US when you book through the website provided in your welcome materials.
  • Every calendar year you make $30,000 in purchases on your British Airways Visa card, you’ll earn a Travel Together Ticket good for two years.
  • Pay no foreign transaction fees when you travel abroad.
  • Simply tap to pay with your contactless British Airways Visa Signature Card. Just look for the contactless symbol at checkout. It’s fast, easy and secure!
  • Member FDIC

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Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Milesopedia USA may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 Chase. All trademarks are property of their respective owners.