Best Avios Credit Cards in the US

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Iberia Visa Signature®

Chase Avios

Annual fee: $95
Our valuation: $1,050Milesopedia first-year estimate First-year valueWelcome bonus$1,050Total$1,050Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Welcome offer: 75,000 points

Features
Issuer: Chase
Network
Program: Avios

Fees and terms
Annual Fee: $95/yr
Min. annual income: —

Interest rates
Foreign transaction fee: 0 %

Issuer terms

Earn 75,000 Avios after you spend $5,000 on purchases within the first 3 months from account opening.
Earn 5 Avios per $1 spent on purchases with Iberia, British Airways, Aer Lingus, and LEVEL within your first 18 months from account opening, thereafter earn 3 Avios.
Earn 3 Avios per $1 spent on hotel accommodations when purchased directly with the hotel within your first 18 months from account opening, thereafter earn 2 Avios. Plus earn 1 Avios per $1 spent on all other purchases.
Save 10% on Iberia flights purchased on iberia.com/Chase10.
Earn a discount voucher of $1,000 to use toward two tickets on the same flight for each year you make purchases of $30,000 on your card
Pay no foreign transaction fees when you travel abroad.
Simply tap to pay with your contactless Iberia Visa Signature Card. Just look for the contactless symbol at checkout. It’s fast, easy and secure!

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Rewards: Rate
British Airways, Aer Lingus and Iberia flights: 3x

Travel insurance: Coverage
Delayed Baggage: $300
Lost Baggage: $3,000
Travel Accident: $500,000

Purchase protection: Coverage
Purchase Protection: $500 · 120 days
Extended Warranty: +1 year
Auto Rental Collision (secondary, primary abroad): $60,000 · 31 days

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Pros

Welcome bonus of 75,000 points

Cons

Fewer premium perks

Unlock Premier Avios Rewards with the Iberia Visa Signature® Card

75,000 bonus Avios after spending $5,000 in the first three months
3 Avios per $1 on Iberia, British Airways, Aer Lingus and LEVEL purchases
2 Avios per $1 on hotel stays booked directly with the property
1 Avios per $1 on all other purchases
10% off Iberia flights booked at iberia.com/Chase10
$1,000 discount voucher toward two tickets after $30,000 in annual spending
No foreign transaction fees on purchases abroad
$95 annual fee

Whether you’re jetting off to Spain or exploring the world, this card turns everyday spending into Avios that unlock award flights, upgrades and companion savings. Enjoy contactless checkout, travel protections and exclusive airline discounts that make your journeys more rewarding.

Terms apply. $95 annual fee. Bonus Avios require $5,000 spend in 3 months. Flight discounts and voucher subject to terms. See issuer for details.

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Aer Lingus Visa Signature®

Chase Avios

Annual fee: $95
Our valuation: $1,050Milesopedia first-year estimate First-year valueWelcome bonus$1,050Total$1,050Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Welcome offer: 75,000 points

Features
Issuer: Chase
Network
Program: Avios

Fees and terms
Annual Fee: $95/yr
Min. annual income: —

Interest rates
Foreign transaction fee: 0 %

Issuer terms

Earn 75,000 Avios after you spend $5,000 on purchases within the first three months of account opening.
Earn 5 Avios per $1 spent on purchases with Aer Lingus, British Airways, Iberia, and LEVEL within your first 18 months from account opening, thereafter earn 3 Avios.
Earn 3 Avios per $1 spent on hotel accommodations when purchased directly with the hotel within your first 18 months from account opening, thereafter earn 2 Avios. Plus earn 1 Avios per $1 spent on all other purchases.
Every calendar year you make purchases of $30,000 on your Aer Lingus Visa Signature Card, you’ll receive a Commercial Companion Ticket good for 12 months.
You and any authorized users on your account are eligible for Priority Boarding on Aer Lingus flights departing from and returning to the US from Ireland.
Pay no foreign transaction fees when you travel abroad.
Simply tap to pay with your contactless Aer Lingus Visa Signature Card. Just look for the contactless symbol at checkout. It’s fast, easy and secure!

