Pros & Cons

Pros

  • +Up to 5x at Amazon
  • +Purchase protection included
  • +No foreign transaction fees

Cons

Our Review

Maximize Your Prime Benefits with the Amazon Prime Rewards Visa Signature Card

  • $150 Amazon gift card instantly upon approval (Prime membership required)
  • 5% back at Amazon.com, Amazon Fresh, Whole Foods Market and on Chase Travel purchases
  • 10% back on a rotating selection of deals and categories on Amazon.com
  • 2% back at restaurants, gas stations and on local transit & commuting (including rideshare)
  • 1% back on all other purchases
  • No annual fee
  • Redeem rewards daily on Amazon purchases or as statement credits and deposits

Whether you shop essentials at Whole Foods, book travel through Chase, or pick up the latest gadgets on Amazon.com, this card turns every purchase into meaningful value. Enjoy premium Visa Signature perks like extended warranty and travel assistance, plus the flexibility to redeem your points immediately or save them for bigger splurges. With no annual fee beyond your Prime membership, it’s the ultimate companion for loyal Prime members who want simple, powerful cashback across everyday and online spending.

Terms apply. Must have active Amazon Prime membership ($139/year for standard, $69/year for students). Rewards rates, rotating offers and enrollment requirements may apply. See full terms for details.

Rewards

All Spending

1x

Amazon pts per dollar

Amazon purchases

5x

Amazon pts per dollar

Gas

2x

Amazon pts per dollar

Restaurants

2x

Amazon pts per dollar

Transit

2x

Amazon pts per dollar

Credit Card Rewards Calculator

See how much you could earn with this card based on your spending.

¢/ point
0.50¢
Groceries1x
$700/mo
Gas & EV2x
$200/mo
Transit2x
$100/mo
Restaurants2x
$300/mo
Pharmacy1x
$50/mo
Travel1x
$150/mo
Bills & recurring payments1x
$250/mo
Telecom1x
$150/mo
Entertainment & streaming1x
$100/mo
Office supplies1x
$0/mo
All other spending1x
$500/mo

Points Earned

37,200

Amazon/yr

Estimated Value

$372

After Fees

+$372

1st Year Value

$372

incl. welcome bonus

Breakdown

Groceries$8,400/yr × 1x8,400 pts
Gas & EV$2,400/yr × 2x4,800 pts
Transit$1,200/yr × 2x2,400 pts
Restaurants$3,600/yr × 2x7,200 pts
Pharmacy$600/yr × 1x600 pts
Travel$1,800/yr × 1x1,800 pts
Bills & recurring payments$3,000/yr × 1x3,000 pts
Telecom$1,800/yr × 1x1,800 pts
Entertainment & streaming$1,200/yr × 1x1,200 pts
All other spending$6,000/yr × 1x6,000 pts
Total annual spend$30,000
Total monthly spend$2,500
Average earn rate on spend per year1.24x
Total points earned37,200 pts
Value of points accumulated in the first year$372

Additional Benefits

  • No annual credit card fee.
  • Prime Visa requires an eligible Prime membership; rewards are earned at Amazon.com, Whole Foods Market and on Chase Travel purchases.

Travel Insurance

Delayed Baggage

Up to $300

Lost Baggage

Up to $3,000

Travel Accident

Up to $500,000

Purchase Protection

Purchase Protection

Up to $500 / 120 days

Extended Warranty

+1 years

Auto Rental Collision (secondary, primary abroad)

Up to $60,000 / 31 days

View the insurance certificate (PDF)

Fees and interest rates

  • Annual Fee
    $0
  • Foreign currency conversion fee
    0%

Terms & Conditions

Card Features

  • Get a $150 Amazon Gift Card instantly upon approval (Prime members only).
  • Earn unlimited 5% back at Amazon.com, Amazon Fresh, Whole Foods Market and on Chase Travel purchases (with eligible Prime membership).
  • Prime Card Bonus: Earn 10% back or more on rotating selection of items/categories on Amazon.com (eligible Prime membership required).
  • Earn unlimited 2% back at gas stations, restaurants, and on local transit & commuting (including rideshare).
  • Earn unlimited 1% back on all other purchases.
  • No annual credit card fee.
  • Redeem daily rewards at Amazon.com as soon as the next day.
  • Member FDIC

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Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Milesopedia USA may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 Chase. All trademarks are property of their respective owners.