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Pros & Cons
Pros
- +Welcome Bonus: 75,000 points
- +Up to 3x at restaurants
- +Purchase protection included
Cons
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Our Review
Unlock Travel Rewards with the Chase Sapphire Preferred® Credit Card
- 75,000 bonus points after spending $5,000 in the first 3 months
- 5X points on travel booked through Chase Travel℠
- 3X points on dining, select streaming services and online grocery purchases
- 2X points on all other travel
- 1X point on all other purchases
- $50 annual hotel credit through Chase Travel℠
- 10% anniversary points boost on prior year’s spend
- No foreign transaction fees
- $95 annual fee
Make every trip count with flexible redemption options—transfer points 1:1 to top airline and hotel partners or boost their value when booking through Chase. Enjoy built‑in travel protections like trip cancellation/interruption insurance, primary rental car coverage and lost luggage reimbursement, plus seamless account management via the Chase mobile app. Whether you’re a frequent flyer or planning your next getaway, the Chase Sapphire Preferred® delivers premium perks at an approachable price.
Terms apply. Bonus offer requires minimum spend. Annual fee applies. See Chase for full details.
Rewards
All Spending
1x
Chase Ultimate Rewards pts per dollar
Restaurants
3x
Chase Ultimate Rewards pts per dollar
Streaming
3x
Chase Ultimate Rewards pts per dollar
Gas
3x
Chase Ultimate Rewards pts per dollar
Travel
2x
Chase Ultimate Rewards pts per dollar
Credit Card Rewards Calculator
See how much you could earn with this card based on your spending.
Points Earned
46,200
Chase Ultimate Rewards/yr
Estimated Value
$462
After Fees
+$367
1st Year Value
$1,117
incl. welcome bonus
Breakdown
Perks & Benefits
NEXUS Credit
$120
Additional Benefits
- Up to $100 in statement credits each account anniversary year for hotel stays purchased through Chase Travel.
- Up to $120 statement credit every four years as reimbursement for the Global Entry, TSA PreCheck or NEXUS application fee.
- Complimentary DashPass membership for 12 months, a $120 value, with $0 delivery fees and reduced service fees on eligible DoorDash orders.
- 5x total points on Lyft rides through 09/30/2027 and 5x total points on eligible Peloton equipment and accessory purchases over $150 through 12/31/2027.
Travel Insurance
Trip Cancellation
Up to $10,000
Trip Interruption
Up to $10,000
Delayed Baggage
Up to $500
Lost Baggage
Up to $3,000
Flight Delay
Up to $500
Travel Accident
Up to $500,000
Purchase Protection
Purchase Protection
Up to $500 / 120 days
Extended Warranty
+1 years
Auto Rental Collision (primary)
Up to $60,000 / 31 days
Fees and interest rates
- Annual Fee$95
- Foreign currency conversion fee0%
Terms & Conditions
Card Features
- Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
- Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases.
- Earn up to $50 in statement credits each account anniversary year for hotel stays through Chase Travel℠.
- 10% anniversary points boost – each account anniversary you’ll earn bonus points equal to 10% of your total purchases made the previous year.
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
- Complimentary DashPass which unlocks $0 delivery fees & lower service fees for a min. of one year when you activate by 12/31/27. Plus, a $10 promo each month on non-restaurant orders.
- Member FDIC
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Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Milesopedia USA may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 Chase. All trademarks are property of their respective owners.