Southwest Rapid Rewards® Performance Business Credit Card
Annual fee
$299
Our valuation
$1,000
Milesopedia first-year estimateFirst-year valueWelcome bonus$1,000Total$1,000Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Welcome offer
80,000 points
Apply Now

on Chase's website

Features
Issuer
Chase
Network
Program
Southwest Rapid Rewards
Fees and terms
Annual Fee
$299/yr
Min. annual income
Interest rates
Foreign transaction fee
0 %

Issuer terms

  • Earn 80,000 points after you spend $5,000 on purchases in the first 3 months from account opening.
  • 9,000 bonus points after your Cardmember anniversary.
  • 4X points on Southwest® purchases.
  • 3X points on Rapid Rewards® hotel & car rental partners.
  • 2X points on rideshare.
  • 2X points on social media & search engine advertising, internet, cable, & phone services.
  • 1X points on all other purchases.
  • 4 Upgraded Boardings per year when available.
  • Member FDIC
Read full review
Rewards
Rate
Southwest flights
4x
Gas & EV
2x
Restaurants
2x
Transit
2x
Benefits
NEXUS
$120
Read full review

Pros

  • Welcome bonus of 80,000 points
  • 2x at restaurants

Cons

  • High annual fee ($299)

Elevate Your Business Travel with the Southwest Rapid Rewards® Performance Business Card

  • 80,000 bonus points after you spend $5,000 on purchases in the first 3 months
  • 9,000 anniversary points each year after your cardmember anniversary
  • 4X points per $1 on Southwest® purchases
  • 3X points per $1 on Rapid Rewards® hotel and car rental partner purchases
  • 2X points per $1 on local transit & rideshare
  • 2X points per $1 on social media & search engine advertising, internet, cable & phone services
  • 1X point per $1 on all other purchases
  • 4 upgraded boardings per year when available
  • No foreign transaction fees
  • $199 annual fee

Designed for entrepreneurs who fly Southwest frequently, this card turns routine business expenses into Rapid Rewards points faster. Unlock a generous welcome bonus, enjoy annual anniversary points to boost your balance, and accelerate earnings on flights, hotel stays, advertising and more. With perks like upgraded boarding and no foreign transaction fees, you’ll travel smarter and save on additional charges. Manage your account, book flights and redeem rewards seamlessly through the Southwest app or online portal.

Terms apply. Welcome bonus requires $5,000 spend in the first 3 months. Upgraded boardings subject to availability. See issuer for complete details and enrollment requirements.

Read full review
Southwest Rapid Rewards® Premier Business Credit Card
Annual fee
$149
Our valuation
$750
Milesopedia first-year estimateFirst-year valueWelcome bonus$750Total$750Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Welcome offer
60,000 points
Apply Now

on Chase's website

Features
Issuer
Chase
Network
Program
Southwest Rapid Rewards
Fees and terms
Annual Fee
$149/yr
Min. annual income
Interest rates
Foreign transaction fee
0 %

Issuer terms

  • Earn 60,000 points after you spend $3,000 on purchases in the first 3 months your account is open.
  • 6,000 bonus points after your Cardmember anniversary.
  • 3X points on Southwest Airlines® purchases.
  • 2X points on Rapid Rewards® hotel & car rental partners.
  • 2X points on rideshare.
  • 1X point per $1 on all other purchases.
  • 2 EarlyBird Check-In® each year.
  • Member FDIC
Read full review
Rewards
Rate
Southwest flights
3x
Gas & EV
2x
Restaurants
2x
Read full review

Pros

  • Welcome bonus of 60,000 points
  • 2x at restaurants

Cons

  • Fewer premium perks

Optimize every business trip with the Southwest Rapid Rewards® Premier Business Credit Card.

  • 60,000 bonus points after spending $3,000 within the first 3 months
  • 3X points per $1 on Southwest® flights
  • 2X points per $1 on Rapid Rewards® hotel and car rental partner purchases
  • 2X points per $1 on local transit, rideshare, internet, cable & phone services
  • 2X points per $1 on social media & search engine advertising
  • 1X point per $1 on all other purchases
  • 9,000 anniversary points each year
  • 4 upgraded boardings per year when available
  • No foreign transaction fees
  • $199 annual fee

Designed for entrepreneurs who rely on Southwest for flights and invest in advertising and operations, this card accelerates your rewards on every dollar. Redeem points for free travel with no blackout dates, enjoy annual anniversary points to boost your balance, and breeze through security with upgraded boarding privileges. Manage your account and track your points seamlessly in the Southwest® mobile app or online portal, and keep foreign transaction costs at zero when you travel abroad.