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Rewards: Rate
British Airways, Aer Lingus and Iberia flights: 3x

Travel insurance: Coverage
Delayed Baggage: $300
Lost Baggage: $3,000
Travel Accident: $500,000

Purchase protection: Coverage
Purchase Protection: $500 · 120 days
Extended Warranty: +1 year
Auto Rental Collision (secondary, primary abroad): $60,000 · 31 days

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Pros

Welcome bonus of 75,000 points

Cons

Fewer premium perks

Experience Avios Rewards & Companion Perks with the Aer Lingus Visa Signature® Card

75,000 bonus Avios after spending $5,000 in the first 3 months
3 Avios per $1 on Aer Lingus, British Airways, Iberia & LEVEL purchases
2 Avios per $1 on hotel stays booked directly with the hotel
1 Avios per $1 on all other purchases
Annual companion ticket after $30,000 in calendar-year spend
No foreign transaction fees
Priority boarding on U.S.–Ireland/UK flights for you & authorized users
Travel protections: baggage delay & lost/damage coverage

Whether you’re hopping across the Atlantic or exploring Europe’s skies, this card makes every dollar count toward your next adventure. Unlock generous Avios earnings on flights and hotels, plus enjoy the comfort of a companion ticket and priority boarding. Manage your account effortlessly through the Chase mobile app and tap to pay with secure contactless technology.

Terms apply. Annual fee $95. See issuer for full details.

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British Airways Visa Signature® Card

Chase Avios

Annual fee: $95
Our valuation: $1,050Milesopedia first-year estimate First-year valueWelcome bonus$1,050Total$1,050Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Welcome offer: 75,000 points

Features
Issuer: Chase
Network
Program: Avios

Fees and terms
Annual Fee: $95/yr
Min. annual income: —

Interest rates
Foreign transaction fee: 0 %

Issuer terms

Earn 75,000 Avios after you spend $5,000 on purchases within the first three months of account opening.
Earn 3 Avios per $1 spent on purchases with British Airways, Aer Lingus, Iberia, and LEVEL.
Earn 2 Avios per $1 spent on hotel accommodations when purchased directly with the hotel.
10% off British Airways flights starting in the US when you book through the website provided in your welcome materials.
Every calendar year you make $30,000 in purchases on your British Airways Visa card, you’ll earn a Travel Together Ticket good for two years.
Pay no foreign transaction fees when you travel abroad.
Simply tap to pay with your contactless British Airways Visa Signature Card. Just look for the contactless symbol at checkout. It’s fast, easy and secure!
Member FDIC

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Rewards: Rate
British Airways, Aer Lingus and Iberia flights: 3x

Travel insurance: Coverage
Delayed Baggage: $300
Lost Baggage: $3,000
Travel Accident: $500,000

Purchase protection: Coverage
Purchase Protection: $500 · 120 days
Extended Warranty: +1 year
Auto Rental Collision (secondary, primary abroad): $60,000 · 31 days

Read full review

Pros

Welcome bonus of 75,000 points

Cons

Fewer premium perks

Unlock Premium Travel Benefits with the British Airways Visa Signature® Card

Earn 75,000 Avios after you spend $5,000 on purchases within the first three months of account opening!

The British Airways Visa Signature® Card delivers exceptional value for international travelers. With this card, you’ll enjoy:

3 Avios per $1 spent on purchases with British Airways, Aer Lingus, Iberia, and LEVEL
2 Avios per $1 spent on hotel accommodations when purchased directly with the hotel
10% off British Airways flights starting in the US when booked through the dedicated website
Travel Together Ticket after spending $30,000 in a calendar year, good for two years
No foreign transaction fees when traveling abroad
Contactless payment technology for fast, easy and secure transactions

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Complete Guide

Compare Avios credit cards available in the United States, including annual fees, rewards and welcome offers.

Cards analyzed

Sep 2026

Last updated

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Every card is evaluated across 100+ criteria. We calculate first-year value by combining the welcome bonus, estimated rewards on typical American spending patterns, and subtracting the annual fee. This objective score determines our ranking.

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