IHG One Rewards Premier Business Card Welcome Offer: 140,000 Bonus Points
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Chase has just launched its most recent welcome offer on the IHG One Rewards Premier Business Credit Card, making this an excellent time to consider adding this hotel business card to your wallet.
The card is currently offering 140,000 IHG One Rewards points once you reach the spending threshold. With this offer representing a good-but-not-great opportunity compared to this card’s recent record-high welcome offer, let’s examine this limited-time opportunity and explore why the IHG Premier Business Card represents excellent value for small business owners, even beyond the initial bonus.
IHG® One Rewards Premier Business Credit Card
Unlock Premium Travel Benefits with the IHG One Rewards Premier Business Credit Card
Welcome Offer: Earn 140,000 Bonus Points with the IHG One Rewards Premier Business Credit Card after meeting spending requirements.
The IHG One Rewards Premier Business Credit Card delivers exceptional value for business owners. This card is worth getting primarily for its anniversary free night certificate, which can easily outvalue the annual fee. Plus, with the IHG One Rewards Premier Business Card, you’ll enjoy:
- Automatic IHG Platinum Elite status
- Fourth night free on award redemptions
- Global Entry/TSA PreCheck®/NEXUS credit up to $120 every 4 years
IHG One Rewards Premier Business cardholders earn up to 26 total points per $1 at IHG properties, 5 points per $1 on travel, gas stations, select advertising, and restaurants, and 3 points per $1 on all other purchases. Your points can be redeemed at InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Indigo® Hotels & Holiday Inn®.
With the current elevated welcome bonus and stellar ongoing benefits, the IHG One Rewards Premier Business Credit Card is an excellent addition to your business spending strategy.
Apply now to secure this limited-time offer!
- Annual fee
- $200
- Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$1,200Total$1,200Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
- $1,200
- Welcome offerUp to 200,000 bonus points in total: 190,000 after $5,000 in eligible purchases in the first 3 months from account opening, plus 10,000 after adding the first employee card within those same first 3 months. The 10,000-point addition is awarded once and is included in the maximum.
- Up to 200,000 points
Apply Now
on Chase's website
IHG Premier Business Card Welcome Bonus Details
The current welcome offer on the IHG One Rewards Premier Business Credit Card is 140,000 IHG One Rewards points after spending $4,000 within the first three months as a cardholder.
At a valuation of approximately 0.5 cents per IHG point, this welcome bonus is worth around $700 in hotel stays—an exceptional return on a card with a modest $99 annual fee.
What Can You Do With 140,000 IHG Points?
To put this welcome bonus in perspective, here are some examples of what 140,000 IHG points could get you:
- 2-3 nights at a luxury property like InterContinental or Regent (40,000-60,000 points per night)
- 4-7 nights at a mid-tier property like Crowne Plaza or Hotel Indigo (20,000-30,000 points per night)
- 8+ nights at budget-friendly options like Holiday Inn Express (10,000-15,000 points per night)
When you factor in the card’s fourth night free benefit on award stays, you can stretch these points even further. For example, a 8-night stay at a property costing 20,000 points per night would normally require 160,000 points, but with the fourth night free benefit, you’d pay just 120,000 points (saving 40,000 points).
Eligibility for the IHG Premier Business Card
Before applying, it’s important to understand the eligibility requirements for this welcome bonus:
- You must have a legitimate business (sole proprietorships qualify)
- You’re not eligible if you currently have this specific card or have received a welcome bonus on this exact card in the past
- You are eligible even if you have or have had the personal IHG® One Rewards Premier Credit Card or IHG® One Rewards Traveler Credit Card
- The standard Chase application rules apply, including the 5/24 rule (though business cards don’t add to your 5/24 count)
This means you could potentially hold both the personal and business versions of the IHG Premier Card simultaneously, earning welcome bonuses on each and enjoying complementary benefits.
Key Benefits of the IHG Premier Business Card
Beyond the welcome bonus, the IHG Premier Business Card offers several valuable ongoing benefits that easily justify its modest $99 annual fee:
Automatic IHG One Rewards Platinum Elite Status
Cardholders receive complimentary IHG Platinum Elite status for as long as they hold the card. This mid-tier status includes:
- 60% bonus points on paid stays
- Room upgrades (subject to availability)
- Extended checkout (2pm when available)
- Welcome amenity at check-in
- Complimentary internet
- Access to the Milestone Rewards program, which offers additional benefits after reaching stay thresholds
Annual Free Night Certificate
Each year on your account anniversary, you’ll receive a free night certificate valid at IHG properties costing up to 40,000 points per night. This benefit alone can easily outweigh the card’s annual fee, especially when used at properties that would otherwise cost $200+ per night.
Additionally, you can now top off these certificates with points from your account to book properties that cost more than 40,000 points per night, adding tremendous flexibility to this benefit.
Fourth Night Free on Award Stays
When you redeem points for a stay of four nights or more, you’ll automatically receive the fourth night free. This effectively gives you a 25% discount on four-night award stays, stretching your points even further.
United TravelBank Credit
Cardholders receive up to $50 in United TravelBank credit annually, distributed as up to $25 every six months. This credit can be used toward United Airlines flights, adding even more value to the card’s benefits package.
Global Entry/TSA PreCheck Credit
The card offers a statement credit of up to $100 every four years for application fees associated with Global Entry, TSA PreCheck, or NEXUS, helping you expedite airport security and immigration processes.