Terms apply. Bonus points and anniversary credits require qualifying purchases. Upgraded boardings subject to availability. See issuer’s site for complete details.

Read full review
Southwest Rapid Rewards® Priority Credit Card
Annual fee
$229
Our valuation
$750
Milesopedia first-year estimateFirst-year valueWelcome bonus$750Total$750Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Welcome offer
60,000 points
Apply Now

on Chase's website

Features
Issuer
Chase
Network
Program
Southwest Rapid Rewards
Fees and terms
Annual Fee
$229/yr
Min. annual income
Interest rates
Foreign transaction fee
0 %

Issuer terms

  • Earn 60,000 bonus points after spending $2,000 on purchases in the first 3 months from account opening.
  • 7,500 anniversary points each year.
  • Earn 4 points per $1 spent on Southwest Airlines® purchases, including flights, inflight, and Southwest gift cards.
  • Earn 2 points for every $1 you spend at gas stations and restaurants
  • First checked bag free for Cardmembers and up to 8 additional passengers in the same reservation.
  • Select a Preferred seat at booking, at no additional charge, when available.
  • Cardmembers and up to 8 passengers in the same reservation will board with Group 5 giving them earlier access to overhead bins.
  • No foreign transaction fees.
  • Member FDIC
Read full review
Rewards
Rate
Southwest flights
4x
Gas & EV
2x
Restaurants
2x
Travel insurance
Coverage
Delayed Baggage
$300
Lost Baggage
$3,000
Travel Accident
$500,000
Purchase protection
Coverage
Purchase Protection
$500 · 120 days
Extended Warranty
+1 year
Auto Rental Collision (secondary, primary abroad)
$60,000 · 31 days
Read full review

Pros

  • Welcome bonus of 60,000 points
  • 2x at restaurants

Cons

  • High annual fee ($229)

Enjoy Premium Perks with the Southwest Rapid Rewards® Priority Credit Card

  • 60,000 bonus points after $2,000 in purchases within your first 3 months
  • 3X points on Southwest® flights
  • 2X points on Rapid Rewards® hotel and car rental partner purchases
  • 2X points on local transit, rideshare, internet, cable & phone services
  • 1X point on all other purchases
  • 7,500 anniversary points each year
  • 4 upgraded boardings per year when available
  • $75 annual travel credit for Southwest® purchases
  • No foreign transaction fees
  • $149 annual fee

With elevated earning on flights and everyday services, the Priority card delivers both flexibility and value. Use your annual travel credit to offset fees, enjoy priority boarding upgrades, and boost your balance with anniversary points. Redeem for any Southwest® flight with no blackout dates and track everything effortlessly in the Southwest® app or online portal.

Terms apply. Bonus points and anniversary credits require qualifying purchases. Upgraded boardings subject to availability. See full terms for details.

Read full review
Southwest Rapid Rewards® Premier Credit Card
Annual fee
$149
Our valuation
$688
Milesopedia first-year estimateFirst-year valueWelcome bonus$688Total$688Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Welcome offer
55,000 points
Apply Now

on Chase's website

Features
Issuer
Chase
Network
Program
Southwest Rapid Rewards
Fees and terms
Annual Fee
$149/yr
Min. annual income
Interest rates
Foreign transaction fee
0 %

Issuer terms

  • Earn 55,000 bonus points after spending $1,500 on purchases in the first 3 months from account opening.
  • 6,000 anniversary points each year.
  • Earn 3 points per $1 spent on Southwest Airlines® purchases, including flights, inflight, and Southwest gift cards.
  • Earn 2 points for every $1 you spend at grocery stores and restaurants on the first $8,000 in combined purchases per anniversary year.
  • First checked bag free for Cardmembers and up to 8 additional passengers in the same reservation.
  • Select a Standard or Preferred seat within 48 hours prior to departure, when available.
  • Cardmembers and up to 8 passengers in the same reservation will board with Group 5 giving them earlier access to overhead bins.
  • No foreign transaction fees.
  • Member FDIC
Read full review
Rewards
Rate
Southwest flights
3x
Groceries
2x
Restaurants
2x
Travel insurance
Coverage
Delayed Baggage
$300
Lost Baggage
$3,000
Travel Accident
$500,000
Purchase protection
Coverage
Purchase Protection
$500 · 120 days
Extended Warranty
+1 year
Auto Rental Collision (secondary, primary abroad)
$60,000 · 31 days
Read full review

