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Pros & Cons
Pros
- +Welcome Bonus: 60,000 miles
- +Up to 3x on United flights
- +Lounge access included
Cons
- –High annual fee ($150/yr)
Our Review
Unlock Premier United Perks with The New United℠ Explorer Card
- 60,000 bonus miles after spending $3,000 within the first 3 months
- 2X miles per $1 on United purchases, including airfare, baggage fees and seat upgrades
- 2X miles on dining and hotel stays; 1X mile on all other purchases
- $0 intro annual fee for your first year, then $150 thereafter
- First checked bag free for you and one companion on United flights
- Two United Club one‑time passes each year for lounge access
- Global Entry/TSA PreCheck credit every four years
Whether you fly United frequently or just a few times a year, this card’s robust rewards and travel protections make every trip smoother. Enjoy trip cancellation/interruption insurance, 25% back on in‑flight purchases and a complimentary year of DashPass for DoorDash & Caviar. Manage your account seamlessly in the Chase app and watch your miles add up on every flight, meal and hotel stay.
Terms apply. Bonus miles and benefits require qualifying purchases and enrollment where applicable. See issuer for full details.
Rewards
All Spending
1x
United MileagePlus pts per dollar
United flights
3x
United MileagePlus pts per dollar
Restaurants
2x
United MileagePlus pts per dollar
Credit Card Rewards Calculator
See how much you could earn with this card based on your spending.
Points Earned
33,600
United MileagePlus/yr
Estimated Value
$336
After Fees
+$186
1st Year Value
$786
incl. welcome bonus
Breakdown
Perks & Benefits
Lounge Access
2 visits per year
Lounge access credits
2
Concierge
24/7
Priority Boarding
Included
NEXUS Credit
$120
Additional Benefits
- Two United Club one-time passes per year, an over $100 value.
- Free first checked bag for the primary Cardmember and one companion, a saving of up to $200 per roundtrip.
- Priority boarding for the primary Cardmember and companions on the same reservation on United-operated flights.
- Up to $120 statement credit every four years as reimbursement for the Global Entry, TSA PreCheck or NEXUS application fee.
- 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights and on United Club premium drinks.
- Complimentary Visa Signature Concierge Service, 24 hours a day.
Travel Insurance
Trip Cancellation
Up to $1,500
Trip Interruption
Up to $1,500
Delayed Baggage
Up to $300
Lost Baggage
Up to $3,000
Flight Delay
Up to $500
Travel Accident
Up to $500,000
Purchase Protection
Purchase Protection
Up to $10,000 / 120 days
Extended Warranty
+1 years
Auto Rental Collision (primary)
Up to $60,000 / 31 days
Fees and interest rates
- Annual Fee$150
- Foreign currency conversion fee0%
Terms & Conditions
Card Features
- Limited-Time Offer: Earn 60,000 bonus miles after spending $3,000 within the first 3 months
- $0 introductory annual fee for the first year, then $150
- 2x miles on United purchases, dining, and hotel stays when booked with the hotel
- Enjoy priority boarding privileges and visit the United Club with 2 one-time passes each year for your anniversary
- Free first checked bag – a savings of up to $160 per roundtrip. Terms Apply.
- Up to $120 Global Entry, TSA PreCheck or NEXUS fee credit
- Earn a $100 United travel credit after spending $10,000 on purchases with your United Explorer Card within a calendar year
- Over $400 in partner credits each year
- Member FDIC
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Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Milesopedia USA may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 Chase. All trademarks are property of their respective owners.