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Pros & Cons
Pros
- +Welcome Bonus: 50,000 points
- +Up to 4x on Southwest flights
- +Purchase protection included
Cons
- –High annual fee ($229/yr)
- –No lounge access
Our Review
Enjoy Premium Perks with the Southwest Rapid Rewards® Priority Credit Card
- 50,000 bonus points after $1,000 in purchases within your first 3 months
- 3X points on Southwest® flights
- 2X points on Rapid Rewards® hotel and car rental partner purchases
- 2X points on local transit, rideshare, internet, cable & phone services
- 1X point on all other purchases
- 7,500 anniversary points each year
- 4 upgraded boardings per year when available
- $75 annual travel credit for Southwest® purchases
- No foreign transaction fees
- $149 annual fee
With elevated earning on flights and everyday services, the Priority card delivers both flexibility and value. Use your annual travel credit to offset fees, enjoy priority boarding upgrades, and boost your balance with anniversary points. Redeem for any Southwest® flight with no blackout dates and track everything effortlessly in the Southwest® app or online portal.
Terms apply. Bonus points and anniversary credits require qualifying purchases. Upgraded boardings subject to availability. See full terms for details.
Rewards
All Spending
1x
Southwest Rapid Rewards pts per dollar
Southwest flights
4x
Southwest Rapid Rewards pts per dollar
Gas
2x
Southwest Rapid Rewards pts per dollar
Restaurants
2x
Southwest Rapid Rewards pts per dollar
Credit Card Rewards Calculator
See how much you could earn with this card based on your spending.
Points Earned
36,000
Southwest Rapid Rewards/yr
Estimated Value
$360
After Fees
+$131
1st Year Value
$631
incl. welcome bonus
Breakdown
Perks & Benefits
Priority Boarding
Included
Additional Benefits
- First checked bag free for the Cardmember and up to eight additional passengers on the same reservation, a saving of up to $90 round trip.
- Boarding benefit: the Cardmember and up to eight additional passengers on the same reservation board with Group 5.
- Unlimited Extra Legroom seat upgrades within 48 hours of departure, when available.
- 7,500 points every year on your Cardmember anniversary.
- 10,000 Companion Pass qualifying points boost each year.
- 25% back as a statement credit on Southwest Airlines inflight drink and WiFi purchases.
- Up to $120 a year in Instacart credits, $10 monthly, plus a complimentary three-month Instacart+ membership.
Travel Insurance
Delayed Baggage
Up to $300
Lost Baggage
Up to $3,000
Travel Accident
Up to $500,000
Purchase Protection
Purchase Protection
Up to $500 / 120 days
Extended Warranty
+1 years
Auto Rental Collision (secondary, primary abroad)
Up to $60,000 / 31 days
Fees and interest rates
- Annual Fee$229
- Foreign currency conversion fee0%
Terms & Conditions
Card Features
- Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.
- 7,500 anniversary points each year.
- 3X points on Southwest® purchases.
- 2X points on local transit & commuting (including rideshare).
- 2X points on internet, cable & phone services; select streaming.
- $75 Southwest® travel credit each year.
- No foreign transaction fees.
- Member FDIC
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Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Milesopedia USA may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 Chase. All trademarks are property of their respective owners.
