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Chase just launched a limited-time transfer bonus that frequent flyers should pay attention to. From April 1 through April 30, 2026, eligible Chase Ultimate Rewards cardmembers earn a 20% bonus when transferring points to Air Canada Aeroplan. Even better, if you hold a Chase Aeroplan Card, you can stack this with the standing 10% transfer bonus for a combined 30% bonus on large transfers.
That kind of boost does not come around often. A transfer of 50,000 Chase points could net you 65,000 Aeroplan points, enough for multiple domestic flights or a solid chunk toward a long-haul award. Here is everything you need to know about this offer, including which cards qualify, how stacking works, and when to pull the trigger. For a broader look at how Chase cards compare, check out our guide to the best Chase credit cards.
This promotion applies to all point transfers from Chase Ultimate Rewards to Aeroplan completed during the promotional window. The baseline 20% bonus is available to any eligible Chase cardholder. The extra 10% stacking bonus is reserved for those who also hold a Chase Aeroplan credit card.
Not every Chase card qualifies. Only cards with annual fees that include the Ultimate Rewards transfer feature are eligible for this promotion. Here is the full list of qualifying cards:
Chase confirmed that this promotional 20% bonus stacks with the existing 10% transfer bonus available to Aeroplan cardmembers. However, the 10% bonus only kicks in when you transfer at least 50,000 Ultimate Rewards points in a single transaction. Here is what that looks like in practice:
Notice that the 10% Aeroplan card bonus caps at 25,000 bonus points per calendar year. So if you transfer 250,000 points or more, the 10% bonus maxes out at 25,000 additional Aeroplan points. The 20% promotional bonus, on the other hand, has no stated cap.
Aeroplan is one of the most versatile airline loyalty programs for US-based travelers. As a member of the Star Alliance, Aeroplan gives you access to award flights on over 40 airlines, including United, Lufthansa, ANA, Singapore Airlines, and EVA Air. Award pricing starts low and scales well for premium cabins.
To put this transfer bonus in perspective: a 50,000-point transfer that yields 65,000 Aeroplan points could cover a round-trip economy flight between the US and Europe. Alternatively, it could fund over 10 short-haul flights within North America at the 6,000-point entry level. For a deeper look at how the program works, visit our Aeroplan program guide.
Before you transfer, there are several rules and restrictions worth noting. Read through these carefully, because transfers to Aeroplan are irreversible.
A 20% (or 30%) transfer bonus is significant. However, not every situation calls for an immediate transfer. Consider these factors before pulling the trigger.
The transfer process is straightforward through the Chase Ultimate Rewards portal. Here is how to do it:
If you do not yet have an Aeroplan account, you can create one for free at aircanada.com before initiating the transfer.
If you are considering which Chase card gives you the best position for this transfer bonus, here is a quick comparison of the three most accessible options. For the full picture, see our guide to the best Chase Ultimate Rewards cards.
The ideal combination is a Sapphire Preferred or Sapphire Reserve paired with the Chase Aeroplan Card. The Sapphire card earns and transfers the Ultimate Rewards points, while the Aeroplan card activates the 10% stacking bonus on large transfers.
Want to go deeper on Chase points strategy or Aeroplan award bookings? These guides cover the essentials:
This 20% Chase Ultimate Rewards to Aeroplan transfer bonus is one of the better point transfer promotions we have seen in 2026. The math is straightforward: every 10,000 points you transfer becomes 12,000 Aeroplan points. If you hold the Chase Aeroplan Card and transfer 50,000+ points at once, that number jumps to 13,000 per 10,000 transferred, a 30% uplift that is hard to beat.
The offer runs through April 30, 2026, so you have a full month to plan. However, the best approach is to search for award availability first, confirm the flights you want, and then transfer the exact amount you need. Speculative transfers rarely end well, even with a generous bonus.
If you are still building your Chase points balance, consider pairing the Chase Sapphire Preferred with an Ink Business Preferred to pool points before transferring. And if you fly Air Canada or Star Alliance partners regularly, the Chase Aeroplan Card earns its keep through the stacking bonus alone. To stay on top of future transfer bonuses, subscribe to our newsletter for weekly updates.
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