Path to Diamond Elite Status
If you spend $40,000 on the card in a calendar year, you’ll be upgraded to IHG One Rewards Diamond Elite status, the program’s highest tier. While this spending threshold is substantial, it offers an alternative path to achieving top-tier status for businesses with substantial expenses.
Earning Structure
The card offers a competitive earning structure for business expenses:
- 10x points at IHG hotels and resorts
- 5x points on travel, dining, social media, and search engine advertising, and at gas stations
- 5x points on office supply store purchases
- 3x points on all other purchases
When combined with the points you earn as an IHG One Rewards member and the 60% bonus from Platinum status, you can earn up to 26 points per dollar spent at IHG properties.
How the IHG Premier Business Card Compares to Other Business Hotel Cards
When evaluating the IHG Premier Business Card against other popular business hotel credit cards, it stands out in several areas:
| Feature | IHG Premier Business ($99) | Marriott Bonvoy Business ($125) | Hilton Business ($95) |
|---|---|---|---|
| Welcome Bonus | 140,000 points | Typically 75,000-125,000 points | Typically 130,000-180,000 points |
| Free Night Certificate | Up to 40,000 points (with top-off option) | Up to 35,000 points | None (earn with $15k and $45k spend) |
| Elite Status | Platinum (mid-tier) | Gold (mid-tier) | Gold (mid-tier) |
| 4th Night Benefit | Yes (4th night free) | No | No |
| Additional Credits | $50 United TravelBank credit | None | 10 Priority Pass visits |
The IHG Premier Business Card offers a particularly compelling combination of a strong welcome bonus, immediate elite status, a valuable free night certificate, and unique benefits like the fourth night free on award stays—all at a competitive annual fee.
Business-Specific Benefits
As a business credit card, the IHG Premier Business Card offers several features specifically designed for business owners:
- Free employee cards: Add employees as authorized users at no additional cost
- Business-focused bonus categories: Earn 5x points on social media and search engine advertising, office supply stores, and other common business expenses
- Expense tracking tools: Access to Chase’s business reporting features to help categorize expenses
- Separation of business and personal expenses: Keep your business spending separate from personal finances
- Business-specific travel insurance: Trip cancellation/interruption insurance and auto rental collision damage waiver when renting for business purposes
Maximizing the IHG Premier Business Card
To get the most value from your IHG Premier Business Card:
- Meet the spending requirement: Ensure you reach the $4,000 spending requirement within three months to earn the 140,000-point welcome offer.
- Book four-night award stays: Take advantage of the fourth night free benefit to stretch your points
- Maximize the anniversary free night: Use it at properties that would otherwise cost $200+ per night
- Leverage Platinum status: Request room upgrades and enjoy elite benefits on every stay
- Utilize the United credit: Don’t forget to use your semi-annual TravelBank credits for United flights
- Concentrate business spending: Use the card for office supplies, advertising, and other business expenses to earn bonus points
Bottom Line
The IHG One Rewards Premier Business Credit Card is currently offering a strong welcome bonus of 140,000 points after meeting the spending requirement. At a valuation of approximately $700, this offer represents an exceptional earning opportunity for IHG fans.
Beyond the initial bonus, the card offers substantial ongoing value through its annual free night certificate, automatic Platinum Elite status, fourth night free on award stays, and additional travel benefits. For most business owners, these perks easily justify the $99 annual fee, making this a card worth holding onto year after year.
If you’ve been considering adding an IHG business credit card to your wallet, now is an excellent time to apply while this welcome offer is available.
- Annual fee
- $200
- Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$1,200Total$1,200Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
- $1,200
- Welcome offerUp to 200,000 bonus points in total: 190,000 after $5,000 in eligible purchases in the first 3 months from account opening, plus 10,000 after adding the first employee card within those same first 3 months. The 10,000-point addition is awarded once and is included in the maximum.
- Up to 200,000 points
Apply Now
on Chase's website
Frequently Asked Questions
Do I need a large business to qualify for this card?
No, even small businesses or sole proprietorships can qualify. If you’re a freelancer, consultant, or have a side hustle, you may be eligible. You can apply using your Social Security Number as your business tax ID if you don’t have an EIN.
How long is this 140,000-point offer available?
Chase has not specified an end date for this limited-time offer, so it could be withdrawn at any time. If you’re interested, it’s best to apply sooner rather than later.
Can I have both the personal and business IHG Premier cards?
Yes, you can hold both the personal IHG Premier Card and the IHG Premier Business Card simultaneously, and earn the welcome bonus on each if you meet the eligibility requirements.
Does this card count toward Chase’s 5/24 rule?
While you generally need to be under 5/24 to be approved for this card, the IHG Premier Business Card will not add to your 5/24 count since business cards from Chase don’t appear on your personal credit report.
How does the free night certificate work?
The annual free night certificate is automatically deposited into your IHG account after your card anniversary each year. It can be used at any IHG property costing up to 40,000 points per night. If you want to book a property that costs more than 40,000 points, you can supplement the certificate with points from your account to cover the difference.
Are there any restrictions on using the United TravelBank credit?
The United TravelBank credit can only be used for flights operated by United Airlines and United Express. It cannot be used for partner flights, upgrades, or other United products. The credit is applied automatically when you use your IHG Premier Business Card to purchase eligible United flights.