Pros

  • Welcome bonus of 55,000 points
  • 2x on groceries
  • 2x at restaurants

Cons

  • Fewer premium perks

Fast-Track Free Flights with the Southwest Rapid Rewards® Premier Credit Card

  • 55,000 bonus points after $1,000 in purchases in the first 3 months
  • 3X points on Southwest® flights
  • 2X points on Rapid Rewards® hotel & car rental partners
  • 2X points on local transit, commuting, internet, cable, phone & select streaming
  • 1X point on all other purchases
  • 6,000 anniversary points every account year
  • 4 upgraded boardings per year
  • No foreign transaction fees

Whether you’re flying for business or leisure, this card accelerates your points balance with top‑tier earnings on flights and everyday expenses. Enjoy a generous sign‑up bonus and annual anniversary points to redeem free flights sooner, plus enhanced travel comfort with upgraded boardings. Earn unlimited tier‑qualifying points on every $5,000 spent to fast‑track A‑List status, and manage your rewards seamlessly in the Southwest® app.

Terms apply. Sign‑up and anniversary bonuses require qualifying purchases. Upgraded boardings subject to availability. See full terms for details.

Read full review
Southwest Rapid Rewards® Plus Credit Card
Southwest Rapid Rewards® Plus Credit Card
ChaseSouthwest Rapid Rewards
Annual fee
$99
Our valuation
$625
Milesopedia first-year estimateFirst-year valueWelcome bonus$625Total$625Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Welcome offer
50,000 points
Apply Now

on Chase's website

Features
Issuer
Chase
Network
Program
Southwest Rapid Rewards
Fees and terms
Annual Fee
$99/yr
Min. annual income
Interest rates
Foreign transaction fee
3 %

Issuer terms

  • Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.
  • 3,000 anniversary points each year.
  • Earn 2X points on Southwest® purchases.
  • Earn 2X points on local transit & commuting (including rideshare).
  • Earn 2X points on internet, cable & phone services; select streaming.
  • 2 EarlyBird Check-In® each year.
  • Earn 1 point per $1 on all other purchases.
  • Member FDIC
Read full review
Rewards
Rate
Groceries
2x
Gas & EV
2x
Southwest flights
2x
Travel insurance
Coverage
Delayed Baggage
$300
Lost Baggage
$3,000
Travel Accident
$500,000
Purchase protection
Coverage
Purchase Protection
$500 · 120 days
Extended Warranty
+1 year
Auto Rental Collision (secondary, primary abroad)
$60,000 · 31 days
Read full review

Pros

  • Welcome bonus of 50,000 points
  • 2x on groceries

Cons

  • Fewer premium perks

Boost Your Southwest Rewards with the Southwest Rapid Rewards® Plus Credit Card

  • 50,000 bonus points after $1,000 in purchases within 3 months
  • 2X points on Southwest® flights
  • 2X points on local transit, rideshares, internet, cable, phone and select streaming
  • 1X point on all other purchases
  • 3,000 anniversary points each cardmember anniversary
  • 2 EarlyBird Check‑In® credits per year
  • Points never expire and no blackout dates
  • 3% foreign transaction fee
  • $69 annual fee

Ideal for Southwest loyalists seeking solid ongoing rewards without a high fee, this card combines a generous welcome bonus with elevated earning on flights and everyday services. Track your points, book flights and manage EarlyBird Check‑In® credits seamlessly in the Southwest app.

Terms apply. Bonus points after qualifying spend. Foreign transaction fee applies. See full terms for details.

Read full review

Complete Guide

Best Southwest Rapid Rewards Credit Cards

Compare Southwest Priority, Premier, Plus, and Performance Business cards.

5

Cards analyzed

Sep 2026

Last updated

100%

Independent

Our Methodology

Every card is evaluated across 100+ criteria. We calculate first-year value by combining the welcome bonus, estimated rewards on typical American spending patterns, and subtracting the annual fee. This objective score determines our ranking.

📊Real data
🔄Updated regularly
⚖️Unbiased review
🎯Transparent criteria

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