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Pros & Cons
Pros
- +Welcome Bonus: 30,000 miles
- +Purchase protection included
- +No foreign transaction fees
Cons
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Our Review
Take Off with the New United Gateway℠ Card
- No annual fee and no foreign transaction fees
- 30,000 bonus miles after $1,000 in purchases within 3 months
- 2× miles on United purchases, United Hotels purchases, gas stations, local transit & commuting; 1× mile on all other spend
- 0% intro APR on purchases for 12 months
- 2 free checked bag credits per year after $10,000 in annual spend
- 25% back on United in‑flight food, beverages, Wi‑Fi & Club premium drinks
- Built‑in travel protections including trip cancellation/interruption, rental car coverage & purchase protection
Perfect for flyers who want a no‑cost way to earn United MileagePlus® rewards, this card lets you test an airline card while unlocking free checked bags and in‑flight credits. Manage your miles and perks effortlessly in the Chase Mobile® app, tap to pay with contactless security, and watch your rewards add up on every flight, fill‑up or commute.
Terms apply. Bonus miles, checked bag credits and in‑flight statement credits require qualifying purchases. See full terms at chase.com.
Rewards
All Spending
1x
United MileagePlus pts per dollar
Gas
2x
United MileagePlus pts per dollar
Transit
2x
United MileagePlus pts per dollar
United flights
2x
United MileagePlus pts per dollar
Credit Card Rewards Calculator
See how much you could earn with this card based on your spending.
Points Earned
33,600
United MileagePlus/yr
Estimated Value
$336
After Fees
+$336
1st Year Value
$636
incl. welcome bonus
Breakdown
Perks & Benefits
Concierge
24/7
Additional Benefits
- Two checked bags on United- or United Express-operated flights after spending $10,000 in a calendar year.
- 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights and on United Club premium drinks.
- Complimentary Visa Signature Concierge Service, 24 hours a day.
Travel Insurance
Trip Cancellation
Up to $1,500
Trip Interruption
Up to $1,500
Purchase Protection
Purchase Protection
Up to $500 / 120 days
Extended Warranty
+1 years
Auto Rental Collision (secondary, primary abroad)
Up to $60,000 / 31 days
Fees and interest rates
- Annual Fee$0
- Foreign currency conversion fee0%
Terms & Conditions
Card Features
- Earn 30,000 bonus miles after spending $1,000 on qualifying purchases within the first three months of account opening.
- 0% Intro APR for the first 12 months from account opening on purchases.
- No annual fee.
- 2x miles on United® purchases.
- 2x miles at gas stations and on local transit & commuting.
- 1x mile on all other purchases.
- 25% back as a statement credit on eligible onboard food, beverages & Wi-Fi and on Club premium drinks.
- Earn 2 checked bags certificates after you spend $10,000 in a calendar year.
- Member FDIC
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Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Milesopedia USA may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 Chase. All trademarks are property of their respective owners.